KB Financial Group (105560.KS) Stock Price

KB Financial Group Price

KOSDAQ·CLOSED
175,800.00KRW+0.00 (+0.00 %)
Market closed

Revenue has compounded at 4.0% per year over the past 15 years to 38.55 T KRW. Earnings per share have grown at 14.5% per year over the last 15 years. KB Financial Group's net margin stands at 12.7%, up from 9.8% several years earlier. KB Financial Group currently offers a dividend yield of about 2.22%. The payout ratio is around 31% of earnings. The dividend has grown at 20.8% per year over the past 15 years. Analysts set a median price target of 156,570.00 KRW, implying 10.9% below the current price. Of 29 analysts, 27 rate the stock a buy — an overall Buy consensus. The stock trades about 65% above its 52-week low.

KB Financial Group stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of KB Financial Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how KB Financial Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing KB Financial Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

KB Financial Group Stock Price History
DateKB Financial Group Price
8/7/2026175,800.00 KRW
8/6/2026171,300.00 KRW
8/5/2026171,300.00 KRW
8/4/2026168,800.00 KRW
8/3/2026168,600.00 KRW
7/31/2026168,500.00 KRW
7/30/2026167,100.00 KRW
7/29/2026160,100.00 KRW
7/28/2026165,200.00 KRW
7/27/2026171,700.00 KRW
7/24/2026171,500.00 KRW
7/23/2026176,300.00 KRW
7/22/2026175,100.00 KRW
7/21/2026174,000.00 KRW
7/20/2026172,000.00 KRW
7/16/2026181,100.00 KRW
7/15/2026183,500.00 KRW
7/14/2026184,400.00 KRW
7/13/2026190,100.00 KRW
7/10/2026188,300.00 KRW
7/9/2026172,000.00 KRW
7/8/2026171,300.00 KRW
7/7/2026173,200.00 KRW
7/6/2026170,900.00 KRW
7/3/2026171,200.00 KRW
7/2/2026170,400.00 KRW
7/1/2026159,500.00 KRW
6/30/2026160,800.00 KRW
6/29/2026150,200.00 KRW
6/26/2026145,200.00 KRW
6/25/2026154,550.00 KRW
6/24/2026151,400.00 KRW
6/23/2026153,700.00 KRW
6/22/2026157,000.00 KRW
6/19/2026159,200.00 KRW
6/18/2026160,900.00 KRW
6/17/2026168,700.00 KRW
6/16/2026176,700.00 KRW
6/15/2026174,300.00 KRW
6/12/2026163,700.00 KRW
6/11/2026148,500.00 KRW
6/10/2026152,600.00 KRW
6/9/2026154,800.00 KRW
6/8/2026153,200.00 KRW
6/5/2026168,400.00 KRW
6/4/2026162,800.00 KRW
6/2/2026151,900.00 KRW
6/1/2026154,200.00 KRW
5/29/2026150,900.00 KRW
5/28/2026149,500.00 KRW
5/27/2026155,300.00 KRW
5/26/2026160,200.00 KRW
5/22/2026159,400.00 KRW
5/21/2026155,600.00 KRW
5/20/2026150,900.00 KRW
5/19/2026152,800.00 KRW
5/18/2026153,000.00 KRW
5/15/2026158,100.00 KRW
5/14/2026153,900.00 KRW
5/13/2026152,000.00 KRW
5/12/2026153,600.00 KRW
5/11/2026158,800.00 KRW
5/8/2026161,700.00 KRW
5/7/2026161,200.00 KRW
5/6/2026158,900.00 KRW
5/4/2026157,800.00 KRW
4/30/2026160,500.00 KRW
4/29/2026160,600.00 KRW
4/28/2026158,800.00 KRW
4/27/2026157,400.00 KRW
4/24/2026157,400.00 KRW
4/23/2026158,000.00 KRW
4/22/2026157,400.00 KRW
4/21/2026160,400.00 KRW
4/20/2026160,900.00 KRW
4/17/2026162,300.00 KRW
4/16/2026162,300.00 KRW
4/15/2026158,200.00 KRW
4/14/2026155,900.00 KRW
4/13/2026156,600.00 KRW
4/10/2026158,300.00 KRW
4/9/2026154,200.00 KRW
4/8/2026156,000.00 KRW
4/7/2026146,700.00 KRW
4/6/2026147,900.00 KRW
4/3/2026145,500.00 KRW
4/2/2026146,500.00 KRW
4/1/2026148,300.00 KRW
3/31/2026141,900.00 KRW
3/30/2026145,900.00 KRW
3/27/2026152,200.00 KRW
3/26/2026152,200.00 KRW
3/25/2026149,400.00 KRW
3/24/2026146,900.00 KRW
3/23/2026145,300.00 KRW
3/20/2026155,200.00 KRW
3/19/2026155,700.00 KRW
3/18/2026154,700.00 KRW
3/17/2026150,700.00 KRW
3/16/2026149,300.00 KRW
3/13/2026148,900.00 KRW
3/12/2026149,200.00 KRW
3/11/2026151,300.00 KRW
3/10/2026147,400.00 KRW
3/9/2026142,600.00 KRW
3/6/2026147,400.00 KRW
3/5/2026149,000.00 KRW
3/4/2026137,700.00 KRW
3/3/2026153,500.00 KRW
2/27/2026159,000.00 KRW
2/26/2026165,300.00 KRW
2/25/2026167,700.00 KRW
2/24/2026166,700.00 KRW
2/23/2026168,700.00 KRW
2/20/2026168,800.00 KRW
2/19/2026166,500.00 KRW
2/13/2026167,900.00 KRW
2/12/2026168,500.00 KRW
2/11/2026164,500.00 KRW
2/10/2026155,500.00 KRW
2/9/2026151,400.00 KRW
2/6/2026149,300.00 KRW
2/5/2026139,500.00 KRW
2/4/2026142,100.00 KRW
2/3/2026138,800.00 KRW
2/2/2026133,700.00 KRW
1/30/2026135,200.00 KRW
1/29/2026137,800.00 KRW
1/28/2026137,900.00 KRW
1/27/2026143,000.00 KRW
1/26/2026135,500.00 KRW
1/23/2026135,600.00 KRW
1/22/2026134,700.00 KRW
1/21/2026136,800.00 KRW
1/20/2026133,100.00 KRW
1/19/2026129,500.00 KRW
1/16/2026130,900.00 KRW
1/15/2026130,100.00 KRW
1/14/2026128,900.00 KRW
1/13/2026128,500.00 KRW
1/12/2026125,500.00 KRW
1/9/2026126,600.00 KRW
1/8/2026123,500.00 KRW
1/7/2026124,700.00 KRW
1/6/2026126,400.00 KRW
1/5/2026126,800.00 KRW
1/2/2026123,300.00 KRW
12/30/2025124,700.00 KRW
12/29/2025125,600.00 KRW
12/26/2025124,600.00 KRW
12/24/2025126,100.00 KRW
12/23/2025126,000.00 KRW
12/22/2025126,500.00 KRW
12/19/2025125,200.00 KRW
12/18/2025124,000.00 KRW
12/17/2025124,300.00 KRW
12/16/2025123,700.00 KRW
12/15/2025124,900.00 KRW
12/12/2025126,100.00 KRW
12/11/2025124,800.00 KRW
12/10/2025124,500.00 KRW
12/9/2025126,000.00 KRW
12/8/2025127,900.00 KRW
12/5/2025130,700.00 KRW
12/4/2025128,800.00 KRW
12/3/2025131,700.00 KRW
12/2/2025132,000.00 KRW
12/1/2025126,300.00 KRW
11/28/2025124,800.00 KRW
11/27/2025123,700.00 KRW
11/26/2025124,700.00 KRW
11/25/2025121,700.00 KRW
11/24/2025120,300.00 KRW
11/21/2025120,500.00 KRW
11/20/2025121,200.00 KRW
11/19/2025122,200.00 KRW
11/18/2025122,500.00 KRW
11/17/2025126,800.00 KRW
11/14/2025129,500.00 KRW
11/13/2025133,500.00 KRW
11/12/2025134,700.00 KRW
11/11/2025130,700.00 KRW
11/10/2025129,000.00 KRW
11/7/2025123,700.00 KRW
11/6/2025125,300.00 KRW
11/5/2025121,600.00 KRW
11/4/2025121,900.00 KRW
11/3/2025118,000.00 KRW
10/31/2025116,600.00 KRW
10/30/2025115,800.00 KRW
10/29/2025116,000.00 KRW
10/28/2025116,400.00 KRW
10/27/2025118,000.00 KRW
10/24/2025113,800.00 KRW
10/23/2025114,800.00 KRW
10/22/2025115,800.00 KRW
10/21/2025116,500.00 KRW
10/20/2025118,200.00 KRW
10/17/2025114,000.00 KRW
10/16/2025113,700.00 KRW
10/15/2025115,700.00 KRW
10/14/2025110,900.00 KRW
10/13/2025111,600.00 KRW
10/10/2025112,800.00 KRW
10/2/2025117,300.00 KRW
10/1/2025116,300.00 KRW
9/30/2025115,500.00 KRW
9/29/2025115,700.00 KRW
9/26/2025112,700.00 KRW
9/25/2025114,300.00 KRW
9/24/2025115,300.00 KRW
9/23/2025115,400.00 KRW
9/22/2025116,900.00 KRW
9/18/2025116,900.00 KRW
9/17/2025118,300.00 KRW
9/16/2025117,800.00 KRW
9/15/2025119,600.00 KRW
9/12/2025119,300.00 KRW
9/11/2025117,600.00 KRW
9/10/2025117,600.00 KRW
9/9/2025109,900.00 KRW
9/8/2025106,700.00 KRW
9/5/2025108,600.00 KRW
9/4/2025108,500.00 KRW
9/3/2025110,200.00 KRW
9/2/2025108,800.00 KRW
9/1/2025107,100.00 KRW
8/29/2025108,200.00 KRW
8/28/2025109,100.00 KRW
8/27/2025108,500.00 KRW
8/26/2025108,300.00 KRW
8/25/2025110,300.00 KRW
8/22/2025108,400.00 KRW
8/21/2025109,700.00 KRW
8/20/2025109,500.00 KRW
8/19/2025109,400.00 KRW
8/18/2025107,200.00 KRW
8/14/2025113,200.00 KRW
8/13/2025114,600.00 KRW
8/12/2025114,100.00 KRW
8/11/2025112,700.00 KRW
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KB Financial Group Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
38.97 T KRW
7.27 T KRW
4.34 T KRW
Jan 1, 2022
41.10 T KRW
7.30 T KRW
4.03 T KRW
Jan 1, 2023
38.56 T KRW
9.27 T KRW
4.41 T KRW
Jan 1, 2024
38.55 T KRW
9.03 T KRW
4.88 T KRW
Jan 1, 2025 (e)
17.42 T KRW
0.00 KRW
5.94 T KRW
Jan 1, 2026 (e)
19.37 T KRW
0.00 KRW
7.11 T KRW
Jan 1, 2027 (e)
19.84 T KRW
0.00 KRW
7.65 T KRW
Jan 1, 2028 (e)
20.49 T KRW
0.00 KRW
8.16 T KRW

KB Financial Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 9, 2026, 9:08 PM
 
REVENUET KRW
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMET KRW
Net Interest IncomeT KRW
Non-Interest IncomeT KRW
Loan Loss ProvisionsT KRW
Pre-Provision Profit (PPOP)T KRW
NET INCOMET KRW
NET INCOME GROWTH%
DIV.KRW
DIV. GROWTH%
SHARESM
2013201420152016201720182019202020212022202320242025e2026e2027e2028e
19.0417.9318.8019.6228.6632.1834.5739.8442.9550.3855.5256.2117.4219.3719.8420.49
-9.61-5.864.874.3646.1012.257.4415.267.8017.2910.211.25-69.0211.192.453.26
69.1973.5070.0967.1645.9740.9538.1233.0730.6826.1623.7323.4426.1626.1626.1626.16
13.1813.1813.1813.1813.1813.1813.1813.1813.1813.1813.1813.184.565.075.195.36
6.526.426.206.408.258.909.209.7211.2311.5212.1812.83––––
6.696.298.429.6016.7418.4419.9325.3627.7429.5926.3825.72––––
1.441.231.040.540.550.670.671.041.191.853.152.04––––
3.263.133.203.174.694.985.205.827.277.309.279.03––––
1.271.401.702.143.313.063.313.454.344.034.414.885.947.117.658.16
-26.5510.1621.2526.2354.47-7.567.984.2425.90-7.189.5210.6221.6719.807.566.64
500.00780.00980.001,250.001,920.001,920.002,210.001,770.002,940.002,950.001,530.003,900.003,566.003,924.094,318.14–
-16.6756.0025.6427.5553.60–15.10-19.9166.100.34-48.14154.90-8.5610.0410.04–
387.99387.94388.09385.63401.05398.81394.02394.76398.58398.94393.33383.37383.37383.37383.37383.37
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales KB Financial Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue KB Financial Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare KB Financial Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares KB Financial Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against KB Financial Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

KB Financial Group stock margins

The KB Financial Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of KB Financial Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for KB Financial Group.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
83.40 %
9.82 %
Jan 1, 2021
81.35 %
11.13 %
Jan 1, 2022
82.25 %
9.80 %
Jan 1, 2023
75.97 %
11.44 %
Jan 1, 2024
76.58 %
12.66 %
Jan 1, 2025 (e)
0.00 %
34.08 %
Jan 1, 2026 (e)
0.00 %
36.72 %
Jan 1, 2027 (e)
0.00 %
38.55 %

KB Financial Group Revenue per Share, Earnings per Share

The KB Financial Group earnings per share therefore indicates how much revenue KB Financial Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
88,865.60 KRW
8,728.33 KRW
Jan 1, 2021
97,772.27 KRW
10,883.65 KRW
Jan 1, 2022
103,031.35 KRW
10,093.20 KRW
Jan 1, 2023
98,031.41 KRW
11,211.76 KRW
Jan 1, 2024
100,548.92 KRW
12,725.17 KRW
Jan 1, 2025 (e)
45,428.86 KRW
15,482.34 KRW
Jan 1, 2026 (e)
50,513.63 KRW
18,547.51 KRW
Jan 1, 2027 (e)
51,753.26 KRW
19,950.42 KRW

KB Financial Group business model & stock analysis

KB Financial Group Inc, founded in 2008, is one of the leading financial companies in South Korea, offering a wide range of financial products and services to its customers. The company was formed through the merger of Kookmin Bank, the largest bank in South Korea, and Korea Exchange Bank, one of the country's oldest banks. KB Financial Group Inc has a diversified business model consisting of four main business segments: banking, investment banking, asset management, and insurance. A key part of the business model is to support customers in all stages of life and provide them with individual solutions. In the banking sector, KB Financial Group offers various banking services such as checking accounts, savings accounts, loans, mortgages, credit cards, and electronic banking services. The bank also operates in corporate banking, providing financing and advisory services to corporate clients. The investment banking division of KB Financial Group specializes in providing mergers and acquisitions, asset valuations, financing, and capital market transactions. The investment banking clients include both local and international companies, including governments and state-owned enterprises. The asset management division, another business segment of KB Financial Group, offers investment products such as investment funds, stocks, bonds, and investment trusts. Clients can rely on the expertise of professional investment advisors to find the best investment strategies. The insurance division of KB Financial Group offers various insurance products, including life insurance, accident insurance, health insurance, and pension insurance. The insurance products are aimed at both individual and corporate customers. While KB Financial Group operates mainly domestically, the company also has a presence in foreign markets. Expanding the business into the international market has allowed KB Financial Group to expand its operations in Asia and the United States. The company is now operating in 10 countries and has subsidiaries, branches, and joint ventures. The business of KB Financial Group has been supported by the use of technology and innovation to provide customers with a better banking experience. In this regard, various digital platforms have been developed to provide customers with easy access to banking services and other financial products. Overall, KB Financial Group has established itself as one of the leading financial services companies in South Korea, offering a wide range of services and products to its customers. It remains to be seen how the company will continue to evolve in the future as the financial industry faces new challenges.

KB Financial Group SWOT Analysis

Strengths

KB Financial Group Inc holds a dominant position in the financial industry, with a significant market share and a strong customer base. This allows them to leverage their brand reputation and offer a wide range of financial services.

KB Financial Group Inc operates in various sectors, including banking, insurance, asset management, and credit cards. This diversified portfolio helps to mitigate risks and generate revenue from different sources.

The company has consistently delivered impressive financial results, showcasing robust profitability and stable growth. This enables KB Financial Group Inc to invest in strategic initiatives and maintain a strong capital position.

Weaknesses

KB Financial Group Inc heavily relies on the domestic market for its revenue generation. This dependence leaves the company vulnerable to fluctuations in the local economy and regulatory changes imposed by the government.

Compared to some of its international competitors, KB Financial Group Inc has a relatively limited global presence. This narrows their opportunities for expansion and exposes them to potential missed growth opportunities in other markets.

As a financial institution, KB Financial Group Inc faces strict regulatory requirements and compliance obligations. Any failure to comply with these regulations can result in legal consequences, reputational damage, and financial penalties.

Opportunities

The advancement of technology, such as the adoption of digital banking and fintech solutions, presents significant opportunities for KB Financial Group Inc to enhance their services, improve efficiency, and attract tech-savvy customers.

The increasing wealth among individuals and the need for professional wealth management services offer a great opportunity for KB Financial Group Inc to expand its asset management and private banking divisions to cater to this demand.

KB Financial Group Inc can explore strategic partnerships and acquisitions to strengthen its market position, expand its customer base, and acquire specialized expertise or technology in order to gain a competitive edge in the financial industry.

Threats

The financial industry is highly competitive, with numerous domestic and international players vying for market share. KB Financial Group Inc faces the potential threat of losing customers, market share, and revenue to its rivals.

Fluctuations in the local and global economy can significantly impact KB Financial Group Inc's operations. Economic downturns, recessions, or financial crises can lead to decreased demand for financial services, credit defaults, and higher loan delinquency rates.

Rapid technological advancements and disruptive innovations in the financial sector can pose a threat to traditional business models. KB Financial Group Inc must adapt and invest in technology to remain competitive and meet evolving customer expectations.

KB Financial Group Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

KB Financial Group historical P/E ratio, EBIT multiple, and P/S ratio

KB Financial Group annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

KB Financial Group shares outstanding

The number of shares of KB Financial Group was 383.37 M in 2025. This indicates how many shares KB Financial Group is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
394.76 M Stocks
Jan 1, 2021
398.58 M Stocks
Jan 1, 2022
398.94 M Stocks
Jan 1, 2023
393.33 M Stocks
Jan 1, 2024
383.37 M Stocks
Jan 1, 2025 (e)
383.37 M Stocks
Jan 1, 2026 (e)
383.37 M Stocks
Jan 1, 2027 (e)
383.37 M Stocks

KB Financial Group Dividend History

18 years of dividend payments

YearAnnual DividendYoY ChangePayments
20261,605.00KRWYTD—1×
Feb 26, 20261,605.00KRW↑ 72.6%1/1
20253,566.00KRW↓ 8.6%4×
Feb 27, 2025804.00KRW↑ 1.1%1/4
May 9, 2025912.00KRW↑ 13.4%2/4
Aug 8, 2025920.00KRW↑ 0.9%3/4
Nov 13, 2025930.00KRW↑ 1.1%4/4
20243,900.00KRW↑ 154.9%4×
20231,530.00KRW↓ 48.1%3×
20222,950.00KRW↑ 0.3%4×
20212,940.00KRW↑ 66.1%2×
20201,770.00KRW↓ 19.9%1×
20192,210.00KRW↑ 15.1%1×
20181,920.00KRW 0.0%1×
20171,920.00KRW↑ 53.6%1×

KB Financial Group dividend history and estimates

In 2025, KB Financial Group paid a dividend amounting to 3,566.00 KRW. Dividend means that KB Financial Group distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1,770.00 KRW
0.00 KRW
Jan 1, 2021
2,940.00 KRW
0.00 KRW
Jan 1, 2022
2,950.00 KRW
0.00 KRW
Jan 1, 2023
1,530.00 KRW
0.00 KRW
Jan 1, 2024
3,900.00 KRW
0.00 KRW
Jan 1, 2025
3,566.00 KRW
0.00 KRW
Jan 1, 2026 (e)
0.00 KRW
3,924.09 KRW
Jan 1, 2027 (e)
0.00 KRW
4,318.14 KRW

KB Financial Group dividend payout ratio

In 2025, KB Financial Group had a payout ratio of 23.03%. The payout ratio indicates the percentage of the company's profits that KB Financial Group distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
20.28 %
Jan 1, 2021
27.01 %
Jan 1, 2022
29.23 %
Jan 1, 2023
13.65 %
Jan 1, 2024
30.65 %
Jan 1, 2025 (e)
23.03 %
Jan 1, 2026 (e)
21.16 %
Jan 1, 2027 (e)
21.64 %

Current KB Financial Group forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
5.14 %
Buy
93.10 % (27)
Hold
6.90 % (2)
Sell
0.00 % (0)
12M Price Target
156,570.00
Last Price
175,800.00
Currency
KRW
12M Return Potential
-10.94 %
LTM Return
0 %

KB Financial Group Analyst Rating Actions

DateFirmActionRatingReliability
8/29/2018
B of A Securities
B of A Securities
DowngradeBuyNeutral70
7/20/2016
Citigroup
Citigroup
UpgradeNeutralBuy48
7/23/2015
Nomura
Nomura
UpgradeNeutralBuy–
6/9/2014
JP Morgan
JP Morgan
DowngradeOverweightNeutral80
12/18/2012
UBS
UBS
DowngradeBuyNeutral51

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

KB Financial Group Earnings Calls

2025

KB Financial Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
4/25/20243,937.44KRW-4.48 TKRW-2024 Q1
2/5/20241,748.07KRW-4.06 TKRW-2023 Q4
7/19/20233,502.54KRW-4.73 TKRW-2023 Q2
4/20/20233,472.01KRW-4.56 TKRW-2023 Q1
2/6/20232,089.45KRW-3.97 TKRW-2022 Q4
10/25/20223,226.23KRW-3.93 TKRW-2022 Q3
7/21/20223,254.51KRW-3.95 TKRW-2022 Q2
4/22/20223,243.15KRW-3.87 TKRW-2022 Q1
2/8/20221,850.23KRW-3.67 TKRW-2021 Q4
10/21/20213,046.71KRW-3.70 TKRW-2021 Q3

EESG©

Eulerpool ESG Scorecard© for the KB Financial Group stock

97/100
99
Environment
99
Social
92
Governance
E

Environment

20
Scope 1 - Direct Emissions23,325
Scope 2 - Indirect emissions from purchased energy132,121
Scope 3 - Indirect emissions within the value chain679,402
Total CO₂ emissions155,446
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees50.751
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

KB Financial Group shareholder structure

% Name
8.62478%
National Pension Service
National Pension Service
2.99998%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.23446%
Harris Associates L.P.
Harris Associates L.P.
1.19031%
Samsung Asset Management Co., Ltd.
Samsung Asset Management Co., Ltd.
0.99763%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
0.84009%
Mirae Asset Global Investments Co., Ltd.
Mirae Asset Global Investments Co., Ltd.
...

KB Financial Group Beneficial Ownership Filings (SEC 13D/G)

Free Float
104.9%
Float Shares
-
Shares Outstanding
-

KB Financial Group Executives and Management Board

23 members · avg. age 58 · 17 % women

JY

Mr. Jong Hui Yang (62)

Chairman, Chief Executive Officer

1.56 B KRW

Management

JK

Mr. Jae Gwan Kim (55)

Chief Financial Officer, Vice President

–
HJ

Mr. Hyo Seong Jeon (53)

Chief Human Resource Officer, Assistant Managing Director

–
DY

Mr. Dae Hwan Yim (58)

Chief Compliance Officer, Vice President

–
CC

Mr. Cheol Su Choi (57)

Chief Risk Officer, Vice President

–
YC

Mr. Yeong Seo Cho (53)

Vice President, Chief Digital Officer, Chief Information Technology Officer

–
SL

Mr. Seung Jong Lee (58)

Vice President, Chief Strategy Officer

–

Board of Directors

JL

Mr. Jae Geun Lee (57)

Other Non-Executive Director · since 2017

–
HC

Ms. Hwa Jun Cho (67)

Non-Executive Independent Director

–
JC

Mr. Jae Hong Choi (61)

Non-Executive Independent Director

–
SG

Ms. Seon Ju Gwon (67)

Non-Executive Independent Director

–
GK

Mr. Gyeong Ho Kim (69)

Non-Executive Independent Director

–
SK

Mr. Seong Yong Kim (58)

Non-Executive Independent Director

–

Frequently asked questions about KB Financial Group

The business model of KB Financial Group Inc revolves around providing comprehensive financial services to individuals and businesses. As one of the leading financial institutions in South Korea, KB Financial Group offers a wide range of services including retail banking, corporate banking, asset management, and insurance. By leveraging its extensive network and expertise, KB Financial Group aims to cater to the diverse needs of its customers, enhance financial inclusion, and drive economic growth. With a strong emphasis on customer-centric approach and continuous innovation, KB Financial Group strives to create value and maintain its position as a trusted financial partner in the market.

KB Financial Group Inc is primarily active in the financial industry, specifically in banking and financial services.

The main competitors of KB Financial Group Inc in the market include major South Korean banks such as Shinhan Financial Group, Hana Financial Group, and Woori Financial Group. These companies operate in various financial sectors and provide similar services, including retail banking, investment banking, asset management, and insurance. While KB Financial Group Inc holds a prominent position in the market as one of the leading financial institutions in South Korea, its competitors pose a strong challenge in providing comprehensive financial solutions to customers.

KB Financial Group Inc, commonly known as KB Group, is a leading financial institution based in South Korea. Established in 2008, the company traces its roots back to the founding of its predecessor, Korea Exchange Bank, in 1967. KB Group's mission is to provide comprehensive financial services, including retail banking, corporate banking, asset management, and investment banking, to a wide range of customers both domestically and internationally. With a strong focus on customer satisfaction, KB Financial Group Inc has achieved significant growth and success over the years, becoming one of the largest financial groups in South Korea.

KB Financial Group Inc. has achieved several significant milestones throughout its history. One notable achievement was the company's successful listing on the Korea Exchange in 2001, which showcased its strong market presence and financial stability. In 2008, KB Financial Group Inc. further solidified its position by acquiring Korea Exchange Bank (KEB), a major milestone that significantly expanded its market share and customer base. The company also established itself as a leader in digital banking, launching various innovative services and platforms to enhance customer experience and convenience. Additionally, KB Financial Group Inc. has consistently been recognized for its financial strength and corporate governance, earning prestigious accolades and awards in the industry.

KB Financial Group Inc is primarily present in South Korea.

KB Financial Group Inc values strong ethical behavior, customer satisfaction, and responsible financial management. As a leading South Korean financial institution, KB Financial Group Inc prioritizes integrity, transparency, and excellence in their operations. They aim to provide innovative financial solutions and superior services to their diverse customer base. With a corporate philosophy centered around trust, professionalism, and social responsibility, KB Financial Group Inc strives to contribute to sustainable development in society. The company's commitment to these values has positioned them as a trusted partner for individuals and businesses seeking reliable financial services in the market.

Analysts currently set an average price target of 157,309.50 KRW for the KB Financial Group stock (median: 156,570.00 KRW), implying -10.5 % versus the latest price. The consensus is based on 29 analyst ratings.

KB Financial Group Analyst Price Targets 2026

29 analysts currently rate the KB Financial Group stock: 27 recommend buying, 2 holding and 0 selling. For 2026, analysts expect KB Financial Group to generate revenue of 19.37 T KRW and earnings per share of 18,547.51 KRW.

KB Financial Group Analyst Price Targets 2026

Converted at the current exchange rate, the KB Financial Group share trades at 107.62 EUR (175,800.00 KRW).

KB Financial Group Inc. is a leading financial holding company in South Korea. It was founded in 2001 and has since expanded its business into various areas to offer a wide portfolio of financial services. KB Financial Group primarily operates in four business areas: 1. Deposits and Loans The Bank of Korea is the largest bank in South Korea. It offers loans and deposits, specializing in both retail and business customers. The bank provides a wide range of banking services, including loans, deposits, foreign exchange trading, international transactions, and securities trading. 2. Asset Management KB Financial Group manages assets on behalf of institutional and private clients. The company offers various types of investment products, including stocks, bonds, funds, alternative investments, and structured products. KB Financial also operates an online platform for clients to manage their investments. 3. Insurance KB Financial offers a wide range of insurance services, including life, health, and auto insurance. The company works closely with its clients to create tailor-made offerings and meet their financial needs. 4. Investment Banking KB Financial is also involved in investment banking, providing financial services such as mergers and acquisitions, initial public offerings, debt financing, and stock issuance. The company collaborates with a range of clients in different industries to offer high-quality services. KB Financial Group's business model is based on a combination of sound financing, innovative technologies, and a wide range of financial services. The company strives to provide its customers with high-quality services and fast, reliable solutions to meet their financial needs. KB Financial is also committed to adapting to the constantly changing needs of its customers and offering innovative solutions. The company is constantly striving to optimize its business model and adapt to changing customer needs. KB Financial recently introduced a series of initiatives to strengthen its core areas, including the establishment of a joint venture to enter the life insurance sector, as well as the introduction of new technologies to enhance efficiency and transparency. Overall, KB Financial Group's business model is based on adept utilization of technologies and the ability to constantly adapt to market changes. With its comprehensive services and established position as a leading financial holding company in South Korea, the company is well-positioned for continued success in the future.

The expected revenue of KB Financial Group is 19.37 T KRW. This figure is based on current financial data and reflects the company's business performance.

The expected profit of KB Financial Group is 7.11 T KRW. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of KB Financial Group is currently 9.48. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the KB Financial Group stock.

The price-to-sales ratio (P/S) of KB Financial Group is currently 3.48. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the KB Financial Group stock.

The Eulerpool Quality Score for KB Financial Group is 4/10.

The ISIN of KB Financial Group is KR7105560007. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of KB Financial Group is A0RAHR. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of KB Financial Group is 105560.KS. The ticker symbol is used to trade KB Financial Group shares on the stock exchange.

Over the past 12 months, KB Financial Group paid a dividend of 3,900.00 KRW . This corresponds to a dividend yield of about 2.22 %. For the coming 12 months, KB Financial Group is expected to pay a dividend of 4,318.14 KRW.

The current dividend yield of KB Financial Group is 2.22 %.

KB Financial Group pays a dividend, distributed in the months of , , , .

KB Financial Group paid dividends every year for the past 17 years.

For the upcoming 12 months, dividends amounting to 4,318.14 KRW are expected. This corresponds to a dividend yield of 2.46 %.

KB Financial Group is assigned to the 'Finance' sector.

To receive the latest dividend of KB Financial Group from amounting to 1,605 KRW, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, KB Financial Group distributed 3,900 KRW as dividends.

The dividends of KB Financial Group are distributed in KRW.

All fundamentals and in-depth analysis of KB Financial Group

Our stock analysis for KB Financial Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of KB Financial Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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