mBank (MBK.WA) Stock Price

mBank Price

GPW·CLOSED
1,392.50
​
Market closed

Revenue has compounded at 10.9% per year over the past 19 years to 14.60 B PLN. Earnings per share have grown at 13.4% per year over the last 19 years. mBank's net margin stands at 24.3%, up from -17.8% several years earlier. mBank currently offers a dividend yield of about 0.37%. The payout ratio is around 17% of earnings. Analysts set a median price target of 890.46 PLN, implying 36.1% below the current price. Of 12 analysts, 1 rate the stock a buy — an overall Sell consensus.

mBank stock price

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mBank business model & stock analysis

mBank SA is a Polish bank that was founded in 2000. It is a subsidiary of Commerzbank and belongs to the Polish BRE Bank Group. The goal of mBank is to serve its customers individually on the online platform. The bank has specially tailored its business model to digital services and offers its customers innovative products and services. In recent years, mBank has established itself as a leading digital bank in Poland and has more than 6 million customers. The history of mBank began in 2000 with the founding of the bank with the aim of creating a new concept for banks in Poland. In 2007, the bank was acquired by BRE Bank. In 2013, BRE Bank sold its properties and real estate and decided to focus further on digital service. The bank has already won several awards, such as the Banking & Technology Award 2019 or the Gold Stevie Award in 2018 "Customer Service Department of the Year". mBank specializes in five business areas: retail customers, small and medium-sized enterprises, corporate customers, private banking, and corporate & investment banking. All business areas offer a wide range of innovative products and services. The retail customer department is the largest business area of the bank. Here, mBank offers an account that can be opened online, a credit card, and online banking services for financial management. In addition, customers can also use loans, mortgages, savings, and investment products. A special feature is the so-called financial coaching. The customer can manage their finances based on one of the four profiles that are based on automated analysis. Each customer is advised based on an individual profile and optimizes their finances. The small and medium-sized enterprise department offers a variety of services that are specifically tailored to the needs of this target group. Small businesses can use loans, factoring, leasing, or the mPOS device for accepting online payments. Medium-sized businesses can access comprehensive financial and advisory services, investment banking, or foreign currency hedging. Each relationship begins with a brief consultation in the branch or on a special onboarding portal. Here, the customer's needs are analyzed and an individual package is tailored to meet those needs. The corporate customer department is intended for larger companies that want to use comprehensive financial and advisory services, as well as access to global capital markets and complete solutions for cash management tailored to the customer. The private banking department offers comprehensive services for wealthy clients. A dedicated advisor makes it easy to get started with investments and offers individual retirement plans for the future. The account opening can be done online or by phone. Based on an in-depth conversation, a risk profile is created based on the customer's desires and needs. Then, an individual investment package is put together, consisting of various investment products. Last but not least, mBank also offers services in the field of corporate & investment banking. When it comes to larger transactions, the customer can access the network and global capital market. There is a special area, the trading desk, that trades a wide range of assets such as foreign exchange, securities, and commodities. Corporate customers can also access a broad portfolio of structured products. Overall, mBank is an innovative bank that focuses on digital services. Over the years, it has successfully developed its strategy and various products and has established itself as a leading bank in Poland.

Frequently asked questions about mBank

The business model of mBank SA revolves around providing a comprehensive range of financial services to its customers. As a leading commercial bank in Poland, mBank SA aims to meet the diverse needs of individuals, small and medium-sized enterprises, as well as corporate clients. The bank functions through a combination of traditional brick-and-mortar branches and innovative digital channels, ensuring a convenient and accessible banking experience. mBank SA focuses on delivering tailored solutions, including banking products, loans, investment services, insurance, and asset management. With a strong emphasis on technology and customer-centric approach, mBank SA strives to maintain its position as a reliable and client-oriented financial institution.

mBank SA is primarily active in the banking and financial services industry.

The main competitors of mBank SA in the market include major players such as PKO Bank Polski, Alior Bank, and ING Bank Śląski. These banks operate in the same market and offer similar financial products and services, posing competition for mBank SA. However, mBank SA strives to differentiate itself through its innovative digital banking solutions, customer-centric approach, and focus on providing a seamless and convenient banking experience. By continuously adapting to market trends and investing in advanced technologies, mBank SA effectively competes against its rivals to maintain its position in the financial sector.

mBank SA, also known as just mBank, is a prominent Polish commercial bank. Established in 1986 as BRE Bank, it was rebranded as mBank in 2013. The bank has a rich history and is recognized for its innovative banking solutions and customer-centric approach. mBank focuses on retail and corporate banking services, offering a wide range of financial products including loans, savings accounts, insurance, and investment services. With its strong presence in the Polish market, mBank has expanded internationally and is regarded as one of the leading banks in Central and Eastern Europe. mBank SA has built a reputation for its technological advancements and commitment to providing reliable and efficient banking services.

mBank SA, a leading financial institution, has achieved several significant milestones throughout its history. One such milestone was its successful initial public offering (IPO) in 2011, which marked a new chapter of growth and expansion for the company. The acquisition of Bank Rozwoju Eksportu SA (BRE Bank) in 2013 further solidified mBank SA's position in the market and allowed it to strengthen its portfolio of services and enhance customer satisfaction. In recent years, mBank SA has been recognized for its digital transformation efforts, pioneering innovative solutions, and receiving prestigious industry awards. These milestones reflect mBank SA's commitment to excellence and continuous progress in the financial sector.

mBank SA, a renowned financial institution based in Poland, primarily operates within the country itself. As a leading bank, mBank SA serves customers from various regions of Poland, including major cities like Warsaw, Kraków, and Wrocław. With its extensive branch network and technological advancement, mBank SA offers a wide range of financial products and services to cater to the diverse needs of its customers across the nation.

mBank SA represents a strong commitment to customer-centric values and transparent corporate philosophy. With a focus on providing innovative and tailored financial solutions, mBank SA strives to meet the diverse needs of its clients. The company values excellence, integrity, and accountability, which are reflected in its efficient and reliable services. By employing a combination of cutting-edge technology and personalized approach, mBank SA aims to foster long-term partnerships with its customers, while consistently driving innovation in the banking industry.

Analysts currently set an average price target of 920.91 PLN for the mBank stock (median: 890.46 PLN), implying -35.7 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the mBank stock: 1 recommend buying, 4 holding and 7 selling. For 2026, analysts expect mBank to generate revenue of 12.67 B PLN and earnings per share of 99.19 PLN.

Converted at the current exchange rate, the mBank share trades at 318.36 EUR (1,392.50 PLN).

The mBank share (MBK.WA) is listed on 7 stock exchanges, including: London (0DU3.L), SIX (Zürich) (BRU.SW), Frankfurt (BRU.F), München (BRU.MU).

The mBank SA is a Polish bank focused on digital solutions and customer satisfaction. Its business model is based on various areas such as private and business customers, wealth management, and investments. In the area of private customers, mBank offers various products and services. One core product is the free and online opening of a current account. Customers have the possibility to easily and conveniently manage their accounts. Another product is the mKonto app, which allows customers to keep track of their finances at any time and from anywhere. In addition, the bank offers credit cards, savings and investment products, as well as insurance. mBank relies on transparent and fair products to gain customers' trust. For business customers, mBank SA offers tailored solutions. This includes the mBiz portal, which provides a variety of functions to simplify payment transactions and accounting. Additionally, the bank offers loans, leasing, factoring, and trade finance. mBank focuses on personal and individual advice to best meet customer needs. In the area of wealth management, mBank SA offers a wide range of funds based on strategic and tactical asset allocation. The bank applies risk management with a long-term perspective on customers' capital. In the area of investments, there are various offerings such as structured products and certificates tailored to customer needs. mBank also offers investors access to international markets or trading instruments such as forex and CFDs. Another business model of the bank is the digitalization of financial products. mBank aims to provide customers with a seamless and intuitive experience that is also accessible on mobile devices. To achieve this, the bank has developed a range of products, such as the mPay wallet, which allows customers to pay anytime and anywhere. In the area of sustainability, mBank focuses on a clear CSR strategy that takes into account social, environmental, and economic aspects in decision-making. The bank offers products and services that contribute to reducing environmental impact or promoting energy efficiency. Overall, mBank SA's business model is based on digital transformation to enhance the customer experience. The bank offers a variety of products and services tailored to the needs of private and business customers. mBank focuses on a clear CSR strategy and strives to integrate sustainability into its core business.

The expected revenue of mBank is 12.67 B PLN. This figure is based on current financial data and reflects the company's business performance.

The expected profit of mBank is 4.22 B PLN. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of mBank is currently 14.04. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the mBank stock.

The price-to-sales ratio (P/S) of mBank is currently 4.68. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the mBank stock.

The Eulerpool Quality Score for mBank is 6/10.

The ISIN of mBank is PLBRE0000012. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of mBank is 884537. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of mBank is MBK.WA. The ticker symbol is used to trade mBank shares on the stock exchange.

Fair ValueTerminal
1,169.70 PLN
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
2.18 M PLN
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website mbank.pl
Country
Poland
Currency
PLN
Initial public offering
Oct 6, 1992
ISIN
PLBRE0000012
Cusip
X521A6104
Sedol
4143053
Market capitalization
59.26 B PLNLarge Cap
52-Week Range
PEG
4.70
P/E ratio
P/Ee 2026
14.04
P/Ee 2027
11.94
P/Ee 2028
10.44
P/Ee 2029
9.54
P/Ee 2030
11.79
P/S
P/Se
4.68
EV/EBIT
7.31
P/B Ratio
2.77
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
9.07 %
Dividend
Dividend yield
0.00 %
Est. Dividend Yield
0.37 %
Payout Ratio
24.42 %
Dividend growth Ø5Y
—
Dividend payments per year
1
Dividend paid since
0 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
19.00 %
Last updated Oct 23, 2026, 11:43 PM

mBank Ticker

FRANKFURT · BRU.FLONDON · 0DU3.LMUNICH · BRU.MUOTC · MBAKFSIX · BRU.SWWARSAW · MBK.WAWSE · MBK.WA

mBank FIGI

MBK:PW · BBG000DCTP92MBAKF:US · BBG000JFGLV7MBKUSD:EO · BBG000QF5HQ6MBKUSD:E1 · BBG000QF5PT5MBKUSD:XT · BBG000QF5Q77MBKUSD:XW · BBG000QF5QD0MBKUSD:EU · BBG000QF6652BRE:EO · BBG000QPQ6Q5BRE:XH · BBG000QPQ7L8BRE:XC · BBG000QPQ8F3BRE:XF · BBG000QPQ8T8BRE:XE · BBG000QPQ9F1

All fundamentals and in-depth analysis of mBank

Our stock analysis for mBank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of mBank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.