First Ban (FBP) Stock Price

First Ban Price

NYSE·CLOSED
27.10
​
Market closed

Over the last 19 years First Ban grew revenue by 4.0% annually, reaching 1.00 B USD. Earnings per share have declined at 11.2% per year over the last 19 years. For First Ban, the net margin of 34.4% is broadly stable versus 34.4% a few years ago. At today's price the dividend yield works out to roughly 2.66%. The payout ratio is around 33% of earnings. The consensus 12-month price target for First Ban is 31.00 USD, about 14.4% above where the stock trades today. Of 12 analysts, 10 rate the stock a buy — an overall Buy consensus.

First Ban stock price

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First Ban business model & stock analysis

First Bancorp is a US-based company that was founded in 1935. It is headquartered in Southern Pines, North Carolina and operates around 100 branches in the states of North Carolina, South Carolina, and Virginia. The company offers a wide range of financial services, including savings accounts, loans, mortgages, debit and credit cards, and wealth management. It focuses on providing personalized assistance to its customers and is committed to innovation and technology. Overall, First Bancorp aims to meet the needs of its customers and provide a high-quality banking experience.

Frequently asked questions about First Ban

The business model of First Bancorp revolves around providing various financial services to individuals, businesses, and organizations. As a bank holding company, First Bancorp operates through its subsidiary, First Bank, offering banking products such as checking and savings accounts, loans, mortgages, credit cards, and investment services. The company focuses on building strong customer relationships, maximizing shareholder value, and promoting community development. First Bancorp aims to meet the financial needs of its customers by providing reliable, personalized, and innovative solutions. Through its diversified offerings and customer-centric approach, First Bancorp strives to establish itself as a leading player in the financial sector.

First Bancorp is primarily active in the financial services industry.

The main competitors of First Bancorp in the market include reputable banking institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup. These financial players, like First Bancorp, offer a wide range of banking services and compete for market share in the banking industry. First Bancorp, however, has distinguishing qualities that set it apart from its competitors, such as its focus on providing personalized customer service and its commitment to supporting the local communities it serves.

First Bancorp, founded in 1934, is a renowned financial institution based in Southern Pines, North Carolina. With a rich history spanning over 85 years, First Bancorp has emerged as a trusted name in the banking industry. The company's focus lies in providing personalized banking solutions and exceptional customer service to individuals, businesses, and communities they serve. With a diverse range of products and services, First Bancorp offers retail and commercial banking, mortgage lending, wealth management, and more. Their commitment to innovation, prudent financial practices, and community development has solidified First Bancorp's position as a leading financial institution in the region.

First Bancorp has achieved several significant milestones throughout its history. The company has successfully expanded its presence and built a strong reputation in the banking industry. Notably, First Bancorp has experienced consistent growth in its assets, revenue, and customer base. It has also established itself as a trusted financial institution, providing a wide range of banking services including personal and business banking, loans, and investment solutions. With a focus on customer satisfaction and value creation, First Bancorp continues to strive for excellence and remains committed to delivering superior financial services to its clients.

First Bancorp is primarily present in the United States. As a leading financial holding company, First Bancorp operates through its subsidiary, First Bank. Headquartered in North Carolina, First Bancorp serves customers across several states, including North Carolina, South Carolina, and Virginia. With a strong presence in these regions, First Bancorp offers a wide range of banking and financial services to individuals, businesses, and communities.

First Bancorp is a prominent financial institution that upholds strong values and a comprehensive corporate philosophy. With a commitment to excellence, integrity, and customer satisfaction, First Bancorp strives to provide exceptional banking services to its clients. The company's philosophy revolves around responsible financial management and maintaining trustworthy relationships with customers. By prioritizing innovation, personalized solutions, and community development, First Bancorp aims to create long-term value for its shareholders while remaining a reliable partner in the financial industry. With its unwavering dedication to its core values, First Bancorp continues to set new standards in the banking sector.

Analysts currently set an average price target of 30.00 USD for the First Ban stock (median: 31.00 USD), implying +10.7 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the First Ban stock: 10 recommend buying, 2 holding and 0 selling. For 2026, analysts expect First Ban to generate revenue of 1.09 B USD and earnings per share of 2.43 USD.

Converted at the current exchange rate, the First Ban share trades at 24.18 EUR (27.10 USD).

The First Ban share (FBP) is listed on 2 stock exchanges, including: NYSE (FBP), Frankfurt (OLWN.F).

First Bancorp is a leading company in the banking and financial services sector. The company is active in the US and Puerto Rico and is headquartered in North Carolina. First Bancorp is a public limited company listed on NASDAQ. The company was founded in 1935 and today has more than 96 branches in the US and Puerto Rico. First Bancorp offers a wide range of financial services including deposits, loans, mortgages, investment advice, asset management, insurance, cash management services, and many more. The products and services of First Bancorp are tailored to the needs of individuals, businesses, and government agencies. Individuals can benefit from the company's products and services by opening an account to securely store their money and use it for daily use. First Bancorp offers different types of accounts such as checking and savings accounts, as well as debit and credit cards. Customers can also benefit from the various ATMs and online banking services offered by the company. In addition, First Bancorp offers a wide range of credit products such as auto, student, mortgage, and unsecured loans. Businesses can benefit from First Bancorp's products and services by opening accounts, financing their operations, and managing their assets. First Bancorp offers businesses various types of accounts and credit products such as checking and savings accounts, loans, leasing, bank guarantees, deposits in trust accounts, and various payment methods. Businesses can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows. Government agencies can benefit from First Bancorp's products and services by opening accounts, utilizing financing, and managing their assets. First Bancorp offers government agencies various types of accounts and financing options such as checking and savings accounts, short and long-term financing, advance payments on contracts, and various payment methods. Government agencies can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows. First Bancorp also has a subsidiary called First Insurance Services, which offers insurance products for individual and business customers. These products include liability insurance, auto insurance, fire insurance, life insurance, and health insurance. In summary, First Bancorp offers a wide range of products and services for individuals, businesses, and government agencies. The company also has a subsidiary that offers insurance products. First Bancorp has a strong presence in the US and Puerto Rico and has earned a reputation as a reliable and trusted partner for its customers.

The expected revenue of First Ban is 1.09 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Ban is 385.53 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Ban is currently 11.13. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Ban stock.

The price-to-sales ratio (P/S) of First Ban is currently 3.94. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Ban stock.

The Eulerpool Quality Score for First Ban is 5/10.

The ISIN of First Ban is PR3186727065. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Ban is A1C9RC. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Ban is FBP. The ticker symbol is used to trade First Ban shares on the stock exchange.

Fair ValueTerminal
22.22 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
311,480.11 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Puerto Rico
Currency
USD
Initial public offering
Jan 13, 1987
ISIN
PR3186727065
Cusip
318672706
Sedol
2296926
Market capitalization
4.36 B USDMid Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
2.67
P/E ratio
P/Ee 2026
11.30
P/Ee 2027
10.64
P/Ee 2028
9.85
P/S
P/Se
3.94
EV/EBIT
8.88
P/B Ratio
2.21
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
17.53 %
Gross Margin
91.42 %
EBIT Margin
41.58 %
Net Margin
34.41 %
EPS (Earnings Per Share)
2.18 USD
Net Debt / EBIT
-1.58
Debt/Equity
0.00
Dividend
Dividend yield
2.66 %
Est. Dividend Yield
2.95 %
Payout Ratio
33.06 %
Dividend growth Ø5Y
18.36 %
Dividend payments per year
4
Dividend paid since
8 years
Dividend not reduced since
8 years
Dividend increased since
8 years
Dividend withholding tax
0.00 %
Last updated Oct 6, 2026, 1:38 PM

First Ban Peer Group

First Ban Ticker

FRANKFURT · OLWN.FNEW YORK · FBP

First Ban FIGI

FBP:US · BBG000CYKKX8FBP:UA · BBG000CYKLG5FBP:UC · BBG000CYKLR3FBP:UN · BBG000CYKMH2FBP:UP · BBG000CYKN08FBP:UB · BBG000CYKNZ0FBP:UT · BBG000CYKPR4FBP:UM · BBG000CYKPZ5FBP:UX · BBG000CYLSJ6FBP:UD · BBG000CYLVS9FBP:UF · BBG000CYLWS7FBP:VY · BBG000CYLXF9

All fundamentals and in-depth analysis of First Ban

Our stock analysis for First Ban stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Ban. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.