LM Pay

LM Pay Debt / Assets

The Debt-to-Assets Ratio of LM Pay (Y00.BE) as of Nov 2, 2026 is 0.59. In the previous year, Debt-to-Assets Ratio was 0.56 — a change of 5.80% (higher).

Debt / Assets

0.59

YoY

5.80%

Last updated:

Debt-to-Assets Ratio of LM Pay is 2023 0.59 . Debt-to-Assets Ratio of LM Pay was 2022 0.56 . It decreases by 5.80% higher compared to the previous year.

The LM Pay Debt / Assets history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt / Assets
Date
Debt / Assets
Jan 1, 2021
0.82 PLN
Jan 1, 2022
0.56 PLN
Jan 1, 2023
0.59 PLN
The LM Pay Debt / Assets history
YEARDebt / AssetsYoY
0.59+5.80%
0.56-32.42%
0.82—

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LM Pay Stock analysis

What does LM Pay do? LM Pay SA generates revenue through its MediRaty financing and installment payment system, which targets consumers seeking medical and veterinary services. The company partners with clinics offering specialized treatments like dentistry, plastic surgery, and orthopedics, enabling patients to finance procedures such as dental implants, liposuction, and breast augmentation through MediRaty or MediPay programs. These services are available at both partner facilities and non-partner locations, with financing options tailored to cover costs in fields including ophthalmology, gynecology, and veterinary care. The firm monetizes by facilitating installment payments for medical and veterinary expenses without direct ownership of the services provided. The primary customers are individuals requiring medical treatments or veterinary services, with the company focusing on high-cost procedures such as orthodontic braces, implant prosthetics, and aesthetic surgeries. LM Pay SA’s revenue model relies on transaction fees from clinics and service providers that utilize its financing platforms, rather than direct consumer payments. This approach allows the company to serve a broad segment of consumers seeking accessible financing for healthcare without bearing the risk of the medical services themselves. MediRaty and MediPay programs are designed to integrate seamlessly with clinics' operations, providing patients with flexible payment options. The company’s revenue streams are derived from the financial institutions or healthcare providers that adopt its systems, as these partners pay for access to the financing infrastructure. This business model ensures consistent income from established healthcare and veterinary service providers across Poland, supporting the expansion of affordable healthcare financing options for end-users. LM Pay is one of the most popular companies on Eulerpool.

Frequently Asked Questions about LM Pay stock

Debt-to-Assets Ratio of LM Pay is 0.59 in 2023.

Debt-to-Assets Ratio of LM Pay changed from 0.56 to 0.59, representing a 5.80% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt-to-Assets Ratio LM Pay since 2006 – with annual values, charts, and detailed analysis.

The Debt-to-Assets ratio measures what percentage of a company's assets are financed through debt. Higher ratios indicate greater financial risk.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt-to-Assets Ratio's LM Pay with sector peers and the industry average to assess whether it is attractive.

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Leverage — LM Pay

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