KB Financial Group

KB Financial Group ROA

The Return on Assets (ROA) of KB Financial Group (105560.KS) as of Nov 13, 2026 is 0.73 %. In the previous year, Return on Assets (ROA) was 0.67 % — a change of 9.10% (higher).

ROA

0.73 %

YoY

9.10%

Last updated:

In 2025, KB Financial Group's return on assets (ROA) was 0.73 %, a 9.10% increase from the 0.67 % ROA in the previous year.

The KB Financial Group ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.64 KRW
Jan 1, 2019
0.64 KRW
Jan 1, 2020
0.57 KRW
Jan 1, 2021
0.66 KRW
Jan 1, 2022
0.59 KRW
Jan 1, 2023
0.65 KRW
Jan 1, 2024
0.67 KRW
Jan 1, 2025
0.73 KRW
The KB Financial Group ROA history
YEARROAYoY
0.73 %+9.10%
0.67 %+3.54%
0.65 %+9.26%
0.59 %-10.82%
0.66 %+16.94%
0.57 %-11.07%
0.64 %+0.06%
0.64 %-15.81%
0.76 %+32.86%
0.57 %+10.57%
0.52 %+13.62%
0.45 %—

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KB Financial Group Stock analysis

What does KB Financial Group do? KB Financial Group Inc, founded in 2008, is one of the leading financial companies in South Korea, offering a wide range of financial products and services to its customers. The company was formed through the merger of Kookmin Bank, the largest bank in South Korea, and Korea Exchange Bank, one of the country's oldest banks. KB Financial Group Inc has a diversified business model consisting of four main business segments: banking, investment banking, asset management, and insurance. A key part of the business model is to support customers in all stages of life and provide them with individual solutions. In the banking sector, KB Financial Group offers various banking services such as checking accounts, savings accounts, loans, mortgages, credit cards, and electronic banking services. The bank also operates in corporate banking, providing financing and advisory services to corporate clients. The investment banking division of KB Financial Group specializes in providing mergers and acquisitions, asset valuations, financing, and capital market transactions. The investment banking clients include both local and international companies, including governments and state-owned enterprises. The asset management division, another business segment of KB Financial Group, offers investment products such as investment funds, stocks, bonds, and investment trusts. Clients can rely on the expertise of professional investment advisors to find the best investment strategies. The insurance division of KB Financial Group offers various insurance products, including life insurance, accident insurance, health insurance, and pension insurance. The insurance products are aimed at both individual and corporate customers. While KB Financial Group operates mainly domestically, the company also has a presence in foreign markets. Expanding the business into the international market has allowed KB Financial Group to expand its operations in Asia and the United States. The company is now operating in 10 countries and has subsidiaries, branches, and joint ventures. The business of KB Financial Group has been supported by the use of technology and innovation to provide customers with a better banking experience. In this regard, various digital platforms have been developed to provide customers with easy access to banking services and other financial products. Overall, KB Financial Group has established itself as one of the leading financial services companies in South Korea, offering a wide range of services and products to its customers. It remains to be seen how the company will continue to evolve in the future as the financial industry faces new challenges. KB Financial Group is one of the most popular companies on Eulerpool.

ROA Details

Understanding KB Financial Group's Return on Assets (ROA)

KB Financial Group's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing KB Financial Group's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider KB Financial Group's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in KB Financial Group’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about KB Financial Group stock

Return on Assets (ROA) of KB Financial Group is 0.73 % in 2025.

Return on Assets (ROA) of KB Financial Group changed from 0.67 % to 0.73 %, representing a 9.10% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) KB Financial Group since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s KB Financial Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — KB Financial Group

All Key Metrics — KB Financial Group