OFG Bancorp (OFG) Stock Price
OFG Bancorp Price
Revenue has compounded at 13.9% per year over the past 19 years to 690.15 M USD. Earnings per share have grown at 5.3% per year over the last 18 years. OFG Bancorp's net margin stands at 29.7%, broadly stable from 29.4% several years earlier. OFG Bancorp currently offers a dividend yield of about 2.35%. The payout ratio is around 28% of earnings. The dividend has grown at 4.1% per year over the past 19 years. Analysts set a median price target of 56.00 USD, implying 9.9% above the current price. Of 9 analysts, 4 rate the stock a buy — an overall Hold consensus.
OFG Bancorp stock price
OFG Bancorp business model & stock analysis
Frequently asked questions about OFG Bancorp
The business model of OFG Bancorp revolves around being a diversified financial holding company. As an institution, OFG Bancorp offers a wide range of banking and financial services to individuals, businesses, and institutions. They provide commercial and consumer banking services, mortgage lending, wealth management, insurance, and other related financial solutions. With a strong focus on customer satisfaction and tailoring their offerings to meet specific needs, OFG Bancorp aims to foster long-term relationships with clients while ensuring growth and profitability. By constantly adapting to market trends and leveraging their expertise, OFG Bancorp strives to deliver innovative and reliable financial solutions to its customers.
OFG Bancorp is primarily active in the banking industry.
The main competitors of OFG Bancorp in the market include banking institutions such as Banco Popular de Puerto Rico, First BanCorp, and Popular, Inc. These institutions, like OFG Bancorp, operate in the same geographic region and offer a range of similar products and services. OFG Bancorp distinguishes itself through its strong financial performance, customer-focused approach, and commitment to innovation. It continues to compete effectively in the market by leveraging its extensive industry experience and deep understanding of local market dynamics.
OFG Bancorp is a financial holding company that traces its roots back to 1964. Originally known as Oriental Financial Group, the company evolved and rebranded as OFG Bancorp in 2017. Headquartered in San Juan, Puerto Rico, OFG Bancorp operates under its subsidiary, Oriental Bank. With over 55 branches in Puerto Rico and the US Virgin Islands, OFG Bancorp offers a wide range of banking and financial services to individuals, businesses, and municipalities. The company has a strong commitment to the communities it serves and strives to provide innovative banking solutions tailored to the needs of its customers.
OFG Bancorp, a renowned financial services company, has achieved significant milestones throughout its successful history. One of its notable achievements includes the acquisition of BBVA Puerto Rico, a leading financial institution. This strategic move allowed OFG Bancorp to expand its market presence and strengthen its position in Puerto Rico's banking sector. Additionally, the company has consistently delivered solid financial performance, demonstrating its commitment to delivering value to its shareholders. With a customer-centric approach, OFG Bancorp has continuously enhanced its product and service offerings, earning a strong reputation among its clients. Emphasizing growth, innovation, and customer satisfaction, OFG Bancorp has made notable strides in its industry.
OFG Bancorp primarily operates in Puerto Rico and the U.S. Virgin Islands.
OFG Bancorp represents values of integrity, innovation, and excellence within the financial industry. As a leading financial institution, their corporate philosophy focuses on delivering exceptional customer service, fostering strong relationships, and promoting responsible financial practices. With a commitment to transparency and accountability, OFG Bancorp prioritizes ethical conduct, trust, and inclusion. Through their dedication to providing superior banking solutions, they strive to enhance the financial well-being of their clients, shareholders, and communities. OFG Bancorp's dedication to their core values and corporate philosophy has positioned them as a trusted and reputable player in the stock market.
Analysts currently set an average price target of 56.33 USD for the OFG Bancorp stock (median: 56.00 USD), implying +9.8 % versus the latest price. The consensus is based on 9 analyst ratings.
9 analysts currently rate the OFG Bancorp stock: 4 recommend buying, 5 holding and 0 selling. For 2026, analysts expect OFG Bancorp to generate revenue of 751.80 M USD and earnings per share of 5.04 USD.
Converted at the current exchange rate, the OFG Bancorp share trades at 45.47 EUR (50.97 USD).
The OFG Bancorp share (OFG) is listed on 2 stock exchanges, including: NYSE (OFG), Frankfurt (OFP.F).
OFG Bancorp is a diversified financial services company that offers a wide range of products and services to retail customers, businesses, and public institutions. The company operates in various business segments including traditional banking, insurance, asset management, and loan insurance. In the traditional banking business, OFG Bancorp operates in the areas of deposits and loans, offering various types of accounts including checking, savings, and fixed deposit accounts. It also provides various types of consumer and business loans, mortgages, and lines of credit. The company's insurance division offers a wide range of products including homeowner's insurance, auto insurance, additional health insurance, and insurance for commercial customers. OFG Bancorp's asset management division provides professional advice and asset management services. Customers can choose from various investment products including stocks, bonds, investment funds, and asset management services. The loan insurance department assists in the financing of home ownership and property acquisition, as well as loan refinancing. The company works closely with its customers to develop individual financing solutions to meet their specific needs. In terms of operations, OFG Bancorp aims to achieve attractive returns and increase profitability through organic and acquisition measures. The company pursues a clear strategy to diversify its activities in order to minimize operational risks and promote growth. In terms of product development and distribution channels, OFG Bancorp invests in the latest technologies to increase customer satisfaction and improve efficiency. The company aims to provide its customers with a flexible, simple, and convenient banking experience. The company places great value on its relationships with its customers, employees, and the communities in which it operates. OFG Bancorp is committed to promoting social responsibility and engagement for sustainable development. It supports local events and nonprofit organizations in Puerto Rico and the United States. Overall, the company's business model is focused on continuous growth and diversification to offer a comprehensive range of products and services to its customers. OFG Bancorp is committed to further expanding its position as a leading financial services company in the United States and Puerto Rico.
The expected revenue of OFG Bancorp is 751.80 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of OFG Bancorp is 238.54 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of OFG Bancorp is currently 10.12. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the OFG Bancorp stock.
The price-to-sales ratio (P/S) of OFG Bancorp is currently 3.21. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the OFG Bancorp stock.
The Eulerpool Quality Score for OFG Bancorp is 7/10.
The ISIN of OFG Bancorp is PR67103X1020. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of OFG Bancorp is A1T9X8. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of OFG Bancorp is OFG. The ticker symbol is used to trade OFG Bancorp shares on the stock exchange.
OFG Bancorp stock
All fundamentals and in-depth analysis of OFG Bancorp
Our stock analysis for OFG Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OFG Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.