Indusind Bank

Indusind Bank ROE

The Return on Equity (ROE) of Indusind Bank (INDUSINDBK.NS) as of Nov 5, 2026 is 3.97 %. In the previous year, Return on Equity (ROE) was 14.20 % — a change of -72.03% (lower).

ROE

3.97 %

YoY

-72.03%

Last updated:

In 2025, Indusind Bank's return on equity (ROE) was 3.97 %, a -72.03% increase from the 14.20 % ROE in the previous year.

The Indusind Bank ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
15.12 INR
Jan 1, 2019
12.37 INR
Jan 1, 2020
12.83 INR
Jan 1, 2021
6.74 INR
Jan 1, 2022
10.00 INR
Jan 1, 2023
13.53 INR
Jan 1, 2024
14.20 INR
Jan 1, 2025
3.97 INR
The Indusind Bank ROE history
YEARROEYoY
3.97 %-72.03%
14.20 %+4.95%
13.53 %+35.26%
10.00 %+48.54%
6.74 %-47.50%
12.83 %+3.73%
12.37 %-18.22%
15.12 %+8.88%
13.89 %+7.51%
12.92 %-23.32%
16.85 %+8.27%
15.56 %+11,091.29%
0.14 %-17.83%
0.17 %+18.75%
0.14 %-2.46%
0.15 %+64.00%
0.09 %+60.13%
0.06 %-12.50%
0.06 %+49.66%
0.04 %—

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Indusind Bank Stock analysis

What does Indusind Bank do? IndusInd Bank Ltd. generates revenue through its Treasury segment, which manages investment portfolios, foreign exchange transactions, equities, and derivatives. The Corporate/ Wholesale Banking segment serves corporate customers with lending and deposit services, capturing earnings from corporate lending and deposits. The Retail Banking segment, split into Digital Banking and Other Retail Banking, provides personal loans, credit cards, vehicle loans, and SME loans to individual and small business customers, with revenue derived from interest and fees on these products. The Other Banking Operation segment handles additional banking activities that support the core segments. The Bank's primary customers include corporate clients for Wholesale Banking, retail clients for Digital and Other Retail Banking, and institutional investors for Treasury operations. Products like credit cards, personal loans, and SME loans are sold directly to end-users, while Treasury activities involve trading and managing financial instruments for profit. The Retail Banking segment's Digital Banking sub-segment focuses on online services, driving customer acquisition and transaction volumes through digital channels. Revenue streams are primarily driven by interest income from loans, fees from credit cards and other services, and profits from Treasury operations. The Corporate/ Wholesale Banking segment's earnings come from corporate lending and deposit services, while Retail Banking's revenue is generated through personal and SME lending, credit card usage, and digital banking engagement. Treasury operations contribute through investment gains and foreign exchange transactions. Indusind Bank is one of the most popular companies on Eulerpool.

ROE Details

Decoding Indusind Bank's Return on Equity (ROE)

Indusind Bank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Indusind Bank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Indusind Bank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Indusind Bank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Indusind Bank stock

Return on Equity (ROE) of Indusind Bank is 3.97 % in 2025.

Return on Equity (ROE) of Indusind Bank changed from 14.20 % to 3.97 %, representing a -72.03% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Indusind Bank since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Indusind Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Indusind Bank

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Indusind Bank