NBT Bancorp Stock

NBT Bancorp EBIT Margin

The EBIT Margin (Operating Margin) of NBT Bancorp (NBTB) as of Aug 8, 2026 is 25.30 %. In the previous year, EBIT Margin (Operating Margin) was 22.83 % — a change of 10.80% (higher).

EBIT Margin

25.30 %

YoY

10.80%

Last updated:

EBIT Margin (Operating Margin) of NBT Bancorp is 2026 25.30 % . EBIT Margin (Operating Margin) of NBT Bancorp was 2025 22.83 % . It decreases by 10.80% higher compared to the previous year.

For NBT Bancorp, the operating (EBIT) margin of 33.4% is down versus 42.0% a few years ago.

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NBT Bancorp Stock analysis

What does NBT Bancorp do? NBT Bancorp Inc is an American company that operates in the finance sector. It is a holding company that owns various subsidiary companies operating in the banking sector. The company is headquartered in Norwich, New York, and was founded in 1856 under the name "The Bank of Norwich." Over time, the company expanded and acquired additional banks in the region, including "The First National Bank of Oxford" and "The Bank of Hamilton." These acquisitions have allowed NBT to expand its operations in the states of New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. NBT Bancorp Inc's business model is based on providing a wide range of financial services to its customers. This includes deposit and loan products, investment services, trust and asset management, and insurance. The company also operates in other areas such as electronic and online banking, trust and asset management services, and private banking services. In addition to traditional banking services, NBT Bancorp Inc also offers investment and insurance services, including a comprehensive range of investment funds, bonds, and insurance. The company also provides card, payment, and treasury services to help customers manage their business and finances. The various divisions of NBT Bancorp Inc include business and retail banking, wealth management, insurance, and online banking. Business banking offers various financial services to businesses and organizations, such as accounts, loans, and cards. There are also specific solutions for specific industries, such as construction companies or nonprofit organizations. NBT Bancorp Inc's wealth management team offers a range of customized investment and asset management solutions for individual clients. As a financial advisor, the company provides individually tailored portfolios and financial planning services. The insurance division of NBT Bancorp Inc maintains partnerships with various insurers to provide a comprehensive range of insurance services. They cover both personal and business insurance, such as auto, home, business, and liability insurance. NBT Bancorp Inc also offers online banking services such as mobile banking, online banking, and mobile deposits for a faster and more convenient banking experience. Customers can conduct their banking transactions anytime and anywhere online. In conclusion, NBT Bancorp Inc is an established player in the US banking sector, offering a wide range of financial products and services to its customers. With its subsidiary companies and various divisions, the company is well-positioned to meet the diverse needs of its customers. NBT Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about NBT Bancorp stock

EBIT Margin (Operating Margin) of NBT Bancorp is 25.30 % in 2026.

EBIT Margin (Operating Margin) of NBT Bancorp changed from 22.83 % to 25.30 %, representing a 10.80% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT Margin (Operating Margin) NBT Bancorp since 2006 – with annual values, charts, and detailed analysis.

EBIT Margin measures operating profitability as a percentage of revenue. It shows how much profit a company makes from operations before interest and taxes.

A 'good' varies by industry and company stage. On Eulerpool, you can compare EBIT Margin (Operating Margin)'s NBT Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate EBIT Margin (Operating Margin)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EBIT Margin (Operating Margin).

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