KB Financial Group

KB Financial Group Debt

The Debt of KB Financial Group (105560.KS) as of Nov 13, 2026 is 130.55 T KRW. In the previous year, Debt was 127.00 T KRW — a change of 2.79% (higher).

Debt

130.55 TKRW

YoY

2.79%

Last updated:

In 2025, KB Financial Group's total debt was 130.55 T KRW, a 2.79% change from the 127.00 T KRW total debt recorded in the previous year.

The KB Financial Group Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
74.34 T KRW
Jan 1, 2019
88.75 T KRW
Jan 1, 2020
90.35 T KRW
Jan 1, 2021
103.47 T KRW
Jan 1, 2022
140.42 T KRW
Jan 1, 2023
121.39 T KRW
Jan 1, 2024
127.00 T KRW
Jan 1, 2025
130.55 T KRW
The KB Financial Group Debt history
YEARDebtYoY
130.55 TKRW+2.79%
127.00 TKRW+4.63%
121.39 TKRW-13.55%
140.42 TKRW+35.71%
103.47 TKRW+14.52%
90.35 TKRW+1.80%
88.75 TKRW+19.39%
74.34 TKRW+17.74%
63.14 TKRW+20.45%
52.42 TKRW+11.44%
47.04 TKRW+6.84%
44.03 TKRW—

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KB Financial Group Stock analysis

What does KB Financial Group do? KB Financial Group Inc, founded in 2008, is one of the leading financial companies in South Korea, offering a wide range of financial products and services to its customers. The company was formed through the merger of Kookmin Bank, the largest bank in South Korea, and Korea Exchange Bank, one of the country's oldest banks. KB Financial Group Inc has a diversified business model consisting of four main business segments: banking, investment banking, asset management, and insurance. A key part of the business model is to support customers in all stages of life and provide them with individual solutions. In the banking sector, KB Financial Group offers various banking services such as checking accounts, savings accounts, loans, mortgages, credit cards, and electronic banking services. The bank also operates in corporate banking, providing financing and advisory services to corporate clients. The investment banking division of KB Financial Group specializes in providing mergers and acquisitions, asset valuations, financing, and capital market transactions. The investment banking clients include both local and international companies, including governments and state-owned enterprises. The asset management division, another business segment of KB Financial Group, offers investment products such as investment funds, stocks, bonds, and investment trusts. Clients can rely on the expertise of professional investment advisors to find the best investment strategies. The insurance division of KB Financial Group offers various insurance products, including life insurance, accident insurance, health insurance, and pension insurance. The insurance products are aimed at both individual and corporate customers. While KB Financial Group operates mainly domestically, the company also has a presence in foreign markets. Expanding the business into the international market has allowed KB Financial Group to expand its operations in Asia and the United States. The company is now operating in 10 countries and has subsidiaries, branches, and joint ventures. The business of KB Financial Group has been supported by the use of technology and innovation to provide customers with a better banking experience. In this regard, various digital platforms have been developed to provide customers with easy access to banking services and other financial products. Overall, KB Financial Group has established itself as one of the leading financial services companies in South Korea, offering a wide range of services and products to its customers. It remains to be seen how the company will continue to evolve in the future as the financial industry faces new challenges. KB Financial Group is one of the most popular companies on Eulerpool.

Debt Details

Understanding KB Financial Group's Debt Structure

KB Financial Group's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing KB Financial Group's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to KB Financial Group’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in KB Financial Group’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about KB Financial Group stock

Debt of KB Financial Group is 130.55 T KRW in 2025.

Debt of KB Financial Group changed from 127.00 T KRW to 130.55 T KRW, representing a 2.79% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt KB Financial Group since 2006 – with annual values, charts, and detailed analysis.

Debt's KRW is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's KB Financial Group historically and in real time.

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Balance Sheet — KB Financial Group

All Key Metrics — KB Financial Group