TowneBank (TOWN) Stock Price

TowneBank Price

NASDAQ·CLOSED
36.03
​
Market closed

Over the last 19 years TowneBank grew revenue by 10.4% annually, reaching 725.26 M USD. Earnings per share have grown at 5.3% per year over the last 19 years. For TowneBank, the net margin of 23.4% is down versus 31.7% a few years ago. At today's price the dividend yield works out to roughly 2.94%. The payout ratio is around 49% of earnings. The dividend has grown at 3.9% per year over the past 19 years. The consensus 12-month price target for TowneBank is 41.82 USD, about 16.1% above where the stock trades today. Of 10 analysts, 8 rate the stock a buy — an overall Buy consensus.

TowneBank stock price

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TowneBank business model & stock analysis

Towne Bank is an American bank based in Virginia Beach, Virginia. The company was founded in 1998 and has since expanded its reach. With over 40 locations in Virginia and North Carolina, Towne Bank has established itself as one of the leading community banks in the region. Towne Bank's business model is based on offering comprehensive financial services to both individuals and businesses. The bank focuses on personal advice and direct contact with its customers. While many banks today rely heavily on technology and automated processes, Towne Bank prioritizes individual customer care. The range of services offered by Towne Bank includes traditional banking products such as accounts, loans, and savings, as well as a variety of securities and insurance offerings. In addition to these financial services, the bank also provides advisory services in wealth management, taxes, and estate planning. Towne Bank is divided into different business areas, each offering specific services. One of these areas is retail banking, which focuses on serving individual customers. This includes account opening and management, lending, as well as advisory services on topics such as retirement planning. Retail banking also offers a wide range of financial and insurance products, such as credit cards, mortgages, car loans, and life insurance. In addition to retail banking, Towne Bank also operates commercial banking, which specializes in serving businesses and corporate clients. In addition to traditional banking services, commercial banking offers tailored solutions for financing investments, managing liquidity and risk, and cash management. It also provides specialized offerings for industries such as healthcare, construction and real estate, and retail. Another business area of Towne Bank is wealth management, which caters to affluent clients in all aspects of wealth management. This includes asset management, investment advisory, tax and estate planning, as well as advice on topics such as foundations, trusts, and philanthropic activities. In addition to these core areas, Towne Bank also operates a number of service companies focused on specialized services such as payment processing and risk management. This allows the bank's customers to benefit from a wide range of service and support offerings. Overall, Towne Bank is characterized by a high customer orientation, a comprehensive product range, and personal care. These factors have contributed to the company's steady growth since its founding and its position as one of the leading financial service providers in the southeastern United States.

Frequently asked questions about TowneBank

The business model of Towne Bank revolves around providing a wide range of financial services to individuals, businesses, and organizations. As a community bank, Towne Bank aims to build strong relationships with its customers and help them achieve their financial goals. The bank offers various banking services such as checking accounts, savings accounts, loans, mortgages, credit cards, and wealth management solutions. Towne Bank focuses on meeting the needs of its local communities and fostering economic growth. With a commitment to personalized customer service and community development, Towne Bank strives to be a trusted financial partner for its customers.

Towne Bank is primarily active in the financial services industry. With its headquarters in Portsmouth, Virginia, Towne Bank provides a wide range of banking services to individuals, businesses, and professionals in the Hampton Roads region. The bank offers personal and business banking solutions, mortgage and home equity loans, investment services, and insurance products. Towne Bank also has a strong presence in commercial real estate lending and serves as a trusted financial partner for many local businesses. Additionally, the bank actively supports the communities it serves through various philanthropic efforts and community development initiatives.

The main competitors of Towne Bank in the market are Bank of America, Wells Fargo, and BB&T.

Towne Bank is a well-established financial institution with a rich history and impressive background. Founded in 1999, Towne Bank has been serving the community for over two decades. Headquartered in Portsmouth, Virginia, it has expanded its presence to serve individuals and businesses across Virginia and North Carolina. With a strong commitment to customer satisfaction and community involvement, Towne Bank offers a wide range of banking services, including personal and commercial banking, mortgages, loans, and wealth management. The bank's emphasis on personalized service and innovative solutions has earned it a solid reputation in the financial industry. Towne Bank continues to grow and thrive while maintaining its dedication to its customers and communities it serves.

Towne Bank, a renowned financial institution, has achieved several significant milestones throughout its history. The company has successfully expanded its footprint, opening numerous branches and offices to serve a wider customer base. Towne Bank's acquisition strategy has greatly contributed to its growth, allowing it to enhance its product portfolio and geographical reach. In addition, the bank has consistently delivered strong financial performance, achieving increased revenues and profits. Towne Bank's commitment to exceptional customer service and community involvement has earned it a solid reputation in the industry. Furthermore, the company's dedication to innovation and technological advancements has positioned it as a leader in the ever-evolving financial landscape.

Towne Bank is primarily present in the United States, specifically in the states of Virginia and North Carolina.

Towne Bank represents values of integrity, loyalty, and exceptional customer service. With a commitment to building lasting relationships, Towne Bank embraces a strong corporate philosophy centered around trust, community involvement, and personalized financial solutions. As a leading financial institution, Towne Bank strives to prioritize the needs of its customers, providing a diverse range of innovative banking, mortgage, and investment services. Towne Bank's corporate philosophy embodies a dedication to maintaining strong ethical standards and fostering a culture of teamwork, professionalism, and respect. By embodying these values, Towne Bank consistently delivers excellence in financial services to its clients and contributes to the overall success of the communities it serves.

Analysts currently set an average price target of 41.82 USD for the TowneBank stock (median: 41.82 USD), implying +16.1 % versus the latest price. The consensus is based on 10 analyst ratings.

10 analysts currently rate the TowneBank stock: 7 recommend buying, 3 holding and 0 selling. For 2026, analysts expect TowneBank to generate revenue of 996.57 M USD and earnings per share of 3.66 USD.

Converted at the current exchange rate, the TowneBank share trades at 32.03 EUR (36.03 USD).

The TowneBank share (TOWN) is listed on 2 stock exchanges, including: NASDAQ (TOWN), Frankfurt (3T8.F).

Towne Bank is a US bank based in Suffolk, Virginia, that has been in operation since 1999 and offers a wide range of financial services. The company consists of several divisions, including banking, insurance, and investment services. The banking division offers various products and services, including checking accounts, savings accounts, credit cards, loans, mortgages, and online banking services. Towne Bank strives to meet the needs of its customers and also offers specialized accounts, such as business accounts, real estate accounts, and student accounts. The company's insurance division offers comprehensive insurance products, including life, auto, liability, accident, and health insurance. Towne Bank's employees work with various insurance companies to provide their customers with the best coverage. Towne Bank's investment services include brokerage services, investment funds, and retirement products. The bank employs experienced financial advisors who help their customers achieve their investment goals and plan for their financial future. While Towne Bank primarily caters to customers in Virginia, the company is committed to expanding its reach. It has branches in Virginia and North Carolina and plans to open additional branches to provide its customers with more accessible locations. Towne Bank has a strong commitment to the community and actively supports nonprofit organizations and local initiatives. The company has established its own charity organization, the TowneBank Foundation, to assist locally based communities. Overall, Towne Bank's business model is focused on providing its customers in Virginia and beyond with a wide range of financial services tailored to their needs and goals. The company relies on competent employees, a strong community connection, and a long-term vision to solidify its position as one of the leading financial institutions in the region.

The expected revenue of TowneBank is 996.57 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of TowneBank is 289.57 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of TowneBank is currently 9.84. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the TowneBank stock.

The price-to-sales ratio (P/S) of TowneBank is currently 2.86. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the TowneBank stock.

The Eulerpool Quality Score for TowneBank is 6/10.

The ISIN of TowneBank is US89214P1093. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of TowneBank is A0CA4B. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of TowneBank is TOWN. The ticker symbol is used to trade TowneBank shares on the stock exchange.

Fair ValueTerminal
32.43 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
300,939.00 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
May 5, 1999
ISIN
US89214P1093
Cusip
89214P109
Sedol
B018PR4
Market capitalization
3.32 B USDMid Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
2.98
P/E ratio
P/Ee 2026
11.48
P/Ee 2027
10.29
P/Ee 2028
9.74
P/S
P/Se
2.86
EV/EBIT
16.12
P/B Ratio
1.37
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
6.19 %
Gross Margin
96.70 %
EBIT Margin
28.98 %
Net Margin
23.37 %
EPS (Earnings Per Share)
2.14 USD
Net Debt / EBIT
0.31
Debt/Equity
0.13
Dividend
Dividend yield
2.94 %
Est. Dividend Yield
4.25 %
Payout Ratio
49.47 %
Dividend growth Ø5Y
11.44 %
Dividend payments per year
4
Dividend paid since
23 years
Dividend not reduced since
7 years
Dividend increased since
7 years
Dividend withholding tax
30.00 %
Last updated Oct 5, 2026, 2:13 PM

TowneBank Ticker

FRANKFURT · 3T8.FNASDAQ · TOWN

TowneBank FIGI

TOWN:US · BBG000BBSC23TOWN:UA · BBG000BBSCF9TOWN:UC · BBG000BBSCS5TOWN:UN · BBG000BBSDK1TOWN:UP · BBG000BBSFR9TOWN:UB · BBG000BBSGN1TOWN:UM · BBG000BBSHC1TOWN:UX · BBG000BBSJ00TOWN:UD · BBG000BBSMJ3TOWN:UW · BBG000BBSPV2TOWN:UF · BBG000BBSQ86TOWN:VY · BBG000BBSQL1

All fundamentals and in-depth analysis of TowneBank

Our stock analysis for TowneBank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of TowneBank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.