PB Fintech

PB Fintech DSCR

The Debt Service Coverage Ratio (DSCR) of PB Fintech (POLICYBZR.NS) as of Oct 29, 2026 is -0.57. In the previous year, Debt Service Coverage Ratio (DSCR) was 0.70 — a change of -181.26% (lower).

DSCR

-0.57

YoY

-181.26%

Last updated:

Debt Service Coverage Ratio (DSCR) of PB Fintech is 2025 -0.57 . Debt Service Coverage Ratio (DSCR) of PB Fintech was 2024 0.70 . It decreases by -181.26% lower compared to the previous year.

The PB Fintech DSCR history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

DSCR
Date
DSCR
Jan 1, 2019
-3.18 INR
Jan 1, 2020
-3.36 INR
Jan 1, 2021
0.26 INR
Jan 1, 2022
-9.84 INR
Jan 1, 2023
-1.32 INR
Jan 1, 2024
0.70 INR
Jan 1, 2025
-0.57 INR
The PB Fintech DSCR history
YEARDSCRYoY
-0.57-181.26%
0.70-153.01%
-1.32-86.59%
-9.84-3,825.04%
0.26-107.87%
-3.36+5.55%
-3.18—

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PB Fintech Stock analysis

What does PB Fintech do? PB Fintech Ltd. operates Policybazaar and Paisabazaar platforms, providing online marketing, consulting, and technology services to insurer and lending partners. The company generates revenue by connecting consumers with insurance and lending products through its platforms. Policybazaar serves as an online marketplace for core insurance products, enabling consumers and insurer partners to buy and sell insurance. Paisabazaar functions as a digital lending platform where consumers compare and apply for personal credit products. The platforms target consumers with diverse needs, credit profiles, demographics, and income levels, facilitating research-based purchases of financial products. The company's primary revenue streams come from its two flagship platforms: Policybazaar for insurance and Paisabazaar for lending. Insurer partners and lending partners pay for access to the consumer base, while the company monetizes through lead generation and transaction fees. Consumers use the platforms to research and purchase insurance and credit products, with the company acting as a technology and marketing intermediary between consumers and financial service providers. PB Fintech Ltd. serves a broad consumer segment across varied demographics, credit profiles, and income levels, enabling them to make informed decisions on insurance and lending. The platforms are designed to address the online insurance and lending markets, with Policybazaar focusing on insurance products and Paisabazaar on personal credit products. The company's business model relies on facilitating connections between consumers and financial service providers through its technology platforms, generating revenue from the partners who use these platforms to reach potential customers. PB Fintech is one of the most popular companies on Eulerpool.

Frequently Asked Questions about PB Fintech stock

Debt Service Coverage Ratio (DSCR) of PB Fintech is -0.57 in 2025.

Debt Service Coverage Ratio (DSCR) of PB Fintech changed from 0.70 to -0.57, representing a -181.26% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) PB Fintech since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s PB Fintech with sector peers and the industry average to assess whether it is attractive.

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