Santander Bank Polska

Santander Bank Polska CROIC

The Cash Return on Invested Capital (CROIC) of Santander Bank Polska (SPL.WA) as of Nov 3, 2026 is 7.16 %. In the previous year, Cash Return on Invested Capital (CROIC) was 5.10 % — a change of 40.37% (higher).

CROIC

7.16 %

YoY

40.37%

Last updated:

Cash Return on Invested Capital (CROIC) of Santander Bank Polska is 2025 7.16 % . Cash Return on Invested Capital (CROIC) of Santander Bank Polska was 2024 5.10 % . It decreases by 40.37% higher compared to the previous year.

The Santander Bank Polska CROIC history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

CROIC
Date
CROIC
Jan 1, 2018
27.05 PLN
Jan 1, 2019
6.77 PLN
Jan 1, 2020
43.52 PLN
Jan 1, 2021
20.75 PLN
Jan 1, 2022
19.49 PLN
Jan 1, 2023
18.51 PLN
Jan 1, 2024
5.10 PLN
Jan 1, 2025
7.16 PLN
The Santander Bank Polska CROIC history
YEARCROICYoY
7.16 %+40.37%
5.10 %-72.45%
18.51 %-5.02%
19.49 %-6.08%
20.75 %-52.33%
43.52 %+542.99%
6.77 %-74.97%
27.05 %-278.93%
-15.12 %-428.10%
4.61 %-141.18%
-11.19 %-165.63%
17.05 %—

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Santander Bank Polska Stock analysis

What does Santander Bank Polska do? Santander Bank Polska SA is a Polish bank that was founded on October 23, 1988. It was initially called Bank Zachodni SA and has undergone several name changes over the years until its current name in 2018. The bank employs nearly 17,000 people and serves over 5 million customers in Poland and internationally. The business model of Santander Bank Polska SA is based on four main areas: Retail Banking, Corporate & Investment Banking, Asset Management, and Santander Consumer Finance. Each of these areas is focused on different customers and market segments. The company has heavily focused on Retail Banking in recent years and has established itself as one of the leading banks in the Polish market. In Retail Banking, the bank offers various products and services tailored to the needs of its customers. These include savings accounts, checking accounts, credit cards, online banking, and various credit and financing solutions. The bank also offers insurance products such as car insurance and home insurance to support its customers in all their financial needs. In Corporate & Investment Banking, the company supports small and medium-sized enterprises as well as large corporations in financing deals and investments. This includes syndicated loans, trade finance, foreign exchange and interest rate hedging, and advisory services for mergers and acquisitions. Asset Management is another important area for the company, focusing on managing assets for institutional clients and private clients. The company offers various investment products such as mutual funds, retirement savings products, and wealth management services. Lastly, the company offers various financing solutions for consumer goods through its Santander Consumer Finance brand, such as car leasing and financing for the purchase of household appliances. The company has also formed partnerships with retailers and car manufacturers to provide customers with comprehensive financing options for their purchases. In recent years, the company has also developed a variety of digital solutions for its customers to make its services available online and through mobile devices. This includes mobile apps for bank accounts and credit cards, online loan applications, and an online chatbot to assist customers with their banking transactions. Overall, Santander Bank Polska SA has become one of the leading banks in Poland, solidifying its position in the market through its wide range of products and services, its commitment to customer orientation, and innovative digital solutions. Santander Bank Polska is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Santander Bank Polska stock

Cash Return on Invested Capital (CROIC) of Santander Bank Polska is 7.16 % in 2025.

Cash Return on Invested Capital (CROIC) of Santander Bank Polska changed from 5.10 % to 7.16 %, representing a 40.37% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Cash Return on Invested Capital (CROIC) Santander Bank Polska since 2006 – with annual values, charts, and detailed analysis.

CROIC measures the cash return generated on invested capital. Unlike ROIC, it uses free cash flow instead of accounting earnings, providing a purer profitability measure.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Cash Return on Invested Capital (CROIC)'s Santander Bank Polska with sector peers and the industry average to assess whether it is attractive.

To evaluate Cash Return on Invested Capital (CROIC)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Cash Return on Invested Capital (CROIC).

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Profitability — Santander Bank Polska

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