Santander Bank Polska

Santander Bank Polska Liabilities

The The Liabilities of Santander Bank Polska (SPL.WA) as of Oct 24, 2026 is 272.64 B PLN. In the previous year, The Liabilities was 269.93 B PLN — a change of 1.00% (higher).

Liabilities

272.64 BPLN

YoY

1.00%

Last updated:

In 2025, Santander Bank Polska's total liabilities amounted to 272.64 B PLN, a 1.00% difference from the 269.93 B PLN total liabilities in the previous year.

The Santander Bank Polska Liabilities history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Liabilities
Date
Liabilities
Jan 1, 2018
180.06 B PLN
Jan 1, 2019
182.50 B PLN
Jan 1, 2020
200.65 B PLN
Jan 1, 2021
215.80 B PLN
Jan 1, 2022
229.05 B PLN
Jan 1, 2023
242.96 B PLN
Jan 1, 2024
269.93 B PLN
Jan 1, 2025
272.64 B PLN
The Santander Bank Polska Liabilities history
YEARLiabilitiesYoY
272.64 BPLN+1.00%
269.93 BPLN+11.10%
242.96 BPLN+6.07%
229.05 BPLN+6.14%
215.80 BPLN+7.55%
200.65 BPLN+9.95%
182.50 BPLN+1.35%
180.06 BPLN+39.23%
129.33 BPLN+0.19%
129.08 BPLN+8.34%
119.14 BPLN+2.31%
116.45 BPLN—

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Santander Bank Polska Stock analysis

What does Santander Bank Polska do? Santander Bank Polska SA is a Polish bank that was founded on October 23, 1988. It was initially called Bank Zachodni SA and has undergone several name changes over the years until its current name in 2018. The bank employs nearly 17,000 people and serves over 5 million customers in Poland and internationally. The business model of Santander Bank Polska SA is based on four main areas: Retail Banking, Corporate & Investment Banking, Asset Management, and Santander Consumer Finance. Each of these areas is focused on different customers and market segments. The company has heavily focused on Retail Banking in recent years and has established itself as one of the leading banks in the Polish market. In Retail Banking, the bank offers various products and services tailored to the needs of its customers. These include savings accounts, checking accounts, credit cards, online banking, and various credit and financing solutions. The bank also offers insurance products such as car insurance and home insurance to support its customers in all their financial needs. In Corporate & Investment Banking, the company supports small and medium-sized enterprises as well as large corporations in financing deals and investments. This includes syndicated loans, trade finance, foreign exchange and interest rate hedging, and advisory services for mergers and acquisitions. Asset Management is another important area for the company, focusing on managing assets for institutional clients and private clients. The company offers various investment products such as mutual funds, retirement savings products, and wealth management services. Lastly, the company offers various financing solutions for consumer goods through its Santander Consumer Finance brand, such as car leasing and financing for the purchase of household appliances. The company has also formed partnerships with retailers and car manufacturers to provide customers with comprehensive financing options for their purchases. In recent years, the company has also developed a variety of digital solutions for its customers to make its services available online and through mobile devices. This includes mobile apps for bank accounts and credit cards, online loan applications, and an online chatbot to assist customers with their banking transactions. Overall, Santander Bank Polska SA has become one of the leading banks in Poland, solidifying its position in the market through its wide range of products and services, its commitment to customer orientation, and innovative digital solutions. Santander Bank Polska is one of the most popular companies on Eulerpool.

Liabilities Details

Assessing Santander Bank Polska's Liabilities

Santander Bank Polska's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Santander Bank Polska's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Santander Bank Polska's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Santander Bank Polska's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Santander Bank Polska’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Santander Bank Polska stock

The Liabilities of Santander Bank Polska is 272.64 B PLN in 2025.

The Liabilities of Santander Bank Polska changed from 269.93 B PLN to 272.64 B PLN, representing a 1.00% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of The Liabilities Santander Bank Polska since 2006 – with annual values, charts, and detailed analysis.

The Liabilities's PLN is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track The Liabilities's Santander Bank Polska historically and in real time.

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Balance Sheet — Santander Bank Polska

All Key Metrics — Santander Bank Polska