UniCredit SpA (UCG.MI) Stock Price
UniCredit SpA Price
Revenue at UniCredit SpA has contracted by 3.6% per year over the past 19 years to 23.47 B EUR. Earnings per share have grown at 2.8% per year over the last 19 years. For UniCredit SpA, the net margin of 47.0% is up versus 9.4% a few years ago. At today's price the dividend yield works out to roughly 3.77%. The payout ratio is around 48% of earnings. The consensus 12-month price target for UniCredit SpA is 86.45 EUR, about 12.1% above where the stock trades today. Of 26 analysts, 17 rate the stock a buy — an overall Buy consensus.
UniCredit SpA stock price
UniCredit SpA business model & stock analysis
Frequently asked questions about UniCredit SpA
Some of the main competitors of UniCredit SpA in the market are Banco Santander, Société Générale, Intesa Sanpaolo, Deutsche Bank, and BNP Paribas.
The business model of UniCredit SpA is centered around providing financial services to its customers. UniCredit operates as a commercial bank, offering a wide range of banking products and services such as lending, deposits, wealth management, and investment solutions. The company serves individuals, small and medium-sized enterprises, and large corporations, both domestically in Italy and internationally across various countries. UniCredit aims to generate revenue through interest income, fees, and commissions from its diverse customer base. With its robust network and expertise, UniCredit SpA strives to deliver sustainable and profitable growth by meeting the evolving financial needs of its clients.
UniCredit SpA is primarily active in the financial services industry. As one of the largest commercial banks in Italy, UniCredit SpA offers a wide range of banking and financial services to individual, corporate, and institutional customers. With a presence in more than 17 countries, UniCredit SpA operates through various segments including commercial banking, investment banking, asset management, and wealth management. The company provides banking solutions, credit and lending services, insurance products, and investment advisory, serving clients across different sectors and industries. UniCredit SpA's strong presence in the financial services industry positions it as a key player in the global banking sector.
UniCredit SpA is an Italian global banking and financial services company. Established in 1998, it has a rich history and a strong presence in over 14 European countries. UniCredit SpA operates through numerous subsidiaries and offers a wide range of banking products and services to individuals, corporations, and institutions. With its headquarters in Milan, Italy, UniCredit has been a key player in the European financial sector. The company has a strong reputation for its extensive network, innovative solutions, and commitment to customer satisfaction. UniCredit SpA continues to grow and adapt to the ever-changing dynamics of the global financial markets.
UniCredit SpA, a renowned financial institution, has accomplished several significant milestones throughout its history. One notable achievement is its successful merger with Credito Italiano in 1998, resulting in the establishment of UniCredito Italiano. This merger enabled UniCredit to become one of the largest banking groups in Italy. Additionally, in 2005, the company made a milestone move by acquiring HVB Group, a leading German bank, expanding its presence in Central and Eastern Europe. UniCredit continued to strengthen its global presence by acquiring Pioneer Investments in 2000 and Bank Austria Creditanstalt in 2005. These strategic milestones have solidified UniCredit SpA's position as a prominent player in the international banking sector.
UniCredit SpA is primarily present in Italy, where its headquarters are located in Milan. Apart from its strong presence in its home country, UniCredit operates in several other countries and regions. It has a significant presence in Germany, Austria, and Central and Eastern Europe. UniCredit also has a foothold in other European countries, including France, Czech Republic, Hungary, Romania, and Poland. Additionally, the bank has expanded its presence globally, with operations in the United States, Hong Kong, Singapore, and other financial centers. UniCredit SpA's diverse presence enables it to serve a wide range of customers and tap into multiple markets across the globe.
UniCredit SpA represents a set of values and corporate philosophy that focus on integrity, transparency, and excellence. With a strong commitment to fostering trust and sustainable relationships, the company ensures ethical behavior and accountability in all its operations. UniCredit believes in delivering superior financial services, innovative solutions, and personalized experiences to its clients. The company values diversity, inclusion, and teamwork, driving a culture of collaboration and mutual respect. By prioritizing responsible leadership and social responsibility, UniCredit SpA strives to contribute positively to the communities it serves while maximizing value for its shareholders.
Analysts currently set an average price target of 84.85 EUR for the UniCredit SpA stock (median: 86.45 EUR), implying +11.3 % versus the latest price. The consensus is based on 26 analyst ratings.
26 analysts currently rate the UniCredit SpA stock: 18 recommend buying, 7 holding and 1 selling. For 2026, analysts expect UniCredit SpA to generate revenue of 26.44 B EUR and earnings per share of 6.22 EUR.
The UniCredit SpA share (UCG.MI) is listed on 12 stock exchanges, including: London (0RLS.L), XETRA (CRIN.DE), Frankfurt (CRIN.F), München (CRIN.MU), Düsseldorf (CRIN.DU), Hamburg (CRIN.HM), Wien (UCG.VI).
UniCredit SpA is one of the largest financial institutions in Europe and operates in more than 14 countries. With headquarters in Milan, Italy, UniCredit offers a wide range of financial services for retail customers, corporate customers, and institutional investors. The business model of UniCredit SpA is diverse and includes multiple business segments. The first segment focuses on retail banking, catering to the needs of individual customers and offering products such as accounts, loans, investments, insurance, and digital solutions. Another important segment is corporate banking, which targets small, medium, and large companies, as well as public institutions. UniCredit provides customized solutions in this segment for financing, liquidity, risk management, and strategic advisory. Yet another significant business segment of UniCredit is investment banking, focusing on the capital market, trading, and corporate finance. Within this segment, UniCredit offers solutions for corporate finance, debt capital markets, leveraged finance, and structured finance. Additionally, UniCredit also provides solutions for private customers in the areas of asset management and investment advisory. UniCredit is also active in the wealth management sector, offering comprehensive solutions for asset management for high-net-worth individuals. Here, UniCredit supports its clients in wealth management, estate planning, and philanthropy and foundations consulting. Furthermore, UniCredit also offers comprehensive solutions for the real estate sector, including financing for real estate projects and facilitating real estate sales. UniCredit follows a multi-channel strategy to meet all customer needs. The company operates a network of branches throughout Europe and has an extensive online presence through its own website and mobile services. Customers can access UniCredit's services and manage their accounts, loans, and investments through various channels. Overall, UniCredit SpA offers a broad portfolio of financial services for a variety of customers. The company follows a customer-centric strategy and strives to provide comprehensive solutions for their financial needs. UniCredit also emphasizes innovation and digitization to constantly bring new products and services to the market and thus meet customer demands.
The expected revenue of UniCredit SpA is 26.44 B EUR. This figure is based on current financial data and reflects the company's business performance.
The expected profit of UniCredit SpA is 11.43 B EUR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of UniCredit SpA is currently 12.40. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the UniCredit SpA stock.
The price-to-sales ratio (P/S) of UniCredit SpA is currently 5.36. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the UniCredit SpA stock.
The Eulerpool Quality Score for UniCredit SpA is 3/10.
The ISIN of UniCredit SpA is IT0005239360. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of UniCredit SpA is A2DJV6. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of UniCredit SpA is UCG.MI. The ticker symbol is used to trade UniCredit SpA shares on the stock exchange.
UniCredit SpA stock
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All fundamentals and in-depth analysis of UniCredit SpA
Our stock analysis for UniCredit SpA stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of UniCredit SpA. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.