Summit State Bank

Summit State Bank ROCE

The Return on Capital Employed (ROCE) of Summit State Bank (SSBI) as of Oct 5, 2026 is 8.86 %. In the previous year, Return on Capital Employed (ROCE) was -4.78 % — a change of -285.19% (higher).

ROCE

8.86 %

YoY

-285.19%

Last updated:

In 2026, Summit State Bank's return on capital employed (ROCE) was 8.86 %, a -285.19% increase from the -4.78 % ROCE in the previous year.

The Summit State Bank ROCE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROCE
Date
ROCE
Jan 1, 2018
13.08 USD
Jan 1, 2019
13.18 USD
Jan 1, 2020
19.75 USD
Jan 1, 2021
24.77 USD
Jan 1, 2022
26.96 USD
Jan 1, 2023
15.64 USD
Jan 1, 2024
-4.78 USD
Jan 1, 2025
8.86 USD
The Summit State Bank ROCE history
YEARROCEYoY
8.86 %-285.19%
-4.78 %-130.58%
15.64 %-41.97%
26.96 %+8.81%
24.77 %+25.43%
19.75 %+49.88%
13.18 %+0.79%
13.08 %+31.76%
9.92 %-31.15%
14.41 %-19.47%
17.90 %+29.63%
13.81 %—
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Summit State Bank Stock analysis

What does Summit State Bank do? Summit State Bank is an independent, community bank based in Santa Rosa, California. It was founded in 1984 and has been listed on the Nasdaq stock exchange since its initial public offering in 2010. The bank has multiple branches to provide a wider range of services to its customers. Summit State Bank primarily serves small and medium-sized businesses as well as individual customers. As a full-service bank, it offers a wide range of products and services tailored to the needs of its customers. The bank's business model includes personalized customer service tailored to their needs. It sees itself as a partner to its business customers and offers individual solutions for financing projects, such as commercial real estate financing, working capital loans, and cash management services. Summit State Bank works closely with local brokers and intermediaries in these areas to provide the best possible advice to its customers. The bank also has a strong presence in residential real estate financing. Summit State Bank offers various financing options for individual customers, such as mortgages and HELOC loans for refinancing or renovating homes. Summit State Bank is also well-established in the field of online services. Customers can manage their accounts and perform various financial transactions through the bank's website. Additionally, the bank's mobile banking service allows for convenient banking on-the-go. Overall, Summit State Bank is a trusted and reliable bank that prioritizes personalized customer service. It offers a wide range of products and services tailored to individual customer needs. Through its strong presence in the region and collaboration with local partners, it provides customers with personalized and tailored advice. Summit State Bank is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling Summit State Bank's Return on Capital Employed (ROCE)

Summit State Bank's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Summit State Bank's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Summit State Bank's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Summit State Bank’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Summit State Bank stock

Return on Capital Employed (ROCE) of Summit State Bank is 8.86 % in 2026.

Return on Capital Employed (ROCE) of Summit State Bank changed from -4.78 % to 8.86 %, representing a -285.19% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) Summit State Bank since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s Summit State Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — Summit State Bank

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