Lemonade

Lemonade ROCE

The Return on Capital Employed (ROCE) of Lemonade (LMND) as of Oct 8, 2026 is -30.15 %. In the previous year, Return on Capital Employed (ROCE) was -34.36 % — a change of -12.25% (higher).

ROCE

-30.15 %

YoY

-12.25%

Last updated:

In 2025, Lemonade's return on capital employed (ROCE) was -30.15 %, a -12.25% increase from the -34.36 % ROCE in the previous year.

The Lemonade ROCE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROCE
Date
ROCE
Jan 1, 2018
66.50 USD
Jan 1, 2019
59.12 USD
Jan 1, 2020
-22.33 USD
Jan 1, 2021
-23.64 USD
Jan 1, 2022
-34.01 USD
Jan 1, 2023
-32.42 USD
Jan 1, 2024
-34.36 USD
Jan 1, 2025
-30.15 USD
The Lemonade ROCE history
YEARROCEYoY
-30.15 %-12.25%
-34.36 %+6.00%
-32.42 %-4.69%
-34.01 %+43.87%
-23.64 %+5.87%
-22.33 %-137.77%
59.12 %-11.09%
66.50 %-180.91%
-82.19 %—
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Lemonade Stock analysis

What does Lemonade do? The company Lemonade Inc is a young insurtech company that was founded in 2015 by Daniel Schreiber and Shai Wininger. The company's goal is to revolutionize the insurance world and create insurance that is tailored to the needs of customers. Lemonade's business model is based on artificial intelligence and machine learning to automatically optimize insurance processes. This allows Lemonade to make the claims process as simple as possible for customers. Customers can easily submit their claims through the app and receive a reimbursement within minutes. The company offers various types of insurance, including liability insurance, household insurance, legal protection insurance, and accident insurance. Lemonade aims to make insurance accessible to a wide range of customers by using a streamlined business model and offering lower rates. Another unique feature of Lemonade is its "Giveback" strategy. This means that a portion of premium revenue is regularly donated to charitable organizations. Customers have the option to choose the organization they would like to support. Lemonade is headquartered in New York City and is now operating in several countries, including the United States, Germany, the Netherlands, and France. In Germany, the company works with ARAG SE and offers products such as household and liability insurance. In 2019, Lemonade went public and conducted an IPO, raising approximately $319 million and being valued at $1.6 billion. The company has quickly gained a growing number of customers and is now considered one of the major players in the insurtech industry. Lemonade has also specialized in pet insurance in recent years. Pet insurance has been a big market in the United States for some time, but is relatively new in Germany. Lemonade offers pet health insurance for dogs and cats, aiming to provide an offering that meets the needs of pet owners. Like with their other products, Lemonade focuses on an easy and uncomplicated claims process and high customer satisfaction. In summary, Lemonade Inc is an innovative company that takes a new approach in the insurance industry. Through the combination of technology, artificial intelligence, and machine learning, Lemonade aims to provide a simple, fast, and customer-oriented service. The business model is streamlined and aims to make insurance more accessible for a wide range of customers. Through their "Giveback" strategy, the company also demonstrates social engagement and supports charitable organizations. Answer: Lemonade Inc is a young insurtech company that uses artificial intelligence and machine learning to simplify the insurance process. They offer various insurance types, focus on accessibility and customer satisfaction, and donate a part of their revenue to charitable organizations. Lemonade is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling Lemonade's Return on Capital Employed (ROCE)

Lemonade's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Lemonade's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Lemonade's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Lemonade’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Lemonade stock

Return on Capital Employed (ROCE) of Lemonade is -30.15 % in 2025.

Return on Capital Employed (ROCE) of Lemonade changed from -34.36 % to -30.15 %, representing a -12.25% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) Lemonade since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s Lemonade with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — Lemonade

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