Toho Bank

Toho Bank ROA

The Return on Assets (ROA) of Toho Bank (8346.T) as of Oct 22, 2026 is 0.18 %. In the previous year, Return on Assets (ROA) was 0.11 % — a change of 63.73% (higher).

ROA

0.18 %

YoY

63.73%

Last updated:

In 2026, Toho Bank's return on assets (ROA) was 0.18 %, a 63.73% increase from the 0.11 % ROA in the previous year.

The Toho Bank ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2019
0.06 JPY
Jan 1, 2020
0.05 JPY
Jan 1, 2021
-0.07 JPY
Jan 1, 2022
0.09 JPY
Jan 1, 2023
0.07 JPY
Jan 1, 2024
0.08 JPY
Jan 1, 2025
0.11 JPY
Jan 1, 2026
0.18 JPY
The Toho Bank ROA history
YEARROAYoY
0.18 %+63.73%
0.11 %+44.00%
0.08 %+14.38%
0.07 %-28.21%
0.09 %-237.83%
-0.07 %-251.60%
0.05 %-25.33%
0.06 %-50.18%
0.12 %+3.64%
0.12 %-62.21%
0.31 %+84.05%
0.17 %-0.66%
0.17 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Toho Bank Stock analysis

What does Toho Bank do? Toho Bank Ltd generates revenue through its Banking segment, which handles deposit affairs, loan business, and exchange services. The bank also offers securities, leasing, credit card, and credit guarantee services as part of its diversified financial offerings. Its software development, ledger sheet printing, and binding activities support internal operations and ancillary services. The bank serves retail and corporate clients within its regional focus in Fukushima-Shi, Fukushima-Ken, leveraging its 1,988 full-time employees to deliver comprehensive financial solutions. The primary products sold include deposit services, loans, and exchange transactions under the Banking segment. Additional revenue streams come from securities, leasing, credit card operations, and credit guarantee businesses. The bank's software development and ledger printing services cater to internal needs and may support client-related documentation. Corporate clients and individual customers in Fukushima region form the core customer base for these services. Toho Bank Ltd's business model relies on traditional banking services alongside ancillary activities like software development and ledger printing. The company monetizes its core banking operations through interest income from loans and deposits, transaction fees from exchange services, and commissions from securities and credit card businesses. Credit guarantee services further contribute to revenue by providing risk management solutions for clients. Toho Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding Toho Bank's Return on Assets (ROA)

Toho Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Toho Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Toho Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Toho Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Toho Bank stock

Return on Assets (ROA) of Toho Bank is 0.18 % in 2026.

Return on Assets (ROA) of Toho Bank changed from 0.11 % to 0.18 %, representing a 63.73% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Toho Bank since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Toho Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Profitability — Toho Bank

All Key Metrics — Toho Bank