TowneBank

TowneBank Debt

The Debt of TowneBank (TOWN) as of Nov 2, 2026 is 318.69 M USD. In the previous year, Debt was 293.68 M USD — a change of 8.51% (higher).

Debt

318.69 MUSD

YoY

8.51%

Last updated:

In 2025, TowneBank's total debt was 318.69 M USD, a 8.51% change from the 293.68 M USD total debt recorded in the previous year.

The TowneBank Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
295.00 M USD
Jan 1, 2019
301.00 M USD
Jan 1, 2020
500.00 M USD
Jan 1, 2021
326.00 M USD
Jan 1, 2022
317.00 M USD
Jan 1, 2023
318.02 M USD
Jan 1, 2024
293.68 M USD
Jan 1, 2025
318.69 M USD
The TowneBank Debt history
YEARDebtYoY
318.69 MUSD+8.51%
293.68 MUSD-7.65%
318.02 MUSD+0.32%
317.00 MUSD-2.76%
326.00 MUSD-34.80%
500.00 MUSD+66.11%
301.00 MUSD+2.03%
295.00 MUSD+8.46%
272.00 MUSD+750.00%
32.00 MUSD-13.51%
37.00 MUSD+15.63%
32.00 MUSD—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

TowneBank Stock analysis

What does TowneBank do? Towne Bank is an American bank based in Virginia Beach, Virginia. The company was founded in 1998 and has since expanded its reach. With over 40 locations in Virginia and North Carolina, Towne Bank has established itself as one of the leading community banks in the region. Towne Bank's business model is based on offering comprehensive financial services to both individuals and businesses. The bank focuses on personal advice and direct contact with its customers. While many banks today rely heavily on technology and automated processes, Towne Bank prioritizes individual customer care. The range of services offered by Towne Bank includes traditional banking products such as accounts, loans, and savings, as well as a variety of securities and insurance offerings. In addition to these financial services, the bank also provides advisory services in wealth management, taxes, and estate planning. Towne Bank is divided into different business areas, each offering specific services. One of these areas is retail banking, which focuses on serving individual customers. This includes account opening and management, lending, as well as advisory services on topics such as retirement planning. Retail banking also offers a wide range of financial and insurance products, such as credit cards, mortgages, car loans, and life insurance. In addition to retail banking, Towne Bank also operates commercial banking, which specializes in serving businesses and corporate clients. In addition to traditional banking services, commercial banking offers tailored solutions for financing investments, managing liquidity and risk, and cash management. It also provides specialized offerings for industries such as healthcare, construction and real estate, and retail. Another business area of Towne Bank is wealth management, which caters to affluent clients in all aspects of wealth management. This includes asset management, investment advisory, tax and estate planning, as well as advice on topics such as foundations, trusts, and philanthropic activities. In addition to these core areas, Towne Bank also operates a number of service companies focused on specialized services such as payment processing and risk management. This allows the bank's customers to benefit from a wide range of service and support offerings. Overall, Towne Bank is characterized by a high customer orientation, a comprehensive product range, and personal care. These factors have contributed to the company's steady growth since its founding and its position as one of the leading financial service providers in the southeastern United States. TowneBank is one of the most popular companies on Eulerpool.

Debt Details

Understanding TowneBank's Debt Structure

TowneBank's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing TowneBank's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to TowneBank’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in TowneBank’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about TowneBank stock

Debt of TowneBank is 318.69 M USD in 2025.

Debt of TowneBank changed from 293.68 M USD to 318.69 M USD, representing a 8.51% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt TowneBank since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's TowneBank historically and in real time.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Balance Sheet — TowneBank

All Key Metrics — TowneBank