SmartFinancial Stock

SmartFinancial Dividend

The Dividend of SmartFinancial (SMBK) as of Jul 27, 2026 is 0.32 USD. In the previous year, Dividend was 0.32 USD — a change of 0.00% (lower).

Dividend

0.32USD

YoY

0.00%

Dividend yield

0.65 %

Last updated:

How much dividend does SmartFinancial 2026 pay?

According to the latest status from July 2026, SmartFinancial paid a total of 0.32 USD per share in dividends within the last 12 months. With the current SmartFinancial price of 49.06 USD, this corresponds to a dividend yield of 0.65 %. A dividend is paid times per year.

At today's price the dividend yield works out to roughly 0.65%. The payout ratio is around 11% of earnings. The dividend has grown at 0.7% per year over the past 19 years.

Historical SmartFinancial Dividends

A dividend is paid times per year. Last year, the payout months were March, June, September and December.

PaydateDividend
3/13/20260.08USD
12/17/20250.08USD
9/8/20250.08USD
6/2/20250.08USD
3/3/20250.08USD
12/12/20240.08USD
9/9/20240.08USD
6/9/20240.08USD
3/1/20240.08USD
12/10/20230.08USD
12/9/20230.08USD
9/10/20230.08USD
6/11/20230.08USD
3/9/20230.08USD
12/10/20220.07USD
9/11/20220.07USD
6/12/20220.07USD
3/10/20220.07USD
12/11/20210.06USD
12/10/20210.06USD

SmartFinancial dividend history and estimates

In 2025, SmartFinancial paid a dividend amounting to 0.32 USD. Dividend means that SmartFinancial distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
0.20 USD
0.00 USD
Jan 1, 2021
0.30 USD
0.00 USD
Jan 1, 2022
0.28 USD
0.00 USD
Jan 1, 2023
0.40 USD
0.00 USD
Jan 1, 2024
0.32 USD
0.00 USD
Jan 1, 2025
0.32 USD
0.00 USD
Jan 1, 2026 (e)
0.08 USD
0.24 USD
Jan 1, 2027 (e)
0.00 USD
0.35 USD

Is the SmartFinancial Dividend Safe?

SmartFinancial has been increasing the dividend for 0 years.

Over a five-year period, the distribution rose by 9.86%.

Analysts expect a Dividend Increase of 0.00% for the current fiscal year.

SmartFinancial dividend payout ratio

In 2025, SmartFinancial had a payout ratio of 10.76%. The payout ratio indicates the percentage of the company's profits that SmartFinancial distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
12.48 %
Jan 1, 2021
14.53 %
Jan 1, 2022
10.99 %
Jan 1, 2023
23.67 %
Jan 1, 2024
14.94 %
Jan 1, 2025
10.76 %
Jan 1, 2026 (e)
8.74 %
Jan 1, 2027 (e)
8.41 %

Dividend Details

Understanding SmartFinancial's Dividend Distributions

SmartFinancial’s dividends are a portion of the company’s profits distributed to shareholders. It is a critical indicator of the company’s financial health and attractiveness to investors. Dividends provide investors with a steady income stream, in addition to any profits that may come from selling the stock at a higher price than the purchase price.

Year-to-Year Comparison

Examining SmartFinancial's dividend distributions over the years can highlight the company’s profitability and stability. A consistent or increasing dividend payout can indicate a financially healthy company with predictable earnings, while fluctuations or reductions in dividends can suggest underlying financial or operational challenges.

Impact on Investments

SmartFinancial's dividend payments are an essential factor for income-focused investors. A robust dividend payout can enhance the stock’s appeal, offering regular income in addition to potential capital gains. It also can indicate the company's confidence in its future earnings, making it a significant consideration in investment decisions.

Interpreting Dividend Fluctuations

Changes in SmartFinancial’s dividends can result from shifts in the company’s earnings, financial policies, or reinvestment strategies. An increase in dividends often signals financial stability, while a decrease may indicate a need to conserve cash or reinvest profits to fuel growth, each scenario having different implications for investors.

SmartFinancial Stock analysis

What does SmartFinancial do? SmartFinancial Inc is a US-based financial services company founded in 1986. It is headquartered in Costa Mesa, California and offers a variety of financial services. The company's main goal is to help customers achieve their financial goals by providing them with the right financial instruments and services. Business Model The business model of SmartFinancial Inc is based on providing financial services and solutions tailored to the needs of individuals and businesses. The company offers a wide range of financial products and services, including insurance, loans, asset management, and investment services. Different Divisions of SmartFinancial Inc SmartFinancial Inc offers different divisions of financial products and services. These include, but are not limited to: 1. Insurance Customers can purchase various insurance policies through SmartFinancial Inc, including auto insurance, home insurance, liability insurance, life insurance, and health insurance. The company offers a wide range of insurance products to meet the individual needs of its customers. 2. Loans SmartFinancial Inc offers a variety of loans, including personal loans, mortgage loans, auto loans, and credit cards. The loans are tailored to the individual needs of customers and offered at competitive interest rates. 3. Asset Management The company provides asset management services to assist customers in managing their wealth. SmartFinancial Inc's asset management services include wealth planning, portfolio analysis, wealth growth, and tax planning, among others. 4. Investment Services SmartFinancial Inc offers investment services to help investors achieve their investment goals. The company offers a variety of investment options, including stocks, bonds, mutual funds, and ETFs. Products SmartFinancial Inc offers a wide range of financial products and services, including: 1. SmartAuto SmartAuto is an online car purchasing service that helps customers buy new or used cars. The service allows customers to search, compare, and purchase cars online, and offers a variety of financing options. 2. SmartCredit SmartCredit is an online credit portal that helps customers quickly apply for a loan as needed. The credit comparison service allows customers to compare different credit offers and select the best one based on their needs. 3. SmartRenters SmartRenters is an insurance service specifically designed for renters. The service offers customers affordable renters insurance with protection for personal property, liability insurance, and other important coverages. In summary, SmartFinancial Inc is a leading provider of financial services in the US. The company was founded with the goal of helping customers achieve their financial goals and offers a wide range of financial products and services to fulfill this mission. While the company is primarily known for its insurance offerings, it also provides a variety of loans, asset management services, and investment options. With innovative products like SmartAuto and SmartCredit, SmartFinancial Inc has revolutionized the online financial services industry and is a leading financial services provider in the US. SmartFinancial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about SmartFinancial stock

Over the past 12 months, SmartFinancial paid a dividend of 0.32 USD . This corresponds to a dividend yield of about 0.65 %. For the coming 12 months, SmartFinancial is expected to pay a dividend of 0.35 USD.

Dividend calendar 2026
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All Key Metrics — SmartFinancial