First Ban (FBP) Stock Price
First Ban Price
First Ban (FBP) Stock | ISIN PR3186727065 | WKN A1C9RC. The current First Ban stock price is 26.36 USD (2026). Revenue is 1.08 B USD. Net income is 349.35 M USD. The P/E ratio is 12.13. Market capitalization is 4.24 B USD. First Ban operates in the Finance sector.
Revenue at First Ban has contracted by 0.3% per year over the past 19 years to 1.26 B USD. Earnings per share have declined at 6.7% per year over the last 19 years. For First Ban, the net margin of 27.5% is down versus 30.3% a few years ago. At today's price the dividend yield works out to roughly 2.73%. The payout ratio is around 30% of earnings. The dividend has grown at 5.1% per year over the past 19 years.
First Ban stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of First Ban over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Ban stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Ban's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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First Ban Revenue, EBIT, Net Income
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First Ban Income Statement, Balance Sheet, Cash Flow Statement
| REVENUE (B USD) |
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| REVENUE GROWTH (%) |
| GROSS MARGIN (%) |
| GROSS INCOME (M USD) |
| EBIT (M USD) |
| EBIT MARGIN (%) |
| NET INCOME (M USD) |
| NET INCOME GROWTH (%) |
| DIVIDEND (USD)DIV. (USD) |
| DIVIDEND GROWTH (%)DIV. GROWTH (%) |
| SHARES (M) |
| DOCUMENTS |
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|
| 0.8 | 0.92 | 0.99 | 1.15 | 1.23 | 1.26 | 1.08 | 1.14 |
| 4.96 | 13.81 | 7.65 | 16.95 | 6.34 | 2.45 | -13.63 | 4.7 |
| 110.7 | 97.27 | 90.36 | 77.26 | 72.65 | 70.92 | 82.1 | 78.41 |
| 890 | 890 | 890 | 890 | 890 | 890 | 890 | 890 |
| 0 | 0 | 447 | 0 | 0 | 0 | 545 | 542 |
| – | – | – | – | – | – | – | – |
| 99 | 277 | 305 | 302 | 298 | 344 | 349 | 385 |
| -39.63 | 179.8 | 10.11 | -0.98 | -1.32 | 15.44 | 1.45 | 10.32 |
| 0.2 | 0.31 | 0.46 | 0.56 | 0.64 | 0.72 | 0.8 | 0.7 |
| 42.86 | 55 | 48.39 | 21.74 | 14.29 | 12.5 | 11.11 | -12.5 |
| 217.7 | 211.3 | 191.97 | 177.18 | 165.27 | 160.74 | 160.74 | 160.74 |
| – | – | – | – | – | – | – | – |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales First Ban generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Ban retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Ban's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares First Ban has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Ban's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
First Ban stock margins
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First Ban Stock Revenue, EBIT, Earnings per Share
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First Ban business model & stock analysis
First Ban SWOT Analysis
Strengths
First Bancorp has a strong market presence and brand reputation in the banking industry.
The company has a diversified revenue stream with multiple business lines, including commercial banking, mortgage services, and wealth management.
First Bancorp has a well-established customer base and maintains strong customer relationships.
Weaknesses
The company may face regulatory challenges and compliance issues due to the strict regulations governing the banking industry.
First Bancorp's geographic concentration in specific regions may leave it vulnerable to local economic downturns.
The bank's legacy systems and technology infrastructure may hinder operational efficiency and innovation.
Opportunities
First Bancorp can expand its market share by targeting untapped customer segments or entering new geographic markets.
The company can leverage technological advancements to enhance digital banking services and improve customer experience.
Increasing demand for sustainable and socially responsible banking provides an opportunity for First Bancorp to develop and promote environmentally friendly products.
Threats
Intense competition from other banks and financial institutions may pose a threat to First Bancorp's market share.
Economic downturns or fluctuations in interest rates could impact the company's profitability and loan portfolios.
Potential cybersecurity threats and data breaches could harm First Bancorp's reputation and customer trust.
First Ban Segments
First Ban Revenue by Segment (1/3)
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First Ban Revenue by Segment (2/3)
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First Ban Revenue by Segment (3/3)
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First Ban Revenue by Region
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First Ban Eulerpool Fair Value
First Ban historical P/E ratio, EBIT multiple, and P/S ratio
First Ban annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
First Ban shares outstanding
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First Ban Dividend History
24 years of dividend payments · 7 consecutive increases
First Ban dividend history and estimates
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First Ban dividend payout ratio
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First Ban Earnings Estimates
First Ban Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 4/22/2026 | 0.52USD | 256.26 MUSD | 2026 Q1 |
| 1/27/2026 | 0.51USD | 259.22 MUSD | 2025 Q4 |
| 1/21/2026 | 0.51USD | 259.19 MUSD | 2025 Q4 |
| 4/23/2024 | 0.36USD | 208.57 MUSD | 2024 Q1 |
| 1/25/2024 | 0.36USD | 208.29 MUSD | 2023 Q4 |
| 7/22/2022 | 0.35USD | 196.31 MUSD | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the First Ban stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
First Ban shareholder structure
| % | Name |
|---|---|
13.44986% | |
12.98044% | |
5.45352% | |
5.27309% | |
5.11879% | |
4.69203% | |
2.89467% | |
2.80959% | |
2.52518% | |
1.92786% |
First Ban Executives and Management Board
Mr. Aurelio Alman
(66)President, Chief Executive Officer, Director · since 1998
Mr. Orlando Berges Gonzalez
(67)Chief Financial Officer, Executive Vice President
Mrs. Nayda Rivera-Batista
(51)Executive Vice President, Chief Consumer Officer, Corporate Chief of Staff
Mr. Juan Pavia
(45)Executive Vice President, Chief Operating Officer
Mr. Donald Kafka
(65)Executive Vice President, Chief Operating Officer
First Ban Supply Chain
Frequently asked questions about First Ban
The business model of First Bancorp revolves around providing various financial services to individuals, businesses, and organizations. As a bank holding company, First Bancorp operates through its subsidiary, First Bank, offering banking products such as checking and savings accounts, loans, mortgages, credit cards, and investment services. The company focuses on building strong customer relationships, maximizing shareholder value, and promoting community development. First Bancorp aims to meet the financial needs of its customers by providing reliable, personalized, and innovative solutions. Through its diversified offerings and customer-centric approach, First Bancorp strives to establish itself as a leading player in the financial sector.
First Ban stock
First Ban Peer Group
First Ban Ticker
First Ban FIGI
All fundamentals and in-depth analysis of First Ban
Our stock analysis for First Ban Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Ban Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.