Money Forward

Money Forward ROE

The Return on Equity (ROE) of Money Forward (3994.T) as of Nov 9, 2026 is 3.62 %. In the previous year, Return on Equity (ROE) was -16.91 % — a change of -121.41% (higher).

ROE

3.62 %

YoY

-121.41%

Last updated:

In 2025, Money Forward's return on equity (ROE) was 3.62 %, a -121.41% increase from the -16.91 % ROE in the previous year.

The Money Forward ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
-24.79 JPY
Jan 1, 2019
-32.45 JPY
Jan 1, 2020
-25.07 JPY
Jan 1, 2021
-3.66 JPY
Jan 1, 2022
-28.95 JPY
Jan 1, 2023
-22.29 JPY
Jan 1, 2024
-16.91 JPY
Jan 1, 2025
3.62 JPY
The Money Forward ROE history
YEARROEYoY
3.62 %-121.41%
-16.91 %-24.15%
-22.29 %-23.01%
-28.95 %+691.86%
-3.66 %-85.41%
-25.07 %-22.75%
-32.45 %+30.93%
-24.79 %+18.05%
-21.00 %-55.44%
-47.11 %-19.71%
-58.68 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Money Forward Stock analysis

What does Money Forward do? Money Forward Inc. is a Japanese company that was founded in 2012. The company is headquartered in Tokyo and is an online platform that offers various financial services. The founder and CEO, Yosuke Tsuji, had the vision to improve people's financial health and solve their financial problems by creating a user-friendly online platform that makes managing finances easier and more convenient. The business model of Money Forward is focused on a fee-based membership platform. Users can subscribe to various services on the platform, including accounting, tax advice, investments, and insurance. The accounting division is one of the company's main pillars. Money Forward provides its customers with an innovative accounting system that simplifies business processes and reduces costs. The accounting system is user-friendly and intuitive, giving customers an overview of their finances and business development. The platform also offers features such as invoicing, receipt tracking, and bookkeeping. The goal is to automate accounting processes in a simple and cost-effective manner. Another division that Money Forward offers is tax advice. With the platform, users can submit their tax returns electronically and quickly receive a refund. The platform also provides tax calculators, document templates, and advisory services. Money Forward is also active in the investment division, offering customers the opportunity to invest their finances. The platform provides a portfolio management tool that allows users to manage their portfolio and reduce their risk. With the platform, users can trade stocks, funds, and ETFs. Another product is called "robo-investing," an automated investment platform where an algorithm automatically makes investments based on the user's investment preferences. Another important division of Money Forward is the insurance division. The platform offers a wide range of insurances, including travel insurance, car insurance, life insurance, and health insurance. The platform works with insurance companies to ensure quick processing and optimal customer service. Overall, Money Forward has built a comprehensive range of services in recent years to improve people's financial health. The platform serves over 5.5 million users and debuted on the Tokyo Stock Exchange in September 2020. The company's goal is to expand its presence in Japan and achieve a leading position in the Asia-Pacific region. Money Forward is one of the most popular companies on Eulerpool.

ROE Details

Decoding Money Forward's Return on Equity (ROE)

Money Forward's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Money Forward's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Money Forward's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Money Forward’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Money Forward stock

Return on Equity (ROE) of Money Forward is 3.62 % in 2025.

Return on Equity (ROE) of Money Forward changed from -16.91 % to 3.62 %, representing a -121.41% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Money Forward since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Money Forward with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Profitability — Money Forward

All Key Metrics — Money Forward