First Ban Stock

First Ban EBIT

The EBIT of First Ban (FBP) as of Sep 7, 2026 is 416.73 M USD. In the previous year, EBIT was 391.21 M USD — a change of 6.53% (higher).

EBIT

416.73 MUSD

YoY

6.53%

Last updated:

In 2026, First Ban's EBIT was 416.73 M USD, a 6.53% increase from the 391.21 M USD EBIT recorded in the previous year.

The First Ban EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT
Date
EBIT
Jan 1, 2021
427.82 M USD
Jan 1, 2022
447.58 M USD
Jan 1, 2023
397.44 M USD
Jan 1, 2024
391.21 M USD
Jan 1, 2025
416.73 M USD
Jan 1, 2026 (e)
519.92 M USD
Jan 1, 2027 (e)
542.82 M USD
Jan 1, 2028 (e)
599.23 M USD
The First Ban EBIT history
YEAREBITYoY
est599.23 MUSD+10.39%
est542.82 MUSD+4.41%
est519.92 MUSD+24.76%
416.73 MUSD+6.53%
391.21 MUSD-1.57%
397.44 MUSD-11.20%
447.58 MUSD+4.62%
427.82 MUSD+267.78%
116.32 MUSD-51.40%
239.37 MUSD+25.56%
190.64 MUSD+207.56%
61.98 MUSD-52.42%
130.26 MUSD+369.98%
27.72 MUSD-69.75%
91.64 MUSD-157.52%
-159.32 MUSD-546.11%
35.71 MUSD-148.98%
-72.91 MUSD-82.69%
-421.17 MUSD+55.61%
-270.65 MUSD-446.08%
78.21 MUSD-12.83%
89.72 MUSD-30.78%
129.62 MUSD
Access this data via the Eulerpool API

First Ban Revenue

First Ban Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
817.24 M USD
328.24 M USD
281.03 M USD
Jan 1, 2022
886.57 M USD
443.47 M USD
305.07 M USD
Jan 1, 2023
938.09 M USD
470.26 M USD
302.86 M USD
Jan 1, 2024
905.08 M USD
418.01 M USD
298.72 M USD
Jan 1, 2025
1.00 B USD
504.22 M USD
344.87 M USD
Jan 1, 2026 (e)
1.09 B USD
0.00 USD
385.48 M USD
Jan 1, 2027 (e)
1.14 B USD
0.00 USD
409.58 M USD
Jan 1, 2028 (e)
1.15 B USD
0.00 USD
442.69 M USD

First Ban Margins

First Ban stock margins

The First Ban margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Ban. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Ban.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
59.84 %
34.39 %
Jan 1, 2022
49.98 %
34.41 %
Jan 1, 2023
49.87 %
32.29 %
Jan 1, 2024
53.82 %
33.01 %
Jan 1, 2025
49.70 %
34.41 %
Jan 1, 2026 (e)
0.00 %
35.38 %
Jan 1, 2027 (e)
0.00 %
36.01 %
Jan 1, 2028 (e)
0.00 %
38.64 %

First Ban Stock analysis

What does First Ban do? First Bancorp is a US-based company that was founded in 1935. It is headquartered in Southern Pines, North Carolina and operates around 100 branches in the states of North Carolina, South Carolina, and Virginia. The company offers a wide range of financial services, including savings accounts, loans, mortgages, debit and credit cards, and wealth management. It focuses on providing personalized assistance to its customers and is committed to innovation and technology. Overall, First Bancorp aims to meet the needs of its customers and provide a high-quality banking experience. First Ban is one of the most popular companies on Eulerpool.

EBIT Details

Analyzing First Ban's EBIT

First Ban's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of First Ban's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

First Ban's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in First Ban’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about First Ban stock

EBIT of First Ban is 416.73 M USD in 2026.

EBIT of First Ban changed from 391.21 M USD to 416.73 M USD, representing a 6.53% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT First Ban since 2006 – with annual values, charts, and detailed analysis.

"Earnings before interest and taxes", abbreviated as EBIT, is also referred to as the operating result of a company. It is a key figure that allows the profit to be assessed over a specific period of time, usually a fiscal year. Taxes and interest are not deducted from EBIT, making it suitable for international comparisons of different companies.

Net income
+ Tax expense
+ Interest expense and other financial expenses
- Interest income and other financial income
= EBIT (operating profit)

EBIT's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track EBIT's First Ban historically and in real time.

The sales revenue is important for evaluating a stock.

EBIT is an acronym for "Earnings Before Interest and Tax" and represents a company's gross profit before taxes and interest are deducted. The EBIT amount is often used as a metric to evaluate a company.

History

The EBIT was originally introduced in the 1940s when the US Internal Revenue Service (IRS) passed a new tax law. This law required companies to calculate their profit before deducting taxes and interest on loans (or "interest and taxes"). Since then, the EBIT has been used as one of the key financial indicators in evaluating a company.

Usage

The EBIT can be used to assess a company by comparing its financial results to a benchmark or a comparative value. The EBIT is also used to determine how much the company's shareholders will receive from its operating income.

Calculation

EBIT is calculated by deducting taxes and interest on loans from the company's net profit. This amount can be calculated in various ways, but the most common method is as follows:

EBIT = Net profit + interest and taxes

Example: Eulerpool: Your source for quantitative stock data At Eulerpool, we are dedicated to providing you with comprehensive and accurate stock information. Our website offers a wide range of tools and features, including charts, stock lists, and more. Whether you are an experienced investor or just starting out, our platform is designed to meet your needs. With our in-depth analytics and algorithms, you can make informed decisions and stay ahead of the market. Explore our extensive collection of stocks, track their performance, and access real-time data. With Eulerpool, you can easily navigate the world of finance and monitor the stocks that matter to you. Join our community today and gain valuable insights into the world of stocks and investments. Sign up for free and discover the power of Eulerpool. Stay informed. Stay ahead. Eulerpool - your trusted partner in stock data.
Net profit of XYZ Co. = $1,000,000
Interest and taxes = $ 500,000
EBIT of XYZ Co. = $1,500,000

Application

The EBIT value is often used to determine and evaluate the financial stability of a company. The EBIT value can also be used to determine how much money a company can spend on investments or dividends.

Use of EBIT in stock investment

Investors use EBIT to determine if a stock is over- or undervalued. If a company has a high EBIT value, it may indicate that its stock is overvalued, as the profit it generates could be lower than what it would generate with a different stock.

Advantages of EBIT

EBIT is a helpful measure for determining the financial stability of a company. There are several advantages associated with using EBIT, such as:
- EBIT eliminates the impact of financing on the company's earnings.
- It is a useful measure for determining the profits that a company can distribute to its shareholders.
- It can be used to determine whether a stock is overvalued or undervalued.

Disadvantages of EBIT

There are also some disadvantages to using EBIT, such as:
- EBIT cannot be used as the sole measure to evaluate a company as it does not reflect the overall profit of the company.
- EBIT can be influenced by unforeseen events such as a tax increase.
- EBIT is not always a reliable indicator of a company's future profit development.

Conclusion

The EBIT is an important measure used to evaluate a company. It can be used to determine how much money a company can generate from its operational results and whether a stock is overvalued or undervalued. However, the EBIT also has some disadvantages as it does not reflect the overall profitability of a company and can be influenced by unforeseen events. Therefore, it is important to consider the EBIT in conjunction with other financial indicators to obtain a complete picture of the company.

Access this data via the Eulerpool API

Income Statement — First Ban

All Key Metrics — First Ban