LHV Group AS

LHV Group AS Debt

The Debt of LHV Group AS (LHV1T.TL) as of Oct 21, 2026 is 1.24 B EUR. In the previous year, Debt was 1.05 B EUR — a change of 17.74% (higher).

Debt

1.24 BEUR

YoY

17.74%

Last updated:

In 2025, LHV Group AS's total debt was 1.24 B EUR, a 17.74% change from the 1.05 B EUR total debt recorded in the previous year.

The LHV Group AS Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
72.40 M EUR
Jan 1, 2019
105.30 M EUR
Jan 1, 2020
581.80 M EUR
Jan 1, 2021
660.30 M EUR
Jan 1, 2022
724.09 M EUR
Jan 1, 2023
699.84 M EUR
Jan 1, 2024
1.05 B EUR
Jan 1, 2025
1.24 B EUR
The LHV Group AS Debt history
YEARDebtYoY
1.24 BEUR+17.74%
1.05 BEUR+49.89%
699.84 MEUR-3.35%
724.09 MEUR+9.66%
660.30 MEUR+13.49%
581.80 MEUR+452.52%
105.30 MEUR+45.44%
72.40 MEUR+96.21%
36.90 MEUR+16.40%
31.70 MEUR-31.68%
46.40 MEUR+37.28%
33.80 MEUR—

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LHV Group AS Stock analysis

What does LHV Group AS do? LHV Group AS generates revenue through its banking services, which encompass import payments, bankcards, deposits, and bank accounts. The company's investing services, including investment management, trading services, and fund management, contribute to its income stream. Financing services such as loans, leasing, micro loans, overdraft, and capital market services also drive revenue. Pension services, offering various pension fund solutions, form another key segment. The firm serves individual customers, businesses, and institutional clients across these service areas. LHV Group AS targets commercial clients seeking financing solutions, including loans and leasing, alongside micro loan services for smaller enterprises. Individual customers utilize banking services like bankcards and deposits, while institutional investors engage with investing services such as fund management. Pension services cater to individuals planning for retirement through various pension fund offerings. The company's revenue model relies on transaction fees from banking services, management fees from investing services, interest income from financing services, and fees from pension fund management. These services are delivered through LHV Group AS's four operational segments, ensuring a diversified income base across different customer segments and financial products. LHV Group AS is one of the most popular companies on Eulerpool.

Debt Details

Understanding LHV Group AS's Debt Structure

LHV Group AS's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing LHV Group AS's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to LHV Group AS’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in LHV Group AS’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about LHV Group AS stock

Debt of LHV Group AS is 1.24 B EUR in 2025.

Debt of LHV Group AS changed from 1.05 B EUR to 1.24 B EUR, representing a 17.74% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt LHV Group AS since 2006 – with annual values, charts, and detailed analysis.

Debt's EUR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's LHV Group AS historically and in real time.

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Balance Sheet — LHV Group AS

All Key Metrics — LHV Group AS