LM Pay

LM Pay Cash Conversion

The Cash Conversion Rate (OCF/Net Income) of LM Pay (Y00.BE) as of Nov 4, 2026 is -1.46 %. In the previous year, Cash Conversion Rate (OCF/Net Income) was -2,220.66 % — a change of -99.93% (higher).

Cash Conversion

-1.46 %

YoY

-99.93%

Last updated:

Cash Conversion Rate (OCF/Net Income) of LM Pay is 2023 -1.46 % . Cash Conversion Rate (OCF/Net Income) of LM Pay was 2022 -2,220.66 % . It decreases by -99.93% higher compared to the previous year.

The LM Pay Cash Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Cash Conversion
Date
Cash Conversion
Jan 1, 2021
162.27 PLN
Jan 1, 2022
-2,220.66 PLN
Jan 1, 2023
-1.46 PLN
The LM Pay Cash Conversion history
YEARCash ConversionYoY
-1.46 %-99.93%
-2,220.66 %-1,468.53%
162.27 %—

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LM Pay Stock analysis

What does LM Pay do? LM Pay SA generates revenue through its MediRaty financing and installment payment system, which targets consumers seeking medical and veterinary services. The company partners with clinics offering specialized treatments like dentistry, plastic surgery, and orthopedics, enabling patients to finance procedures such as dental implants, liposuction, and breast augmentation through MediRaty or MediPay programs. These services are available at both partner facilities and non-partner locations, with financing options tailored to cover costs in fields including ophthalmology, gynecology, and veterinary care. The firm monetizes by facilitating installment payments for medical and veterinary expenses without direct ownership of the services provided. The primary customers are individuals requiring medical treatments or veterinary services, with the company focusing on high-cost procedures such as orthodontic braces, implant prosthetics, and aesthetic surgeries. LM Pay SA’s revenue model relies on transaction fees from clinics and service providers that utilize its financing platforms, rather than direct consumer payments. This approach allows the company to serve a broad segment of consumers seeking accessible financing for healthcare without bearing the risk of the medical services themselves. MediRaty and MediPay programs are designed to integrate seamlessly with clinics' operations, providing patients with flexible payment options. The company’s revenue streams are derived from the financial institutions or healthcare providers that adopt its systems, as these partners pay for access to the financing infrastructure. This business model ensures consistent income from established healthcare and veterinary service providers across Poland, supporting the expansion of affordable healthcare financing options for end-users. LM Pay is one of the most popular companies on Eulerpool.

Frequently Asked Questions about LM Pay stock

Cash Conversion Rate (OCF/Net Income) of LM Pay is -1.46 % in 2023.

Cash Conversion Rate (OCF/Net Income) of LM Pay changed from -2,220.66 % to -1.46 %, representing a -99.93% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Cash Conversion Rate (OCF/Net Income) LM Pay since 2006 – with annual values, charts, and detailed analysis.

Cash conversion measures how effectively net income converts to operating cash flow. Ratios above 100% indicate high-quality, cash-backed earnings.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Cash Conversion Rate (OCF/Net Income)'s LM Pay with sector peers and the industry average to assess whether it is attractive.

To evaluate Cash Conversion Rate (OCF/Net Income)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Cash Conversion Rate (OCF/Net Income).

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Cash Flow — LM Pay

All Key Metrics — LM Pay