PB Fintech

PB Fintech Debt

The Debt of PB Fintech (POLICYBZR.NS) as of Oct 21, 2026 is 3.22 B INR. In the previous year, Debt was 2.53 B INR — a change of 27.19% (higher).

Debt

3.22 BINR

YoY

27.19%

Last updated:

In 2025, PB Fintech's total debt was 3.22 B INR, a 27.19% change from the 2.53 B INR total debt recorded in the previous year.

The PB Fintech Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2019
887.09 M INR
Jan 1, 2020
1.08 B INR
Jan 1, 2021
1.09 B INR
Jan 1, 2022
1.59 B INR
Jan 1, 2023
2.27 B INR
Jan 1, 2024
2.53 B INR
Jan 1, 2025
3.22 B INR
The PB Fintech Debt history
YEARDebtYoY
3.22 BINR+27.19%
2.53 BINR+11.80%
2.27 BINR+42.19%
1.59 BINR+46.63%
1.09 BINR+0.22%
1.08 BINR+22.24%
887.09 MINR—

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PB Fintech Stock analysis

What does PB Fintech do? PB Fintech Ltd. operates Policybazaar and Paisabazaar platforms, providing online marketing, consulting, and technology services to insurer and lending partners. The company generates revenue by connecting consumers with insurance and lending products through its platforms. Policybazaar serves as an online marketplace for core insurance products, enabling consumers and insurer partners to buy and sell insurance. Paisabazaar functions as a digital lending platform where consumers compare and apply for personal credit products. The platforms target consumers with diverse needs, credit profiles, demographics, and income levels, facilitating research-based purchases of financial products. The company's primary revenue streams come from its two flagship platforms: Policybazaar for insurance and Paisabazaar for lending. Insurer partners and lending partners pay for access to the consumer base, while the company monetizes through lead generation and transaction fees. Consumers use the platforms to research and purchase insurance and credit products, with the company acting as a technology and marketing intermediary between consumers and financial service providers. PB Fintech Ltd. serves a broad consumer segment across varied demographics, credit profiles, and income levels, enabling them to make informed decisions on insurance and lending. The platforms are designed to address the online insurance and lending markets, with Policybazaar focusing on insurance products and Paisabazaar on personal credit products. The company's business model relies on facilitating connections between consumers and financial service providers through its technology platforms, generating revenue from the partners who use these platforms to reach potential customers. PB Fintech is one of the most popular companies on Eulerpool.

Debt Details

Understanding PB Fintech's Debt Structure

PB Fintech's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing PB Fintech's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to PB Fintech’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in PB Fintech’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about PB Fintech stock

Debt of PB Fintech is 3.22 B INR in 2025.

Debt of PB Fintech changed from 2.53 B INR to 3.22 B INR, representing a 27.19% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt PB Fintech since 2006 – with annual values, charts, and detailed analysis.

Debt's INR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's PB Fintech historically and in real time.

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Balance Sheet — PB Fintech

All Key Metrics — PB Fintech