LHV Group AS

LHV Group AS CROIC

The Cash Return on Invested Capital (CROIC) of LHV Group AS (LHV1T.TL) as of Oct 21, 2026 is 23.67 %. In the previous year, Cash Return on Invested Capital (CROIC) was 42.29 % — a change of -44.02% (lower).

CROIC

23.67 %

YoY

-44.02%

Last updated:

Cash Return on Invested Capital (CROIC) of LHV Group AS is 2025 23.67 % . Cash Return on Invested Capital (CROIC) of LHV Group AS was 2024 42.29 % . It decreases by -44.02% lower compared to the previous year.

The LHV Group AS CROIC history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

CROIC
Date
CROIC
Jan 1, 2018
-136.24 EUR
Jan 1, 2019
172.13 EUR
Jan 1, 2020
166.58 EUR
Jan 1, 2021
130.53 EUR
Jan 1, 2022
-114.46 EUR
Jan 1, 2023
51.71 EUR
Jan 1, 2024
42.29 EUR
Jan 1, 2025
23.67 EUR
The LHV Group AS CROIC history
YEARCROICYoY
23.67 %-44.02%
42.29 %-18.22%
51.71 %-145.17%
-114.46 %-187.69%
130.53 %-21.64%
166.58 %-3.23%
172.13 %-226.35%
-136.24 %-133.97%
401.08 %+1,602.06%
23.56 %-69.73%
77.84 %+292.24%
19.84 %—

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LHV Group AS Stock analysis

What does LHV Group AS do? LHV Group AS generates revenue through its banking services, which encompass import payments, bankcards, deposits, and bank accounts. The company's investing services, including investment management, trading services, and fund management, contribute to its income stream. Financing services such as loans, leasing, micro loans, overdraft, and capital market services also drive revenue. Pension services, offering various pension fund solutions, form another key segment. The firm serves individual customers, businesses, and institutional clients across these service areas. LHV Group AS targets commercial clients seeking financing solutions, including loans and leasing, alongside micro loan services for smaller enterprises. Individual customers utilize banking services like bankcards and deposits, while institutional investors engage with investing services such as fund management. Pension services cater to individuals planning for retirement through various pension fund offerings. The company's revenue model relies on transaction fees from banking services, management fees from investing services, interest income from financing services, and fees from pension fund management. These services are delivered through LHV Group AS's four operational segments, ensuring a diversified income base across different customer segments and financial products. LHV Group AS is one of the most popular companies on Eulerpool.

Frequently Asked Questions about LHV Group AS stock

Cash Return on Invested Capital (CROIC) of LHV Group AS is 23.67 % in 2025.

Cash Return on Invested Capital (CROIC) of LHV Group AS changed from 42.29 % to 23.67 %, representing a -44.02% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Cash Return on Invested Capital (CROIC) LHV Group AS since 2006 – with annual values, charts, and detailed analysis.

CROIC measures the cash return generated on invested capital. Unlike ROIC, it uses free cash flow instead of accounting earnings, providing a purer profitability measure.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Cash Return on Invested Capital (CROIC)'s LHV Group AS with sector peers and the industry average to assess whether it is attractive.

To evaluate Cash Return on Invested Capital (CROIC)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Cash Return on Invested Capital (CROIC).

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Profitability — LHV Group AS

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