Money Forward

Money Forward ROA

The Return on Assets (ROA) of Money Forward (3994.T) as of Nov 5, 2026 is 1.24 %. In the previous year, Return on Assets (ROA) was -5.96 % — a change of -120.87% (higher).

ROA

1.24 %

YoY

-120.87%

Last updated:

In 2025, Money Forward's return on assets (ROA) was 1.24 %, a -120.87% increase from the -5.96 % ROA in the previous year.

The Money Forward ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
-9.41 JPY
Jan 1, 2019
-15.77 JPY
Jan 1, 2020
-11.16 JPY
Jan 1, 2021
-2.60 JPY
Jan 1, 2022
-14.32 JPY
Jan 1, 2023
-7.15 JPY
Jan 1, 2024
-5.96 JPY
Jan 1, 2025
1.24 JPY
The Money Forward ROA history
YEARROAYoY
1.24 %-120.87%
-5.96 %-16.67%
-7.15 %-50.05%
-14.32 %+450.20%
-2.60 %-76.68%
-11.16 %-29.22%
-15.77 %+67.53%
-9.41 %-17.32%
-11.38 %-60.42%
-28.76 %-36.72%
-45.45 %—

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Money Forward Stock analysis

What does Money Forward do? Money Forward Inc. is a Japanese company that was founded in 2012. The company is headquartered in Tokyo and is an online platform that offers various financial services. The founder and CEO, Yosuke Tsuji, had the vision to improve people's financial health and solve their financial problems by creating a user-friendly online platform that makes managing finances easier and more convenient. The business model of Money Forward is focused on a fee-based membership platform. Users can subscribe to various services on the platform, including accounting, tax advice, investments, and insurance. The accounting division is one of the company's main pillars. Money Forward provides its customers with an innovative accounting system that simplifies business processes and reduces costs. The accounting system is user-friendly and intuitive, giving customers an overview of their finances and business development. The platform also offers features such as invoicing, receipt tracking, and bookkeeping. The goal is to automate accounting processes in a simple and cost-effective manner. Another division that Money Forward offers is tax advice. With the platform, users can submit their tax returns electronically and quickly receive a refund. The platform also provides tax calculators, document templates, and advisory services. Money Forward is also active in the investment division, offering customers the opportunity to invest their finances. The platform provides a portfolio management tool that allows users to manage their portfolio and reduce their risk. With the platform, users can trade stocks, funds, and ETFs. Another product is called "robo-investing," an automated investment platform where an algorithm automatically makes investments based on the user's investment preferences. Another important division of Money Forward is the insurance division. The platform offers a wide range of insurances, including travel insurance, car insurance, life insurance, and health insurance. The platform works with insurance companies to ensure quick processing and optimal customer service. Overall, Money Forward has built a comprehensive range of services in recent years to improve people's financial health. The platform serves over 5.5 million users and debuted on the Tokyo Stock Exchange in September 2020. The company's goal is to expand its presence in Japan and achieve a leading position in the Asia-Pacific region. Money Forward is one of the most popular companies on Eulerpool.

ROA Details

Understanding Money Forward's Return on Assets (ROA)

Money Forward's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Money Forward's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Money Forward's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Money Forward’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Money Forward stock

Return on Assets (ROA) of Money Forward is 1.24 % in 2025.

Return on Assets (ROA) of Money Forward changed from -5.96 % to 1.24 %, representing a -120.87% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Money Forward since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Money Forward with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Money Forward

All Key Metrics — Money Forward