First Ban (FBP) Stock Price

First Ban Price

NYSE·CLOSED
27.88USD-0.05 (-0.16 %)
Market closed

Over the last 19 years First Ban grew revenue by 4.0% annually, reaching 1.00 B USD. Earnings per share have declined at 11.2% per year over the last 19 years. For First Ban, the net margin of 34.4% is broadly stable versus 34.4% a few years ago. At today's price the dividend yield works out to roughly 2.58%. The payout ratio is around 33% of earnings. The dividend has grown at 5.1% per year over the past 19 years. The consensus 12-month price target for First Ban is 24.48 USD, about 12.2% below where the stock trades today. Of 11 analysts, 8 rate the stock a buy — an overall Buy consensus. The stock trades about 45% above its 52-week low.

First Ban stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of First Ban over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Ban stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Ban's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

First Ban Stock Price History
DateFirst Ban Price
8/31/202627.88 USD
8/30/202627.93 USD
8/28/202628.03 USD
8/27/202627.83 USD
8/26/202628.12 USD
8/25/202628.00 USD
8/24/202628.32 USD
8/21/202628.52 USD
8/20/202628.22 USD
8/19/202628.85 USD
8/18/202629.38 USD
8/14/202629.70 USD
8/13/202629.39 USD
8/12/202629.21 USD
8/11/202629.04 USD
8/10/202628.91 USD
8/7/202628.67 USD
8/6/202629.06 USD
8/5/202629.17 USD
8/4/202629.25 USD
8/3/202628.99 USD
7/31/202628.93 USD
7/30/202628.79 USD
7/29/202629.28 USD
7/27/202628.94 USD
7/23/202628.85 USD
7/22/202628.86 USD
7/21/202627.64 USD
7/20/202627.43 USD
7/17/202627.44 USD
Access this data via the Eulerpool API

First Ban Revenue, Pre-Provision Profit, Net Income

  • 3 Years

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
817.24 M USD
328.24 M USD
281.03 M USD
Jan 1, 2022
886.57 M USD
443.47 M USD
305.07 M USD
Jan 1, 2023
938.09 M USD
470.26 M USD
302.86 M USD
Jan 1, 2024
905.08 M USD
418.01 M USD
298.72 M USD
Jan 1, 2025
1.00 B USD
504.22 M USD
344.87 M USD
Jan 1, 2026 (e)
1.09 B USD
0.00 USD
385.48 M USD
Jan 1, 2027 (e)
1.14 B USD
0.00 USD
409.58 M USD
Jan 1, 2028 (e)
1.15 B USD
0.00 USD
442.69 M USD

First Ban Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 2, 2026, 10:33 PM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
0.610.620.610.640.620.670.730.770.880.951.121.191.261.091.141.15
-2.091.97-2.255.11-2.827.749.285.4814.558.0517.846.145.37-13.304.410.70
38.5963.9354.7070.3861.2976.3579.5965.71100.0090.0373.9170.7272.9372.9372.9372.93
235.00397.00332.00449.00380.00510.00581.00506.00882.00858.00830.00843.00916.00794.21829.21835.05
514.90518.10502.27484.12491.55525.38567.08600.32729.93795.29806.00807.48868.94
-15.5061.302.0853.3732.2243.6454.6877.1687.3191.28132.0997.61133.40
243.80109.50172.0086.70144.3059.3040.20171.00-65.7027.7060.9459.9285.96
84.40201.10120.55182.39176.07211.22243.66253.28328.24443.47470.26418.01504.22
-164.00392.0021.0093.0066.00201.00167.00102.00281.00305.00302.00298.00344.00385.00409.00442.00
-665.52-339.02-94.64342.86-29.03204.55-16.92-38.92175.498.54-0.98-1.3215.4411.926.238.07
0.120.140.200.310.460.560.640.720.800.961.15
16.6742.8655.0048.3921.7414.2912.5011.1120.0019.79
207.24212.04214.09217.40216.07216.95217.38218.07204.71184.85171.35165.54158.37158.37158.37158.37
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales First Ban generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Ban retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Ban's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares First Ban has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Ban's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

First Ban stock margins

The First Ban margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Ban. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Ban.
  • 3 Years

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  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
59.84 %
34.39 %
Jan 1, 2022
49.98 %
34.41 %
Jan 1, 2023
49.87 %
32.29 %
Jan 1, 2024
53.82 %
33.01 %
Jan 1, 2025
49.70 %
34.41 %
Jan 1, 2026 (e)
0.00 %
35.38 %
Jan 1, 2027 (e)
0.00 %
36.01 %
Jan 1, 2028 (e)
0.00 %
38.64 %

First Ban Revenue per Share, Earnings per Share

The First Ban earnings per share therefore indicates how much revenue First Ban has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
3.99 USD
1.37 USD
Jan 1, 2022
4.80 USD
1.65 USD
Jan 1, 2023
5.47 USD
1.77 USD
Jan 1, 2024
5.47 USD
1.80 USD
Jan 1, 2025
6.33 USD
2.18 USD
Jan 1, 2026 (e)
6.78 USD
2.40 USD
Jan 1, 2027 (e)
7.08 USD
2.55 USD
Jan 1, 2028 (e)
7.13 USD
2.75 USD

First Ban business model & stock analysis

First Bancorp is a US-based company that was founded in 1935. It is headquartered in Southern Pines, North Carolina and operates around 100 branches in the states of North Carolina, South Carolina, and Virginia. The company offers a wide range of financial services, including savings accounts, loans, mortgages, debit and credit cards, and wealth management. It focuses on providing personalized assistance to its customers and is committed to innovation and technology. Overall, First Bancorp aims to meet the needs of its customers and provide a high-quality banking experience.

First Ban SWOT Analysis

Strengths

First Bancorp has a strong market presence and brand reputation in the banking industry.

The company has a diversified revenue stream with multiple business lines, including commercial banking, mortgage services, and wealth management.

First Bancorp has a well-established customer base and maintains strong customer relationships.

Weaknesses

The company may face regulatory challenges and compliance issues due to the strict regulations governing the banking industry.

First Bancorp's geographic concentration in specific regions may leave it vulnerable to local economic downturns.

The bank's legacy systems and technology infrastructure may hinder operational efficiency and innovation.

Opportunities

First Bancorp can expand its market share by targeting untapped customer segments or entering new geographic markets.

The company can leverage technological advancements to enhance digital banking services and improve customer experience.

Increasing demand for sustainable and socially responsible banking provides an opportunity for First Bancorp to develop and promote environmentally friendly products.

Threats

Intense competition from other banks and financial institutions may pose a threat to First Bancorp's market share.

Economic downturns or fluctuations in interest rates could impact the company's profitability and loan portfolios.

Potential cybersecurity threats and data breaches could harm First Bancorp's reputation and customer trust.

First Ban Employees

  • 3 Years

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  • Max

First Ban Employees
Details
Date
First Ban Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

First Ban Segments

First Ban Revenue by Segment (1/3)

  • Max

Investments Product Line
Details
Date
Investments Product Line
Jan 1, 2023
2.50 M USD
Jan 1, 2025
0.00 USD

First Ban Revenue by Segment (2/3)

  • Max

Investments Product Line
Details
Date
Investments Product Line
Jan 1, 2023
0.00 USD
Jan 1, 2025
3.60 M USD

First Ban Revenue by Segment (3/3)

  • Max

Consumer (Retail) Banking Segment
Consumer Retail Banking Segment
Commercial And Corporate Segment
United States Operations Segment
Mortgage Banking
Mortgage Banking Activities
Virgin Islands Operations Segment
Treasury And Investments Segment
Details
Date
Consumer (Retail) Banking Segment
Consumer Retail Banking Segment
Commercial And Corporate Segment
United States Operations Segment
Mortgage Banking
Mortgage Banking Activities
Virgin Islands Operations Segment
Treasury And Investments Segment
Jan 1, 2023
0.00 USD
658.68 M USD
75.94 M USD
86.12 M USD
90.11 M USD
0.00 USD
30.84 M USD
-11.88 M USD
Jan 1, 2025
679.21 M USD
0.00 USD
181.93 M USD
90.91 M USD
0.00 USD
85.83 M USD
75.26 M USD
-112.31 M USD

First Ban Revenue by Region

  • Max

PUERTO RICO
United States
V I
Details
Date
PUERTO RICO
United States
V I
Jan 1, 2024
1.04 B USD
150.23 M USD
38.89 M USD

First Ban Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

First Ban historical P/E ratio, EBIT multiple, and P/S ratio

First Ban annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

First Ban shares outstanding

The number of shares of First Ban was 158.37 M in 2025. This indicates how many shares First Ban is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

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  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
204.71 M Stocks
Jan 1, 2022
184.85 M Stocks
Jan 1, 2023
171.35 M Stocks
Jan 1, 2024
165.54 M Stocks
Jan 1, 2025
158.37 M Stocks
Jan 1, 2026 (e)
158.37 M Stocks
Jan 1, 2027 (e)
158.37 M Stocks
Jan 1, 2028 (e)
158.37 M Stocks

First Ban stock splits

In First Ban's history, there have been no stock splits.

First Ban Dividend History

24 years of dividend payments · 7 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.60USDYTD
Feb 26, 20260.20USD 11.1%1/3
May 28, 20260.20USD 0.0%2/3
Aug 27, 20260.20USD 0.0%3/3
20250.72USD 12.5%
Feb 21, 20250.18USD 12.5%1/4
May 29, 20250.18USD 0.0%2/4
Aug 28, 20250.18USD 0.0%3/4
Nov 28, 20250.18USD 0.0%4/4
20240.64USD 14.3%
20230.56USD 21.7%
20220.46USD 48.4%
20210.31USD 55.0%
20200.20USD 42.9%
20190.14USD 366.7%
20180.03USD 78.6%
20090.14USD 50.0%

First Ban dividend history and estimates

In 2025, First Ban paid a dividend amounting to 0.72 USD. Dividend means that First Ban distributes a portion of its profits to its owners.
  • 3 Years

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  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
0.31 USD
0.00 USD
Jan 1, 2022
0.46 USD
0.00 USD
Jan 1, 2023
0.56 USD
0.00 USD
Jan 1, 2024
0.64 USD
0.00 USD
Jan 1, 2025
0.72 USD
0.00 USD
Jan 1, 2026 (e)
0.60 USD
0.20 USD
Jan 1, 2027 (e)
0.00 USD
0.96 USD
Jan 1, 2028 (e)
0.00 USD
1.15 USD

First Ban dividend payout ratio

In 2025, First Ban had a payout ratio of 33.06%. The payout ratio indicates the percentage of the company's profits that First Ban distributes as dividends.
  • 3 Years

  • 5 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
22.58 %
Jan 1, 2022
27.87 %
Jan 1, 2023
31.68 %
Jan 1, 2024
35.47 %
Jan 1, 2025
33.06 %
Jan 1, 2026 (e)
33.36 %
Jan 1, 2027 (e)
37.67 %
Jan 1, 2028 (e)
41.83 %

Current First Ban forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
72.73 % (8)
Hold
27.27 % (3)
Sell
0.00 % (0)
12M Price Target
24.48
Last Price
27.85
Currency
USD
12M Return Potential
-12.10 %
LTM Return
0 %

First Ban Analyst Rating Actions

DateFirmActionRatingReliability
8/10/2026
Wells Fargo
Wells Fargo
MaintainedOverweight55
7/23/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
7/23/2026
Benchmark
Benchmark
MaintainedBuy72
7/13/2026
Truist Securities
Truist Securities
MaintainedBuy
7/6/2026
Wells Fargo
Wells Fargo
MaintainedOverweight55
7/1/2026
Raymond James
Raymond James
MaintainedStrong Buy65
4/27/2026
Raymond James
Raymond James
UpgradeOutperformStrong Buy65
4/23/2026
Wells Fargo
Wells Fargo
MaintainedOverweight55
4/23/2026
Truist Securities
Truist Securities
MaintainedBuy
4/23/2026
Piper Sandler
Piper Sandler
MaintainedNeutral50

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

First Ban Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/22/20260.54USD-248.87 MUSD-2026 Q2
4/22/20260.52USD-256.26 MUSD-2026 Q1
1/27/20260.51USD-259.22 MUSD-2025 Q4
4/23/20240.36USD-208.57 MUSD-2024 Q1
1/25/20240.36USD-208.29 MUSD-2023 Q4
7/22/20220.35USD-196.31 MUSD-2022 Q2

EESG©

Eulerpool ESG Scorecard© for the First Ban stock

77/100
72
Environment
99
Social
60
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees67
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Ban shareholder structure

% Name
14.24376%
BLACKROCK, INC.
BLACKROCK, INC.
8.09027%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
6.01405%
FMR LLC
FMR LLC
5.24896%
STATE STREET CORP
STATE STREET CORP
4.91059%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
4.33982%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
...

First Ban Beneficial Ownership Filings (SEC 13D/G)

Free Float
96.8%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
31.50%
Harmony Gold Mining Company Limited
Harmony Gold Mining Company Limited
SEC ↗
20.10%
OCM Holdings I, LLC
OCM Holdings I, LLC
SEC ↗
20.10%
Oaktree Principal Fund V (Delaware), L.P.
Oaktree Principal Fund V (Delaware), L.P.
SEC ↗
20.10%
Oaktree Holdings, LLC
Oaktree Holdings, LLC
SEC ↗
20.10%
Oaktree Fund GP, LLC
Oaktree Fund GP, LLC
SEC ↗
20.10%
Oaktree Fund GP I, L.P.
Oaktree Fund GP I, L.P.
SEC ↗
20.10%
Oaktree Capital I, L.P.
Oaktree Capital I, L.P.
SEC ↗
16.70%
Phillip Frost, M.D.
Phillip Frost, M.D.
SEC ↗
13.60%
Thomas H. Lee (Alternative) Fund VI, L.P.
Thomas H. Lee (Alternative) Fund VI, L.P.
SEC ↗
11.72%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗

First Ban Executives and Management Board

19 members · avg. age 60 · 42 % women

AA

Mr. Aurelio Alman (66)

President, Chief Executive Officer, Director · since 1998

4.77 M USD

Management

OG

Mr. Orlando Berges Gonzalez (67)

Chief Financial Officer, Executive Vice President

1.58 M USD
NR

Mrs. Nayda Rivera-Batista (51)

Executive Vice President, Chief Consumer Officer, Corporate Chief of Staff

1.43 M USD
JP

Mr. Juan Pavia (45)

Executive Vice President, Chief Operating Officer

1.18 M USD
DK

Mr. Donald Kafka (65)

Executive Vice President, Chief Operating Officer

1.11 M USD
SA

Ms. Sara Alvarez-Cabrero (49)

Executive Vice President, General Counsel, Secretary of the Board of Directors

LD

Mrs. Lilian Diaz-Bento (58)

Executive Vice President, Business Group Executive

Board of Directors

RH

Mr. Roberto Herencia (65)

Non-Executive Independent Chairman of the Board

500,189.00 USD
JH

Mr. John Heffern (63)

Non-Executive Independent Director

156,190.00 USD
JR

Mr. Juan Reboyras (69)

Non-Executive Independent Director

152,689.00 USD
LC

Mrs. Luz Crespo (67)

Non-Executive Independent Director

150,189.00 USD
DF

Mr. Daniel Frye (70)

Non-Executive Independent Director

141,189.00 USD
TD

Ms. Tracey Dedrick (68)

Non-Executive Independent Director

140,189.00 USD

First Ban Supply Chain

First Ban Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
2 companies
#Nameβ 1YTrend
1
State Street
Supplier·Customer·Capital Markets·US
0.55
0.65
-0.35
0.54
0.47
0.86
2
BlackRock
Supplier·Customer·Capital Markets·US
0.44
0.75
-0.33
0.31
-0.10
0.76
-0.11

Frequently asked questions about First Ban

The business model of First Bancorp revolves around providing various financial services to individuals, businesses, and organizations. As a bank holding company, First Bancorp operates through its subsidiary, First Bank, offering banking products such as checking and savings accounts, loans, mortgages, credit cards, and investment services. The company focuses on building strong customer relationships, maximizing shareholder value, and promoting community development. First Bancorp aims to meet the financial needs of its customers by providing reliable, personalized, and innovative solutions. Through its diversified offerings and customer-centric approach, First Bancorp strives to establish itself as a leading player in the financial sector.

First Bancorp is primarily active in the financial services industry.

The main competitors of First Bancorp in the market include reputable banking institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup. These financial players, like First Bancorp, offer a wide range of banking services and compete for market share in the banking industry. First Bancorp, however, has distinguishing qualities that set it apart from its competitors, such as its focus on providing personalized customer service and its commitment to supporting the local communities it serves.

First Bancorp, founded in 1934, is a renowned financial institution based in Southern Pines, North Carolina. With a rich history spanning over 85 years, First Bancorp has emerged as a trusted name in the banking industry. The company's focus lies in providing personalized banking solutions and exceptional customer service to individuals, businesses, and communities they serve. With a diverse range of products and services, First Bancorp offers retail and commercial banking, mortgage lending, wealth management, and more. Their commitment to innovation, prudent financial practices, and community development has solidified First Bancorp's position as a leading financial institution in the region.

First Bancorp has achieved several significant milestones throughout its history. The company has successfully expanded its presence and built a strong reputation in the banking industry. Notably, First Bancorp has experienced consistent growth in its assets, revenue, and customer base. It has also established itself as a trusted financial institution, providing a wide range of banking services including personal and business banking, loans, and investment solutions. With a focus on customer satisfaction and value creation, First Bancorp continues to strive for excellence and remains committed to delivering superior financial services to its clients.

First Bancorp is primarily present in the United States. As a leading financial holding company, First Bancorp operates through its subsidiary, First Bank. Headquartered in North Carolina, First Bancorp serves customers across several states, including North Carolina, South Carolina, and Virginia. With a strong presence in these regions, First Bancorp offers a wide range of banking and financial services to individuals, businesses, and communities.

First Bancorp is a prominent financial institution that upholds strong values and a comprehensive corporate philosophy. With a commitment to excellence, integrity, and customer satisfaction, First Bancorp strives to provide exceptional banking services to its clients. The company's philosophy revolves around responsible financial management and maintaining trustworthy relationships with customers. By prioritizing innovation, personalized solutions, and community development, First Bancorp aims to create long-term value for its shareholders while remaining a reliable partner in the financial industry. With its unwavering dedication to its core values, First Bancorp continues to set new standards in the banking sector.

Analysts currently set an average price target of 24.99 USD for the First Ban stock (median: 24.48 USD), implying -10.3 % versus the latest price. The consensus is based on 11 analyst ratings.

11 analysts currently rate the First Ban stock: 8 recommend buying, 3 holding and 0 selling. For 2026, analysts expect First Ban to generate revenue of 1.09 B USD and earnings per share of 2.43 USD.

Converted at the current exchange rate, the First Ban share trades at 24.05 EUR (27.88 USD).

The First Ban share (FBP) is listed on 2 stock exchanges, including: NYSE (FBP), Frankfurt (OLWN.F).

First Bancorp is a leading company in the banking and financial services sector. The company is active in the US and Puerto Rico and is headquartered in North Carolina. First Bancorp is a public limited company listed on NASDAQ. The company was founded in 1935 and today has more than 96 branches in the US and Puerto Rico. First Bancorp offers a wide range of financial services including deposits, loans, mortgages, investment advice, asset management, insurance, cash management services, and many more. The products and services of First Bancorp are tailored to the needs of individuals, businesses, and government agencies. Individuals can benefit from the company's products and services by opening an account to securely store their money and use it for daily use. First Bancorp offers different types of accounts such as checking and savings accounts, as well as debit and credit cards. Customers can also benefit from the various ATMs and online banking services offered by the company. In addition, First Bancorp offers a wide range of credit products such as auto, student, mortgage, and unsecured loans. Businesses can benefit from First Bancorp's products and services by opening accounts, financing their operations, and managing their assets. First Bancorp offers businesses various types of accounts and credit products such as checking and savings accounts, loans, leasing, bank guarantees, deposits in trust accounts, and various payment methods. Businesses can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows. Government agencies can benefit from First Bancorp's products and services by opening accounts, utilizing financing, and managing their assets. First Bancorp offers government agencies various types of accounts and financing options such as checking and savings accounts, short and long-term financing, advance payments on contracts, and various payment methods. Government agencies can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows. First Bancorp also has a subsidiary called First Insurance Services, which offers insurance products for individual and business customers. These products include liability insurance, auto insurance, fire insurance, life insurance, and health insurance. In summary, First Bancorp offers a wide range of products and services for individuals, businesses, and government agencies. The company also has a subsidiary that offers insurance products. First Bancorp has a strong presence in the US and Puerto Rico and has earned a reputation as a reliable and trusted partner for its customers.

The expected revenue of First Ban is 1.09 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Ban is 385.48 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Ban is currently 11.45. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Ban stock.

The price-to-sales ratio (P/S) of First Ban is currently 4.05. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Ban stock.

The Eulerpool Quality Score for First Ban is 5/10.

The ISIN of First Ban is PR3186727065. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Ban is A1C9RC. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Ban is FBP. The ticker symbol is used to trade First Ban shares on the stock exchange.

Over the past 12 months, First Ban paid a dividend of 0.72 USD . This corresponds to a dividend yield of about 2.58 %. For the coming 12 months, First Ban is expected to pay a dividend of 0.96 USD.

The current dividend yield of First Ban is 2.58 %.

First Ban pays a dividend, distributed in the months of , , , .

First Ban paid dividends every year for the past 8 years.

For the upcoming 12 months, dividends amounting to 0.96 USD are expected. This corresponds to a dividend yield of 3.44 %.

First Ban is assigned to the 'Finance' sector.

In the year 2025, First Ban distributed 0.64 USD as dividends.

The dividends of First Ban are distributed in USD.