OFG Bancorp

OFG Bancorp ROE

The Return on Equity (ROE) of OFG Bancorp (OFG) as of Oct 23, 2026 is 14.76 %. In the previous year, Return on Equity (ROE) was 15.80 % — a change of -6.60% (lower).

ROE

14.76 %

YoY

-6.60%

Last updated:

In 2025, OFG Bancorp's return on equity (ROE) was 14.76 %, a -6.60% increase from the 15.80 % ROE in the previous year.

The OFG Bancorp ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
8.44 USD
Jan 1, 2019
0.59 USD
Jan 1, 2020
6.84 USD
Jan 1, 2021
13.67 USD
Jan 1, 2022
15.95 USD
Jan 1, 2023
15.24 USD
Jan 1, 2024
15.80 USD
Jan 1, 2025
14.76 USD
The OFG Bancorp ROE history
YEARROEYoY
14.76 %-6.60%
15.80 %+3.67%
15.24 %-4.44%
15.95 %+16.66%
13.67 %+99.72%
6.84 %+1,062.17%
0.59 %-93.02%
8.44 %+51.55%
5.57 %-13.37%
6.43 %-2,403.74%
-0.28 %-103.09%
9.04 %+8,026.50%
0.11 %+291.27%
0.03 %-42.59%
0.05 %+268.84%
0.01 %-80.68%
0.07 %-32.21%
0.10 %-10.70%
0.11 %-856.38%
-0.02 %—

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OFG Bancorp Stock analysis

What does OFG Bancorp do? OFG Bancorp is a financial services company based in San Juan, Puerto Rico. The company has a long history dating back to 1964 when it was founded as Oriental Financial Group. Over the years, OFG Bancorp has conducted a number of mergers and acquisitions and is now the holding company for a range of subsidiary companies that focus on various areas of the financial services business. The company is divided into five main areas: retail banking, commercial banking, wealth management, treasury management, and mortgage banking. Each area offers a range of products and services to respond to customer needs. Retail banking: OFG's retail banking focuses on personal accounts, loans, and credit cards. The company operates over 50 branches and ATMs in Puerto Rico and also has a presence in Florida. Products offered include credit and debit cards, mortgages, auto loans, personal loans, and savings accounts. Commercial banking: OFG Bancorp also provides banking services to small and medium-sized businesses. This includes deposit accounts, loans, leasing financing, and treasury management services. OFG's commercial banking is divided into several areas, including real estate, consumer products, healthcare, and government. Wealth management: OFG's wealth management offers a range of financial services to affluent private and business clients. This includes investment advice, portfolio management, retirement and estate planning, and tax planning. These services are provided by a team of experienced financial advisors and investment experts who work closely with clients to ensure their needs are met. Treasury management: OFG's treasury management focuses on companies and institutions that require complex financial management and payment solutions. This includes cash management solutions, payment processing, electronic invoicing, and trade financing. OFG also offers customized solutions tailored to their specific requirements. Mortgage banking: OFG's mortgage banking specializes in mortgage financing in the United States and operates a large network of lenders and brokers. The company offers a wide range of mortgage products including fixed and variable interest rates, FHA and VA loans, and jumbo mortgages. OFG Mortgage also focuses on US overseas territories. Overall, OFG Bancorp is a diverse financial services company that caters to a wide range of customers and needs. The company is committed to continuously evolving and adapting its products and services to meet the changing needs of its customers. OFG Bancorp is one of the most popular companies on Eulerpool.

ROE Details

Decoding OFG Bancorp's Return on Equity (ROE)

OFG Bancorp's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing OFG Bancorp's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

OFG Bancorp's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in OFG Bancorp’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about OFG Bancorp stock

Return on Equity (ROE) of OFG Bancorp is 14.76 % in 2025.

Return on Equity (ROE) of OFG Bancorp changed from 15.80 % to 14.76 %, representing a -6.60% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) OFG Bancorp since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s OFG Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — OFG Bancorp

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