NBT Bancorp (NBTB) Stock Price
NBT Bancorp Price
Over the last 19 years NBT Bancorp grew revenue by 6.1% annually, reaching 657.99 M USD. Earnings per share have grown at 3.7% per year over the last 19 years. For NBT Bancorp, the net margin of 25.7% is down versus 32.5% a few years ago. At today's price the dividend yield works out to roughly 2.83%. The payout ratio is around 44% of earnings. The dividend has grown at 3.3% per year over the past 19 years. The consensus 12-month price target for NBT Bancorp is 56.00 USD, about 11.5% above where the stock trades today. Of 13 analysts, 7 rate the stock a buy — an overall Buy consensus.
NBT Bancorp stock price
NBT Bancorp business model & stock analysis
Frequently asked questions about NBT Bancorp
The business model of NBT Bancorp Inc is focused primarily on providing banking and financial services to individuals, businesses, and organizations. NBT Bancorp offers a wide range of products and services, including personal and business banking, loans, mortgages, investment services, insurance, and wealth management. With a strong emphasis on customer satisfaction and community banking, NBT Bancorp aims to support the financial needs and goals of its customers while contributing to the growth and development of the communities it serves.
NBT Bancorp Inc is primarily active in the financial services industry.
The main competitors of NBT Bancorp Inc in the market are other regional banks such as M&T Bank Corporation, KeyCorp, and Webster Financial Corporation. These banks operate in similar markets and offer a range of financial services, including commercial banking, retail banking, and wealth management. NBT Bancorp Inc competes with these companies for market share, customers, and investments within the banking industry.
NBT Bancorp Inc, founded in 1856, is a leading financial services company based in Norwich, New York. With a rich history spanning over 165 years, NBT Bancorp Inc has grown to become a trusted provider of banking and financial solutions in the Northeastern United States. The company operates through its subsidiaries, NBT Bank, N.A., and NBT Financial Services, offering a comprehensive range of services including commercial banking, wealth management, and insurance. NBT Bancorp Inc's commitment to excellence and customer satisfaction has driven its growth and success over the years, making it a reliable choice for individuals and businesses seeking personalized financial solutions.
NBT Bancorp Inc has achieved several significant milestones since its establishment. The company has consistently shown strong financial performance, demonstrating steady growth in assets and revenue over the years. NBT Bancorp Inc has expanded its market presence through strategic acquisitions, further strengthening its position in the banking and financial services industry. With a customer-centric approach, it has successfully built lasting relationships and gained the trust of its clients. The company's commitment to community involvement and corporate responsibility is commendable, contributing to positive social impact. NBT Bancorp Inc's dedication to excellence, continuous innovation, and prudent risk management have enabled it to establish itself as a leading player in the market.
NBT Bancorp Inc is primarily present in the United States.
NBT Bancorp Inc represents a set of core values and corporate philosophy that guide its operations. The company prioritizes integrity, professionalism, and community involvement. NBT strives to build strong relationships with its customers, providing exceptional customer service while upholding ethical standards. With a focus on long-term sustainable growth, NBT emphasizes prudent risk management and making sound financial decisions. By actively supporting local communities, NBT embodies a commitment to making a positive impact and fostering economic development. Through its values and corporate philosophy, NBT Bancorp Inc aims to be a trusted financial partner, contributing to the success of its customers and communities.
Analysts currently set an average price target of 56.67 USD for the NBT Bancorp stock (median: 56.00 USD), implying +12.8 % versus the latest price. The consensus is based on 13 analyst ratings.
13 analysts currently rate the NBT Bancorp stock: 7 recommend buying, 6 holding and 0 selling. For 2026, analysts expect NBT Bancorp to generate revenue of 759.57 M USD and earnings per share of 4.16 USD.
Converted at the current exchange rate, the NBT Bancorp share trades at 44.82 EUR (50.23 USD).
The NBT Bancorp share (NBTB) is listed on 1 stock exchanges, including: NASDAQ (NBTB).
NBT Bancorp Inc is a diversified financial services company that focuses on the North American market. Its business model is based on offering a wide range of financial services to individual customers, small and medium-sized businesses, and institutional customers. The products offered by NBT Bancorp include deposit products such as savings accounts, checking accounts, time deposits, money market accounts, and certificates, as well as loans in the form of mortgage loans, auto loans, personal loans, and small business loans. In addition, the company also provides asset management services, including investment and advisory services, as well as retail services such as online banking, mobile banking, and e-banking. To strengthen its product range and expand its customer offering, NBT Bancorp has carried out a number of important acquisitions, mergers, and takeovers. One of the most significant acquisitions was the acquisition of Alliance Financial Corporation in 2013. This acquisition made NBT Bancorp one of the largest financial service providers in the New York region and enabled the company to expand its product range and provide better service to its customers. NBT Bancorp is divided into three major business segments, which allow it to cover a wide range of customer needs. 1. Retail Banking: This business segment aims to meet the needs of retail customers. This includes deposit products, loans, as well as banking and financial services. NBT Bancorp focuses on building strong connections with its customers by addressing their needs and emphasizing high service quality, convenience, and reliability. 2. Business Banking: This business segment is focused on the needs of small and medium-sized businesses, providing support and advice for business expansion and growth. NBT Bancorp's business banking solutions include business financing, management consulting, liquidity management, and other products and services that enable businesses to more effectively pursue their financial goals. 3. Wealth Management: This business segment offers a wide range of investment and asset management solutions to high-net-worth individuals and institutional clients. NBT Bancorp takes a holistic approach to wealth management, focusing on the needs and goals of each individual client. In summary, NBT Bancorp's business model is based on providing financial services to a wide range of customers in North America. The company has expanded its product range over the years and built a strong presence in the industry through acquisitions and takeovers. With three main business segments - retail banking, business banking, and wealth management - NBT Bancorp is well positioned to effectively serve its customers and help them achieve their financial goals.
The expected revenue of NBT Bancorp is 759.57 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of NBT Bancorp is 218.44 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of NBT Bancorp is currently 12.08. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the NBT Bancorp stock.
The price-to-sales ratio (P/S) of NBT Bancorp is currently 3.47. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the NBT Bancorp stock.
The Eulerpool Quality Score for NBT Bancorp is 7/10.
The ISIN of NBT Bancorp is US6287781024. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of NBT Bancorp is 923685. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of NBT Bancorp is NBTB. The ticker symbol is used to trade NBT Bancorp shares on the stock exchange.
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All fundamentals and in-depth analysis of NBT Bancorp
Our stock analysis for NBT Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NBT Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.