OppFi

OppFi Net Margin

The Net Profit Margin of OppFi (OPFI) as of Nov 15, 2026 is 4.41 %. In the previous year, Net Profit Margin was 1.38 % — a change of 219.57% (higher).

Net Margin

4.41 %

YoY

219.57%

Last updated:

Net Profit Margin of OppFi is 2025 4.41 % . Net Profit Margin of OppFi was 2024 1.38 % . It decreases by 219.57% higher compared to the previous year.

For OppFi, the net margin of 4.4% is down versus 7.3% a few years ago.

The OppFi Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2018
17.90 USD
Jan 1, 2019
30.75 USD
Jan 1, 2020
26.64 USD
Jan 1, 2021
7.29 USD
Jan 1, 2022
1.57 USD
Jan 1, 2023
-0.20 USD
Jan 1, 2024
1.38 USD
Jan 1, 2025
4.41 USD
The OppFi Net Margin history
YEARNet MarginYoY
4.41 %+219.57%
1.38 %-798.83%
-0.20 %-112.60%
1.57 %-78.50%
7.29 %-72.63%
26.64 %-13.38%
30.75 %+71.82%
17.90 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

OppFi Stock analysis

What does OppFi do? OppFi, Inc. generates revenue through its OppLoans lending platform, which provides accessible credit solutions via digital finance products. The company offers the OppFi Card, a mobile experience designed as an alternative to traditional credit cards, helping users build credit, and SalaryTap, a payroll deduction secured installment loan product. Customers who opt into the OppFi TurnUp Program can explore more affordable credit options through the company's platform, which checks the market voluntarily for eligible applicants. The primary buyers of these financial products are individuals seeking alternative credit solutions, particularly those looking to build or improve their credit history through innovative digital tools. OppFi's platform is mobile-optimized, allowing users to access its services through a dedicated online application. The OppFi TurnUp Program specifically targets customers who want to find better credit deals, while SalaryTap caters to those preferring secured installment loans tied to payroll deductions. The OppFi Card serves as a credit-building tool, appealing to consumers who need alternatives to conventional credit cards. These products are designed for a segment of the market focused on digital financial solutions and credit enhancement. The company's revenue streams are derived from its OppLoans platform, which includes the OppFi Card and SalaryTap services. The OppFi TurnUp Program adds value by helping users identify cost-effective credit options, indirectly supporting the platform's adoption. OppFi's target audience consists of individuals who prioritize mobile accessibility and credit-building opportunities, making these products suitable for a growing demographic seeking flexible financial tools. OppFi is one of the most popular companies on Eulerpool.

Frequently Asked Questions about OppFi stock

Net Profit Margin of OppFi is 4.41 % in 2025.

Net Profit Margin of OppFi changed from 1.38 % to 4.41 %, representing a 219.57% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin OppFi since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's OppFi with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Margins — OppFi

All Key Metrics — OppFi