Lemonade (LMND) Stock Price

Lemonade Price

NASDAQ·CLOSED
48.31USD-0.26 (-0.54 %)
Market closed

Over the last 8 years Lemonade grew revenue by 104.6% annually, reaching 737.90 M USD. For Lemonade, the net margin of -22.4% is up versus -187.9% a few years ago. The consensus 12-month price target for Lemonade is 86.70 USD, about 79.5% above where the stock trades today. Of 18 analysts, 9 rate the stock a buy — an overall Buy consensus. The stock trades about 31% above its 52-week low.

Lemonade stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Lemonade over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Lemonade stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Lemonade's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Lemonade Stock Price History
DateLemonade Price
7/31/202648.31 USD
7/30/202648.57 USD
7/29/202647.98 USD
7/27/202662.12 USD
7/23/202660.71 USD
7/22/202663.42 USD
7/21/202668.62 USD
7/20/202667.45 USD
7/17/202667.18 USD
7/16/202664.57 USD
7/15/202666.05 USD
7/14/202670.14 USD
7/13/202670.03 USD
7/10/202670.51 USD
7/9/202670.33 USD
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7/6/202678.78 USD
7/2/202671.52 USD
7/1/202669.33 USD
6/30/202665.05 USD
6/29/202659.68 USD
6/26/202658.86 USD
6/25/202655.99 USD
6/24/202657.17 USD
6/23/202657.89 USD
6/22/202659.03 USD
6/18/202657.73 USD
6/17/202659.27 USD
6/16/202661.00 USD
6/15/202660.22 USD
6/12/202660.34 USD
6/11/202656.28 USD
6/10/202658.37 USD
6/9/202653.58 USD
6/8/202652.97 USD
6/5/202651.66 USD
6/4/202653.27 USD
6/3/202653.15 USD
6/2/202658.07 USD
6/1/202658.83 USD
5/29/202658.48 USD
5/28/202657.71 USD
5/27/202658.35 USD
5/26/202658.13 USD
5/22/202656.64 USD
5/21/202656.73 USD
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5/19/202653.97 USD
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5/1/202656.66 USD
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4/29/202656.00 USD
4/28/202665.77 USD
4/27/202665.60 USD
4/24/202665.71 USD
4/22/202666.50 USD
4/21/202666.06 USD
4/20/202668.67 USD
4/17/202670.94 USD
4/16/202668.48 USD
4/15/202665.86 USD
4/14/202662.47 USD
4/13/202658.74 USD
4/10/202654.45 USD
4/9/202655.63 USD
4/8/202658.94 USD
4/7/202658.02 USD
4/6/202661.94 USD
4/2/202661.47 USD
4/1/202661.07 USD
3/31/202662.68 USD
3/30/202658.72 USD
3/27/202660.70 USD
3/26/202665.99 USD
3/25/202667.11 USD
3/24/202665.47 USD
3/23/202666.87 USD
3/20/202664.18 USD
3/19/202664.54 USD
3/18/202664.42 USD
3/17/202666.87 USD
3/16/202657.74 USD
3/13/202655.15 USD
3/12/202652.89 USD
3/11/202654.08 USD
3/10/202655.43 USD
3/9/202655.10 USD
3/6/202655.13 USD
3/5/202655.04 USD
3/4/202654.77 USD
3/3/202651.86 USD
3/2/202653.26 USD
2/27/202651.74 USD
2/26/202655.17 USD
2/25/202651.85 USD
2/24/202652.22 USD
2/23/202650.51 USD
2/20/202657.31 USD
2/19/202661.67 USD
2/18/202665.73 USD
2/17/202664.59 USD
2/13/202663.76 USD
2/12/202661.96 USD
2/11/202668.49 USD
2/10/202671.60 USD
2/9/202672.80 USD
2/6/202674.26 USD
2/5/202668.46 USD
2/4/202674.18 USD
2/3/202682.69 USD
2/2/202680.57 USD
1/30/202686.73 USD
1/29/202691.28 USD
1/28/202692.06 USD
1/27/202687.75 USD
1/26/202689.88 USD
1/23/202693.25 USD
1/22/202696.57 USD
1/21/202685.36 USD
1/20/202678.24 USD
1/16/202679.41 USD
1/15/202680.19 USD
1/14/202681.14 USD
1/13/202681.42 USD
1/12/202686.51 USD
1/9/202679.65 USD
1/8/202680.76 USD
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1/6/202680.02 USD
1/5/202676.85 USD
1/2/202675.96 USD
12/31/202571.18 USD
12/30/202571.80 USD
12/29/202571.32 USD
12/26/202574.69 USD
12/24/202579.80 USD
12/23/202578.92 USD
12/22/202582.52 USD
12/19/202582.61 USD
12/18/202582.82 USD
12/17/202579.10 USD
12/16/202581.36 USD
12/15/202575.07 USD
12/12/202577.85 USD
12/11/202582.01 USD
12/10/202578.37 USD
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12/4/202576.80 USD
12/3/202573.59 USD
12/2/202572.16 USD
12/1/202575.27 USD
11/28/202578.12 USD
11/26/202577.53 USD
11/25/202574.00 USD
11/24/202573.00 USD
11/21/202567.35 USD
11/20/202567.97 USD
11/19/202570.94 USD
11/18/202568.96 USD
11/17/202567.07 USD
11/14/202570.49 USD
11/13/202569.98 USD
11/12/202577.00 USD
11/11/202579.14 USD
11/10/202578.87 USD
11/7/202575.02 USD
11/6/202575.13 USD
11/5/202578.73 USD
11/4/202558.66 USD
11/3/202561.54 USD
10/31/202560.08 USD
10/30/202559.01 USD
10/29/202560.71 USD
10/28/202557.30 USD
10/27/202558.45 USD
10/24/202552.14 USD
10/23/202551.39 USD
10/22/202549.25 USD
10/21/202549.79 USD
10/20/202549.91 USD
10/17/202548.12 USD
10/16/202547.55 USD
10/15/202552.45 USD
10/14/202552.52 USD
10/13/202550.36 USD
10/10/202548.04 USD
10/9/202553.47 USD
10/8/202555.50 USD
10/7/202555.06 USD
10/6/202556.10 USD
10/3/202554.52 USD
10/2/202553.30 USD
10/1/202552.41 USD
9/30/202553.53 USD
9/29/202554.37 USD
9/26/202551.43 USD
9/25/202552.46 USD
9/24/202553.43 USD
9/23/202557.52 USD
9/22/202559.68 USD
9/19/202560.96 USD
9/18/202557.30 USD
9/17/202555.81 USD
9/16/202557.30 USD
9/15/202556.68 USD
9/12/202552.57 USD
9/11/202550.42 USD
9/10/202549.18 USD
9/9/202552.85 USD
9/8/202552.98 USD
9/5/202550.25 USD
9/4/202550.70 USD
9/3/202549.86 USD
9/2/202551.78 USD
8/29/202552.90 USD
8/28/202553.36 USD
8/27/202553.97 USD
8/26/202553.53 USD
8/25/202553.23 USD
8/22/202556.82 USD
8/21/202556.10 USD
8/20/202555.75 USD
8/19/202557.20 USD
8/18/202559.74 USD
8/15/202557.37 USD
8/14/202558.52 USD
8/13/202559.70 USD
8/12/202554.59 USD
8/11/202552.37 USD
8/8/202548.98 USD
8/7/202547.26 USD
8/6/202551.07 USD
8/5/202547.93 USD
8/4/202537.00 USD
Access this data via the Eulerpool API

Lemonade Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2022
256.70 M USD
-294.80 M USD
-297.80 M USD
Jan 1, 2023
429.80 M USD
-229.80 M USD
-236.90 M USD
Jan 1, 2024
526.50 M USD
-203.90 M USD
-202.20 M USD
Jan 1, 2025
737.90 M USD
-160.90 M USD
-165.50 M USD
Jan 1, 2026 (e)
1.21 B USD
-757.94 M USD
-130.03 M USD
Jan 1, 2027 (e)
1.62 B USD
-1.02 B USD
-61.32 M USD
Jan 1, 2028 (e)
2.13 B USD
-1.34 B USD
45.35 M USD
Jan 1, 2029 (e)
2.61 B USD
-1.64 B USD
203.27 M USD

Lemonade Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 4, 2026, 4:48 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITB USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
2017201820192020202120222023202420252026e2027e2028e2029e
0.020.070.090.130.260.430.530.741.211.622.132.61
1,000.00204.5540.3036.17100.0067.5822.6140.1163.6434.5831.1222.51
100.0013.6416.4221.2817.1910.9420.9832.7040.3040.3040.3040.3040.30
0.010.020.020.030.090.170.300.490.650.861.05
-0.03-0.05-0.11-0.12-0.23-0.29-0.23-0.20-0.16-0.76-1.02-1.34-1.64
-1,300.00-236.36-159.70-127.66-182.03-114.84-53.38-38.59-21.71-62.77-62.78-62.78-62.79
-28.00-52.00-108.00-122.00-241.00-297.00-236.00-202.00-165.00-130.00-61.0045.00203.00
85.71107.6912.9697.5423.24-20.54-14.41-18.32-21.21-53.08-173.77351.11
71.8210.9743.6156.6561.7064.9270.0071.0271.8271.8271.8271.8271.82
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Lemonade generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Lemonade retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Lemonade's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Lemonade has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Lemonade's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Lemonade stock margins

The Lemonade margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Lemonade. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Lemonade.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
17.83 %
-181.93 %
-187.93 %
Jan 1, 2022
11.06 %
-114.84 %
-116.01 %
Jan 1, 2023
20.99 %
-53.47 %
-55.12 %
Jan 1, 2024
32.80 %
-38.73 %
-38.40 %
Jan 1, 2025
40.28 %
-21.81 %
-22.43 %
Jan 1, 2026 (e)
40.28 %
-62.80 %
-10.77 %
Jan 1, 2027 (e)
40.28 %
-62.80 %
-3.78 %
Jan 1, 2028 (e)
40.28 %
-62.80 %
2.13 %

Lemonade Stock Revenue, EBIT, Earnings per Share

The Lemonade earnings per share therefore indicates how much revenue Lemonade has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
2.08 USD
-3.79 USD
-3.91 USD
Jan 1, 2022
3.95 USD
-4.54 USD
-4.59 USD
Jan 1, 2023
6.14 USD
-3.28 USD
-3.38 USD
Jan 1, 2024
7.41 USD
-2.87 USD
-2.85 USD
Jan 1, 2025
10.27 USD
-2.24 USD
-2.30 USD
Jan 1, 2026 (e)
16.15 USD
-10.55 USD
-1.74 USD
Jan 1, 2027 (e)
21.72 USD
-14.20 USD
-0.82 USD
Jan 1, 2028 (e)
28.48 USD
-18.61 USD
0.61 USD

Lemonade business model & stock analysis

The company Lemonade Inc is a young insurtech company that was founded in 2015 by Daniel Schreiber and Shai Wininger. The company's goal is to revolutionize the insurance world and create insurance that is tailored to the needs of customers. Lemonade's business model is based on artificial intelligence and machine learning to automatically optimize insurance processes. This allows Lemonade to make the claims process as simple as possible for customers. Customers can easily submit their claims through the app and receive a reimbursement within minutes. The company offers various types of insurance, including liability insurance, household insurance, legal protection insurance, and accident insurance. Lemonade aims to make insurance accessible to a wide range of customers by using a streamlined business model and offering lower rates. Another unique feature of Lemonade is its "Giveback" strategy. This means that a portion of premium revenue is regularly donated to charitable organizations. Customers have the option to choose the organization they would like to support. Lemonade is headquartered in New York City and is now operating in several countries, including the United States, Germany, the Netherlands, and France. In Germany, the company works with ARAG SE and offers products such as household and liability insurance. In 2019, Lemonade went public and conducted an IPO, raising approximately $319 million and being valued at $1.6 billion. The company has quickly gained a growing number of customers and is now considered one of the major players in the insurtech industry. Lemonade has also specialized in pet insurance in recent years. Pet insurance has been a big market in the United States for some time, but is relatively new in Germany. Lemonade offers pet health insurance for dogs and cats, aiming to provide an offering that meets the needs of pet owners. Like with their other products, Lemonade focuses on an easy and uncomplicated claims process and high customer satisfaction. In summary, Lemonade Inc is an innovative company that takes a new approach in the insurance industry. Through the combination of technology, artificial intelligence, and machine learning, Lemonade aims to provide a simple, fast, and customer-oriented service. The business model is streamlined and aims to make insurance more accessible for a wide range of customers. Through their "Giveback" strategy, the company also demonstrates social engagement and supports charitable organizations. Answer: Lemonade Inc is a young insurtech company that uses artificial intelligence and machine learning to simplify the insurance process. They offer various insurance types, focus on accessibility and customer satisfaction, and donate a part of their revenue to charitable organizations.

Lemonade SWOT Analysis

Strengths

Lemonade Inc has several notable strengths that give it a competitive advantage in the market. Firstly, the company has developed a cutting-edge digital platform, allowing for seamless and efficient insurance processing. This technology-driven approach enables quick policy approvals and claims processing, enhancing customer satisfaction. Secondly, Lemonade Inc has built a strong brand image with its innovative and socially responsible business model, which resonates well with environmentally conscious and tech-savvy consumers. Furthermore, the company's use of AI-based algorithms and data analytics gives it a significant edge in accurately assessing risks and setting competitive premiums.

Weaknesses

Despite its strengths, Lemonade Inc also faces a few weaknesses that it must address to sustain its growth. One weakness is the company's limited geographical presence. Currently, Lemonade Inc operates primarily in the United States and select international markets. Expanding its footprint to reach a wider customer base will be crucial for long-term success. Additionally, as a relatively young company, Lemonade Inc may face challenges in building trust and credibility in the insurance industry, particularly among customers who prefer traditional insurance providers with established track records.

Opportunities

Lemonade Inc has several promising opportunities that it can leverage to further its growth. Firstly, the increasing consumer demand for digital, user-friendly insurance platforms presents a significant opportunity for the company to expand its customer base. By continuously innovating its technology and providing personalized solutions, Lemonade Inc can attract more customers who prefer hassle-free insurance experiences. Additionally, the global shift towards sustainable practices and environmental consciousness creates room for Lemonade Inc to position itself as a leader in socially responsible insurance, tapping into a growing market segment.

Threats

While Lemonade Inc has a strong position in the market, it is not immune to threats that could impact its growth and profitability. One major threat is the presence of established insurance giants with significant financial resources and brand recognition. These competitors may aggressively invest in technology and marketing to challenge Lemonade Inc's market share. Moreover, the dynamic regulatory environment in the insurance industry poses a threat, requiring Lemonade Inc to adapt and comply with changing laws and regulations. Lastly, economic downturns or adverse events that increase insurance claims could put financial pressure on the company and affect its ability to sustain its business model.

Lemonade Employees

  • 3 Years

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  • Max

Lemonade Employees
Details
Date
Lemonade Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Lemonade Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Lemonade historical P/E ratio, EBIT multiple, and P/S ratio

Lemonade annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Lemonade shares outstanding

The number of shares of Lemonade was 71.82 M in 2025. This indicates how many shares Lemonade is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
61.70 M Stocks
Jan 1, 2022
64.92 M Stocks
Jan 1, 2023
70.00 M Stocks
Jan 1, 2024
71.02 M Stocks
Jan 1, 2025
71.82 M Stocks
Jan 1, 2026 (e)
71.82 M Stocks
Jan 1, 2027 (e)
71.82 M Stocks
Jan 1, 2028 (e)
71.82 M Stocks

Current Lemonade forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
6.25 %
Buy
50.00 % (9)
Hold
33.33 % (6)
Sell
16.67 % (3)
12M Price Target
86.70
Last Price
48.31
Currency
USD
12M Return Potential
79.47 %
LTM Return
0 %

Lemonade Analyst Rating Actions

DateFirmActionRatingReliability
7/30/2026
Piper Sandler
Piper Sandler
MaintainedNeutral51
7/30/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
UpgradeUnderperformMarket Perform
7/15/2026
Piper Sandler
Piper Sandler
MaintainedNeutral51
7/8/2026
Morgan Stanley
Morgan Stanley
DowngradeOverweightEqual Weight60
7/8/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedUnderperform
5/21/2026
Morgan Stanley
Morgan Stanley
MaintainedOverweight60
4/30/2026
Truist Securities
Truist Securities
MaintainedBuy
4/30/2026
Piper Sandler
Piper Sandler
MaintainedNeutral51
4/30/2026
Citizens
Citizens
MaintainedMarket Outperform
3/17/2026
Morgan Stanley
Morgan Stanley
UpgradeEqual WeightOverweight60

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Lemonade Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/5/2026-0.57USD-296.69 MUSD-2026 Q2
4/29/2026-0.58USD-256.53 MUSD-2026 Q1
2/19/2026-0.41USD-220.16 MUSD-2025 Q4
5/1/2024-0.77USD-121.79 MUSD-2024 Q1
2/20/2024-0.82USD-112.78 MUSD-2023 Q4
11/6/2023-1.42USD-104.66 MUSD-2023 Q3
8/7/2023-1.29USD-91.72 MUSD-2023 Q2
5/8/2023-1.30USD-85.61 MUSD-2023 Q1
2/21/2023-1.18USD-80.71 MUSD-2022 Q4
11/8/2022-1.34USD-65.61 MUSD-2022 Q3

EESG©

Eulerpool ESG Scorecard© for the Lemonade stock

28/100
4
Environment
50
Social
31
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Lemonade shareholder structure

% Name
7.04244%
JPMORGAN CHASE & CO
JPMORGAN CHASE & CO
6.64914%
BLACKROCK, INC.
BLACKROCK, INC.
4.03866%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
3.99017%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
3.70189%
BAILLIE GIFFORD & CO
BAILLIE GIFFORD & CO
2.29607%
GEODE CAPITAL MANAGEMENT, LLC
GEODE CAPITAL MANAGEMENT, LLC
...

Lemonade Beneficial Ownership Filings (SEC 13D/G)

Free Float
93.3%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
22.30%
Shai Wininger
Shai Wininger
SEC ↗
19.90%
Daniel A. Schreiber
Daniel A. Schreiber
SEC ↗
17.40%
Alex Bernard Clavel
Alex Bernard Clavel
SEC ↗
11.00%
Baillie Gifford & Co (Scottish partnership)
Baillie Gifford & Co (Scottish partnership)
SEC ↗
5.90%
JPMORGAN CHASE & CO.
JPMORGAN CHASE & CO.
SEC ↗
5.80%
(1)Names of reporting persons. BlackRock, Inc.
(1)Names of reporting persons. BlackRock, Inc.
SEC ↗
5.50%
Michael Eisenberg (“Eisenberg”)
Michael Eisenberg (“Eisenberg”)
SEC ↗
5.50%
Eden Shochat (“Shochat”)
Eden Shochat (“Shochat”)
SEC ↗
5.40%
Aleph Equity Partners, L.P. (the “DGP”)
Aleph Equity Partners, L.P. (the “DGP”)
SEC ↗
5.40%
Aleph EP, Ltd. (the “UGP”)
Aleph EP, Ltd. (the “UGP”)
SEC ↗

Lemonade Executives and Management Board

11 members · avg. age 50 · 36 % women

SW

Mr. Shai Wininger (51)

President, Co-Founder, Director · since 2015

3.99 M USD

Management

DS

Mr. Daniel Schreiber (54)

Chairman of the Board, Chief Executive Officer, Co-Founder · since 2015

3.96 M USD
TB

Mr. Timothy Bixby (60)

Chief Financial Officer, Treasurer

2.85 M USD
AE

Ms. Adina Eckstein (40)

Chief Operating Officer

2.22 M USD
MP

Ms. Maya Prosor (40)

Chief Business Officer

2.12 M USD
JP

Mr. John Peters (53)

Chief Insurance Officer

572,884.00 USD

Board of Directors

SH

Dr. Samer Haj-Yehia (55)

Independent Director

205,004.00 USD
DS

Ms. Debra Schwartz (47)

Independent Director

195,004.00 USD
MA

Ms. Maria Angelidis-Smith (46)

Director

182,155.00 USD
ME

Mr. Michael Eisenberg (53)

Lead Independent Director

GS

Mr. Geoff Seeley

Director

Lemonade Supply Chain

Lemonade Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
7 companies
#Nameβ 1YTrend
1
Axis Capital Holdings
Supplier·Insurance·BM
0.29
0.63
0.57
-0.43
-0.74
-0.22
2
Arch Capital Group
Supplier·Insurance·BM
0.19
0.60
0.53
-0.60
-0.91
-0.28
3
Mapfre
Supplier·Insurance·ES
0.05
0.34
0.65
0.15
-0.19
-0.07
4
Hannover Rueck
Supplier·Insurance·DE
-0.06
0.53
0.44
0.58
-0.31
-0.10
5
Tokio Marine Holdings
Supplier·Insurance·JP
-0.11
0.02
0.58
-0.57
-0.91
-0.64

Frequently asked questions about Lemonade

Lemonade Inc operates on a disruptive business model in the insurance industry. The company leverages artificial intelligence and behavioral economics to provide hassle-free and digitally-driven insurance solutions. Lemonade aims to offer an improved customer experience by streamlining the insurance process, ensuring faster claims settlement, and minimizing paperwork. With a focus on transparency and a socially responsible approach, Lemonade takes a fixed fee while donating unclaimed premiums to charitable causes through its Giveback program. This innovative business model aims to revolutionize the insurance sector, making Lemonade a unique player in the market.

Lemonade Inc is primarily active in the insurance industry.

The main competitors of Lemonade Inc in the market include established insurance companies such as State Farm, Allstate, and Progressive. These companies have a long-standing presence in the insurance industry and offer a wide range of insurance products and services. Lemonade Inc, on the other hand, is a fast-growing insurance tech company that utilizes artificial intelligence and digital platforms to provide a simplified and transparent insurance experience. Despite the competition, Lemonade Inc has managed to carve its niche and differentiate itself by targeting millennials and offering innovative and user-friendly insurance solutions.

Lemonade Inc is a well-known insurance technology company founded in 2015. It aims to revolutionize the insurance industry through its innovative use of artificial intelligence and behavioral economics. The company utilizes cutting-edge technology to streamline the insurance process, offering an innovative and customer-centric approach. Lemonade's business model emphasizes transparency, simplicity, and affordability. The company's platform provides renters, homeowners, and pet insurance policies, delivering hassle-free and personalized insurance solutions. With its rapid growth and successful IPO in 2020, Lemonade Inc has gained significant recognition for its disruptive approach and commitment to providing a seamless insurance experience for its customers.

Lemonade Inc, a leading insurance technology company, has achieved several significant milestones. In just a few short years, Lemonade has revolutionized the insurance industry by providing a seamless and transparent digital platform. It became a publicly-traded company in July 2020, with a successful initial public offering (IPO) on the New York Stock Exchange. Lemonade has consistently displayed impressive growth, expanding its customer base, and increasing its market share. Its innovative AI-powered underwriting technology and exceptional customer service have garnered industry recognition, including being named the "World's Most Innovative Company" by Fast Company. Lemonade Inc's commitment to disrupting the traditional insurance model has positioned it as a key player in the industry.

Lemonade Inc is primarily present in the United States, as it is a USA-based company.

Lemonade Inc represents values of transparency, social impact, and technology-driven innovation. With their corporate philosophy centered on changing the way insurance works, Lemonade aims to provide customers with a trustworthy and affordable insurance experience. Through their digital platform, Lemonade harnesses the power of artificial intelligence and behavioral economics to create a more efficient and customer-centric insurance process. By prioritizing the interests of policyholders and leveraging technology for quicker claims processing, Lemonade Inc strives to make insurance more accessible and delightful while emphasizing social good through their "Giveback" program.

Analysts currently set an average price target of 68.45 USD for the Lemonade stock (median: 86.70 USD), implying +41.7 % versus the latest price. The consensus is based on 18 analyst ratings.

18 analysts currently rate the Lemonade stock: 9 recommend buying, 6 holding and 3 selling. For 2026, analysts expect Lemonade to generate revenue of 1.21 B USD and earnings per share of -1.81 USD.

Converted at the current exchange rate, the Lemonade share trades at 41.97 EUR (48.31 USD).

The Lemonade share (LMND) is listed on 11 stock exchanges, including: NYSE (LMND), NASDAQ (LMND), XETRA (LE0.DE), Frankfurt (LE0.F), München (LE0.MU), Stuttgart (LE0.SG), Düsseldorf (LE0.DU), Berlin (LE0.BE).

Lemonade Inc is an innovative company specializing in insurance. What sets them apart is that Lemonade operates an insurance platform based on artificial intelligence, making the insurance process faster, easier, and more user-friendly. Customers can purchase various insurances through the platform, such as home, liability, pet, or bicycle insurance. These insurances are offered by Lemonade themselves and are tailored to the customers' needs. To provide customers with a quick and easy insurance purchase, Lemonade utilizes artificial intelligence. Customers only need to provide a few details, and the insurance platform, which operates with algorithms, determines the appropriate coverage and calculates the premium. This is done using predictive analytics and processing large amounts of data. Another advantage is that Lemonade offers a flat-rate model for customers. Instead of calculating a premium for each individual insurance product, customers pay a monthly fee and automatically receive coverage for all offered insurances. A unique feature of Lemonade is the "Giveback" program. Unused insurance premiums are donated to charitable organizations at the end of the year, which customers can choose. This way, customers contribute to improving society, and Lemonade can demonstrate its values of "Social Good" and "Transparency." Lemonade has also specialized in claims management. The process of claims settlement is often perceived as lengthy and complicated. Lemonade offers a quick claims reporting app called "ClaimsBot," which allows for claims processing within 90 seconds based on the information gathered during the application process and extensive data analysis. The platform is not limited to insurance alone. It is expanding its offerings and now also provides disability insurance. Lemonade benefits from excellent customer service and a dedicated team, leading to rapid growth. Since its founding in 2015, Lemonade has already gained over 1 million customers and raised $1.1 billion in funding. In summary, Lemonade's business model revolutionizes insurance by utilizing artificial intelligence and data analysis for quick and easy coverage. With the flat-rate model and Giveback program, Lemonade also offers a transparent and socially responsible approach. With the expansion of its business and entry into new markets, the company is on a growth trajectory.

The expected revenue of Lemonade is 1.21 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Lemonade is -130.03 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Lemonade is currently -26.68. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Lemonade stock.

The price-to-sales ratio (P/S) of Lemonade is currently 2.87. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Lemonade stock.

The Eulerpool Quality Score for Lemonade is 3/10.

The ISIN of Lemonade is US52567D1072. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Lemonade is A2P7Z1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Lemonade is LMND. The ticker symbol is used to trade Lemonade shares on the stock exchange.

Lemonade paid dividends every year for the past 0 years.

Lemonade is assigned to the 'Finance' sector.

The dividends of Lemonade are distributed in USD.

All fundamentals and in-depth analysis of Lemonade

Our stock analysis for Lemonade stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Lemonade. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.