Summit State Bank Stock

Summit State Bank ROE

The Return on Equity (ROE) of Summit State Bank (SSBI) as of Aug 5, 2026 is 6.72 %. In the previous year, Return on Equity (ROE) was -4.57 % — a change of -246.94% (higher).

ROE

6.72 %

YoY

-246.94%

Last updated:

In 2026, Summit State Bank's return on equity (ROE) was 6.72 %, a -246.94% increase from the -4.57 % ROE in the previous year.

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Summit State Bank Stock analysis

What does Summit State Bank do? Summit State Bank is an independent, community bank based in Santa Rosa, California. It was founded in 1984 and has been listed on the Nasdaq stock exchange since its initial public offering in 2010. The bank has multiple branches to provide a wider range of services to its customers. Summit State Bank primarily serves small and medium-sized businesses as well as individual customers. As a full-service bank, it offers a wide range of products and services tailored to the needs of its customers. The bank's business model includes personalized customer service tailored to their needs. It sees itself as a partner to its business customers and offers individual solutions for financing projects, such as commercial real estate financing, working capital loans, and cash management services. Summit State Bank works closely with local brokers and intermediaries in these areas to provide the best possible advice to its customers. The bank also has a strong presence in residential real estate financing. Summit State Bank offers various financing options for individual customers, such as mortgages and HELOC loans for refinancing or renovating homes. Summit State Bank is also well-established in the field of online services. Customers can manage their accounts and perform various financial transactions through the bank's website. Additionally, the bank's mobile banking service allows for convenient banking on-the-go. Overall, Summit State Bank is a trusted and reliable bank that prioritizes personalized customer service. It offers a wide range of products and services tailored to individual customer needs. Through its strong presence in the region and collaboration with local partners, it provides customers with personalized and tailored advice. Summit State Bank is one of the most popular companies on Eulerpool.

ROE Details

Decoding Summit State Bank's Return on Equity (ROE)

Summit State Bank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Summit State Bank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Summit State Bank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Summit State Bank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Summit State Bank stock

Return on Equity (ROE) of Summit State Bank is 6.72 % in 2026.

Return on Equity (ROE) of Summit State Bank changed from -4.57 % to 6.72 %, representing a -246.94% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Summit State Bank since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Summit State Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Summit State Bank

All Key Metrics — Summit State Bank