Indusind Bank

Indusind Bank ROA

The Return on Assets (ROA) of Indusind Bank (INDUSINDBK.NS) as of Nov 14, 2026 is 0.46 %. In the previous year, Return on Assets (ROA) was 1.74 % — a change of -73.33% (lower).

ROA

0.46 %

YoY

-73.33%

Last updated:

In 2025, Indusind Bank's return on assets (ROA) was 0.46 %, a -73.33% increase from the 1.74 % ROA in the previous year.

The Indusind Bank ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
1.63 INR
Jan 1, 2019
1.19 INR
Jan 1, 2020
1.45 INR
Jan 1, 2021
0.81 INR
Jan 1, 2022
1.20 INR
Jan 1, 2023
1.63 INR
Jan 1, 2024
1.74 INR
Jan 1, 2025
0.46 INR
The Indusind Bank ROA history
YEARROAYoY
0.46 %-73.33%
1.74 %+7.20%
1.63 %+36.01%
1.20 %+48.05%
0.81 %-44.36%
1.45 %+22.14%
1.19 %-26.98%
1.63 %+1.35%
1.61 %+0.33%
1.60 %-2.65%
1.64 %+1.64%
1.62 %—

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Indusind Bank Stock analysis

What does Indusind Bank do? IndusInd Bank Ltd. generates revenue through its Treasury segment, which manages investment portfolios, foreign exchange transactions, equities, and derivatives. The Corporate/ Wholesale Banking segment serves corporate customers with lending and deposit services, capturing earnings from corporate lending and deposits. The Retail Banking segment, split into Digital Banking and Other Retail Banking, provides personal loans, credit cards, vehicle loans, and SME loans to individual and small business customers, with revenue derived from interest and fees on these products. The Other Banking Operation segment handles additional banking activities that support the core segments. The Bank's primary customers include corporate clients for Wholesale Banking, retail clients for Digital and Other Retail Banking, and institutional investors for Treasury operations. Products like credit cards, personal loans, and SME loans are sold directly to end-users, while Treasury activities involve trading and managing financial instruments for profit. The Retail Banking segment's Digital Banking sub-segment focuses on online services, driving customer acquisition and transaction volumes through digital channels. Revenue streams are primarily driven by interest income from loans, fees from credit cards and other services, and profits from Treasury operations. The Corporate/ Wholesale Banking segment's earnings come from corporate lending and deposit services, while Retail Banking's revenue is generated through personal and SME lending, credit card usage, and digital banking engagement. Treasury operations contribute through investment gains and foreign exchange transactions. Indusind Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding Indusind Bank's Return on Assets (ROA)

Indusind Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Indusind Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Indusind Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Indusind Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Indusind Bank stock

Return on Assets (ROA) of Indusind Bank is 0.46 % in 2025.

Return on Assets (ROA) of Indusind Bank changed from 1.74 % to 0.46 %, representing a -73.33% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Indusind Bank since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Indusind Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Indusind Bank

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Indusind Bank