US Bancorp

US Bancorp ROA

The Return on Assets (ROA) of US Bancorp (USB) as of Nov 5, 2026 is 1.09 %. In the previous year, Return on Assets (ROA) was 0.93 % — a change of 17.84% (higher).

ROA

1.09 %

YoY

17.84%

Last updated:

In 2025, US Bancorp's return on assets (ROA) was 1.09 %, a 17.84% increase from the 0.93 % ROA in the previous year.

The US Bancorp ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
1.52 USD
Jan 1, 2019
1.40 USD
Jan 1, 2020
0.90 USD
Jan 1, 2021
1.39 USD
Jan 1, 2022
0.86 USD
Jan 1, 2023
0.82 USD
Jan 1, 2024
0.93 USD
Jan 1, 2025
1.09 USD
The US Bancorp ROA history
YEARROAYoY
1.09 %+17.84%
0.93 %+13.49%
0.82 %-5.21%
0.86 %-37.85%
1.39 %+55.15%
0.90 %-35.85%
1.40 %-8.08%
1.52 %+12.82%
1.35 %+1.93%
1.32 %-5.26%
1.39 %-4.12%
1.45 %—

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US Bancorp Stock analysis

What does US Bancorp do? U.S. Bancorp is one of the largest banks in the United States. It is headquartered in Minneapolis, Minnesota, and operates more than 3,000 branches in 25 states. The bank employs over 70,000 employees and offers a wide range of products and services, such as personalized accounts, loans, real estate and asset management, investment and insurance products. U.S. Bancorp is considered one of the safest banks in the United States and is known for its solid financial solutions and excellent customer service. The history of U.S. Bancorp dates back to 1863 when the National Bank of Cincinnati was founded. In the following years, the bank merged with other financial institutions and expanded into other states. In 1997, the company was finally renamed U.S. Bancorp and has since become one of the leading financial institutions in the United States. The business model of U.S. Bancorp is based on providing innovative and customer-oriented financial services. The bank focuses on profitable business areas such as lending, asset management, and investment banking. Through targeted investments in new technologies and the development of its service offerings, U.S. Bancorp has established a leading position in the field of digital financial services in recent years. U.S. Bancorp is divided into various divisions, including personal finance, business customers, asset management, and investment banking. In the field of personal finance, the bank offers a variety of services such as credit and debit cards, checking and savings accounts, online and mobile banking, loans, and mortgages. Business customers can access a wide range of financial and advisory services, such as loans, credit cards, cash management solutions, and risk management. In the field of asset management, U.S. Bancorp offers a comprehensive range of solutions, including asset consulting, investments, asset protection, and trust services. In investment banking, the bank is a leader in areas such as mergers and acquisitions, corporate finance, and capital markets. As one of the leading banks in the United States, U.S. Bancorp strives to offer its customers a wide range of products and solutions. The offered products include credit and debit cards, savings accounts, checking accounts, loans, mortgages, online and mobile banking, investment and asset management solutions, credit card devices, and cash management solutions. Overall, U.S. Bancorp is one of the safest and most reliable banks in the United States with a wide range of innovative financial solutions and services. The bank has its origins in the mid-19th century and has gone through a long history of mergers and acquisitions over time. Today, U.S. Bancorp is able to offer its customers a comprehensive range of products and services tailored to their individual needs. US Bancorp is one of the most popular companies on Eulerpool.

ROA Details

Understanding US Bancorp's Return on Assets (ROA)

US Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing US Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider US Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in US Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about US Bancorp stock

Return on Assets (ROA) of US Bancorp is 1.09 % in 2025.

Return on Assets (ROA) of US Bancorp changed from 0.93 % to 1.09 %, representing a 17.84% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) US Bancorp since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s US Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — US Bancorp

All Key Metrics — US Bancorp