SmartFinancial

SmartFinancial FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of SmartFinancial (SMBK) as of Sep 27, 2026 is 117.85 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 128.10 % — a change of -8.00% (lower).

FCF Conversion

117.85 %

YoY

-8.00%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of SmartFinancial is 2026 117.85 % . FCF Conversion Rate (FCF/EBITDA) of SmartFinancial was 2025 128.10 % . It decreases by -8.00% lower compared to the previous year.

The SmartFinancial FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
93.79 USD
Jan 1, 2019
88.88 USD
Jan 1, 2020
97.11 USD
Jan 1, 2021
125.91 USD
Jan 1, 2022
102.98 USD
Jan 1, 2023
116.97 USD
Jan 1, 2024
128.10 USD
Jan 1, 2025
117.85 USD
The SmartFinancial FCF Conversion history
YEARFCF ConversionYoY
117.85 %-8.00%
128.10 %+9.51%
116.97 %+13.58%
102.98 %-18.21%
125.91 %+29.65%
97.11 %+9.26%
88.88 %-5.23%
93.79 %-401.74%
-31.08 %-139.22%
79.26 %-5.01%
83.43 %-231.37%
-63.51 %—
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SmartFinancial Stock analysis

What does SmartFinancial do? SmartFinancial Inc is a US-based financial services company founded in 1986. It is headquartered in Costa Mesa, California and offers a variety of financial services. The company's main goal is to help customers achieve their financial goals by providing them with the right financial instruments and services. Business Model The business model of SmartFinancial Inc is based on providing financial services and solutions tailored to the needs of individuals and businesses. The company offers a wide range of financial products and services, including insurance, loans, asset management, and investment services. Different Divisions of SmartFinancial Inc SmartFinancial Inc offers different divisions of financial products and services. These include, but are not limited to: 1. Insurance Customers can purchase various insurance policies through SmartFinancial Inc, including auto insurance, home insurance, liability insurance, life insurance, and health insurance. The company offers a wide range of insurance products to meet the individual needs of its customers. 2. Loans SmartFinancial Inc offers a variety of loans, including personal loans, mortgage loans, auto loans, and credit cards. The loans are tailored to the individual needs of customers and offered at competitive interest rates. 3. Asset Management The company provides asset management services to assist customers in managing their wealth. SmartFinancial Inc's asset management services include wealth planning, portfolio analysis, wealth growth, and tax planning, among others. 4. Investment Services SmartFinancial Inc offers investment services to help investors achieve their investment goals. The company offers a variety of investment options, including stocks, bonds, mutual funds, and ETFs. Products SmartFinancial Inc offers a wide range of financial products and services, including: 1. SmartAuto SmartAuto is an online car purchasing service that helps customers buy new or used cars. The service allows customers to search, compare, and purchase cars online, and offers a variety of financing options. 2. SmartCredit SmartCredit is an online credit portal that helps customers quickly apply for a loan as needed. The credit comparison service allows customers to compare different credit offers and select the best one based on their needs. 3. SmartRenters SmartRenters is an insurance service specifically designed for renters. The service offers customers affordable renters insurance with protection for personal property, liability insurance, and other important coverages. In summary, SmartFinancial Inc is a leading provider of financial services in the US. The company was founded with the goal of helping customers achieve their financial goals and offers a wide range of financial products and services to fulfill this mission. While the company is primarily known for its insurance offerings, it also provides a variety of loans, asset management services, and investment options. With innovative products like SmartAuto and SmartCredit, SmartFinancial Inc has revolutionized the online financial services industry and is a leading financial services provider in the US. SmartFinancial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about SmartFinancial stock

FCF Conversion Rate (FCF/EBITDA) of SmartFinancial is 117.85 % in 2026.

FCF Conversion Rate (FCF/EBITDA) of SmartFinancial changed from 128.10 % to 117.85 %, representing a -8.00% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) SmartFinancial since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s SmartFinancial with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — SmartFinancial

All Key Metrics — SmartFinancial