Toho Bank

Toho Bank ROE

The Return on Equity (ROE) of Toho Bank (8346.T) as of Oct 23, 2026 is 5.67 %. In the previous year, Return on Equity (ROE) was 3.77 % — a change of 50.29% (higher).

ROE

5.67 %

YoY

50.29%

Last updated:

In 2026, Toho Bank's return on equity (ROE) was 5.67 %, a 50.29% increase from the 3.77 % ROE in the previous year.

The Toho Bank ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2019
1.84 JPY
Jan 1, 2020
1.43 JPY
Jan 1, 2021
-2.44 JPY
Jan 1, 2022
3.50 JPY
Jan 1, 2023
2.35 JPY
Jan 1, 2024
2.55 JPY
Jan 1, 2025
3.77 JPY
Jan 1, 2026
5.67 JPY
The Toho Bank ROE history
YEARROEYoY
5.67 %+50.29%
3.77 %+48.18%
2.55 %+8.29%
2.35 %-32.87%
3.50 %-243.77%
-2.44 %-270.67%
1.43 %-22.28%
1.84 %-49.94%
3.67 %+1.73%
3.61 %-60.77%
9.20 %+72.67%
5.33 %-2.53%
5.46 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Toho Bank Stock analysis

What does Toho Bank do? Toho Bank Ltd generates revenue through its Banking segment, which handles deposit affairs, loan business, and exchange services. The bank also offers securities, leasing, credit card, and credit guarantee services as part of its diversified financial offerings. Its software development, ledger sheet printing, and binding activities support internal operations and ancillary services. The bank serves retail and corporate clients within its regional focus in Fukushima-Shi, Fukushima-Ken, leveraging its 1,988 full-time employees to deliver comprehensive financial solutions. The primary products sold include deposit services, loans, and exchange transactions under the Banking segment. Additional revenue streams come from securities, leasing, credit card operations, and credit guarantee businesses. The bank's software development and ledger printing services cater to internal needs and may support client-related documentation. Corporate clients and individual customers in Fukushima region form the core customer base for these services. Toho Bank Ltd's business model relies on traditional banking services alongside ancillary activities like software development and ledger printing. The company monetizes its core banking operations through interest income from loans and deposits, transaction fees from exchange services, and commissions from securities and credit card businesses. Credit guarantee services further contribute to revenue by providing risk management solutions for clients. Toho Bank is one of the most popular companies on Eulerpool.

ROE Details

Decoding Toho Bank's Return on Equity (ROE)

Toho Bank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Toho Bank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Toho Bank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Toho Bank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Toho Bank stock

Return on Equity (ROE) of Toho Bank is 5.67 % in 2026.

Return on Equity (ROE) of Toho Bank changed from 3.77 % to 5.67 %, representing a 50.29% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Toho Bank since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Toho Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Profitability — Toho Bank

All Key Metrics — Toho Bank