Muthoot Finance (MUTHOOTFIN.NS) Stock Price

Muthoot Finance Price

NSE·CLOSED
2,842.00INR-40.70 (-1.42 %)
Market closed

Revenue has compounded at 29.8% per year over the past 19 years to 202.14 B INR. Earnings per share have grown at 31.6% per year over the last 19 years. Muthoot Finance's net margin stands at 26.4%, down from 33.5% several years earlier. Muthoot Finance currently offers a dividend yield of about 0.91%. The payout ratio is around 20% of earnings. The dividend has grown at 15.5% per year over the past 13 years. Analysts set a median price target of 3,646.50 INR, implying 28.3% above the current price. Of 27 analysts, 18 rate the stock a buy — an overall Buy consensus. The stock trades about 8% above its 52-week low.

Muthoot Finance stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Muthoot Finance over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Muthoot Finance stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Muthoot Finance's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Muthoot Finance Stock Price History
DateMuthoot Finance Price
8/14/20262,842.00 INR
8/13/20262,882.70 INR
8/12/20262,876.30 INR
8/11/20262,915.90 INR
8/10/20262,906.00 INR
8/7/20262,890.00 INR
8/6/20262,894.20 INR
8/5/20262,892.00 INR
8/4/20262,879.30 INR
7/31/20263,119.60 INR
7/30/20263,019.80 INR
7/28/20262,979.60 INR
7/27/20263,025.90 INR
7/24/20262,986.70 INR
7/23/20263,021.30 INR
7/22/20263,035.60 INR
7/21/20263,079.00 INR
7/20/20262,982.80 INR
7/17/20262,952.60 INR
7/15/20263,016.20 INR
7/14/20263,016.40 INR
7/13/20263,058.50 INR
7/10/20263,129.40 INR
7/9/20263,057.40 INR
7/8/20263,083.30 INR
7/7/20263,124.50 INR
7/6/20263,137.60 INR
7/3/20263,055.30 INR
7/2/20262,949.70 INR
7/1/20262,914.90 INR
6/30/20262,997.30 INR
6/29/20263,021.20 INR
6/25/20263,025.60 INR
6/24/20263,129.90 INR
6/23/20263,119.60 INR
6/22/20263,216.00 INR
6/19/20263,126.10 INR
6/18/20263,182.40 INR
6/17/20263,190.60 INR
6/16/20263,166.90 INR
6/15/20263,201.50 INR
6/12/20263,042.20 INR
6/11/20262,890.00 INR
6/10/20262,898.30 INR
6/9/20262,991.10 INR
6/8/20262,964.70 INR
6/5/20263,153.10 INR
6/4/20263,169.70 INR
6/3/20263,218.30 INR
6/2/20263,262.10 INR
6/1/20263,246.40 INR
5/29/20263,342.90 INR
5/27/20263,306.90 INR
5/26/20263,331.50 INR
5/25/20263,354.40 INR
5/22/20263,296.70 INR
5/21/20263,272.70 INR
5/20/20263,246.50 INR
5/19/20263,303.60 INR
5/18/20263,290.90 INR
5/15/20263,311.40 INR
5/14/20263,531.10 INR
5/13/20263,506.40 INR
5/12/20263,353.40 INR
5/11/20263,438.20 INR
5/8/20263,528.90 INR
5/7/20263,584.30 INR
5/6/20263,533.60 INR
5/5/20263,446.40 INR
5/4/20263,487.70 INR
5/1/20263,424.20 INR
4/30/20263,424.20 INR
4/29/20263,461.10 INR
4/28/20263,496.00 INR
4/27/20263,493.80 INR
4/24/20263,493.50 INR
4/23/20263,561.40 INR
4/22/20263,586.90 INR
4/21/20263,610.20 INR
4/20/20263,531.20 INR
4/17/20263,571.30 INR
4/16/20263,578.00 INR
4/15/20263,598.00 INR
4/13/20263,562.30 INR
4/10/20263,573.90 INR
4/9/20263,475.20 INR
4/8/20263,503.30 INR
4/7/20263,241.40 INR
4/6/20263,289.80 INR
4/2/20263,178.80 INR
4/1/20263,256.00 INR
3/30/20263,160.10 INR
3/27/20263,270.60 INR
3/25/20263,312.80 INR
3/24/20263,135.40 INR
3/23/20263,090.00 INR
3/20/20263,300.00 INR
3/19/20263,306.40 INR
3/18/20263,433.00 INR
3/17/20263,425.00 INR
3/16/20263,340.80 INR
3/13/20263,329.10 INR
3/12/20263,242.30 INR
3/11/20263,160.00 INR
3/10/20263,297.00 INR
3/9/20263,249.40 INR
3/6/20263,239.00 INR
3/5/20263,306.90 INR
3/4/20263,339.00 INR
3/2/20263,466.00 INR
2/27/20263,347.00 INR
2/26/20263,429.90 INR
2/25/20263,508.00 INR
2/24/20263,500.00 INR
2/23/20263,474.00 INR
2/20/20263,461.00 INR
2/19/20263,397.00 INR
2/18/20263,453.00 INR
2/17/20263,489.50 INR
2/16/20263,497.00 INR
2/13/20263,587.00 INR
2/12/20264,070.00 INR
2/11/20263,941.90 INR
2/10/20263,888.00 INR
2/9/20263,777.00 INR
2/6/20263,705.00 INR
2/5/20263,591.90 INR
2/4/20263,711.00 INR
2/3/20263,644.90 INR
2/2/20263,570.00 INR
2/1/20263,500.00 INR
1/30/20263,818.00 INR
1/29/20264,095.00 INR
1/28/20263,971.50 INR
1/27/20263,869.40 INR
1/23/20263,815.00 INR
1/22/20263,859.90 INR
1/21/20263,910.00 INR
1/20/20263,930.00 INR
1/19/20263,938.00 INR
1/16/20263,926.30 INR
1/14/20263,938.00 INR
1/13/20263,915.70 INR
1/12/20263,911.00 INR
1/9/20263,825.00 INR
1/8/20263,853.90 INR
1/7/20263,957.00 INR
1/6/20263,936.00 INR
1/5/20263,920.10 INR
1/2/20263,827.00 INR
1/1/20263,831.80 INR
12/31/20253,809.60 INR
12/30/20253,794.70 INR
12/29/20253,728.00 INR
12/26/20253,803.20 INR
12/24/20253,796.70 INR
12/23/20253,812.00 INR
12/22/20253,782.30 INR
12/19/20253,767.70 INR
12/18/20253,751.50 INR
12/17/20253,763.00 INR
12/16/20253,845.90 INR
12/15/20253,859.80 INR
12/12/20253,841.90 INR
12/11/20253,741.90 INR
12/10/20253,749.60 INR
12/9/20253,745.00 INR
12/8/20253,763.10 INR
12/5/20253,791.80 INR
12/4/20253,700.00 INR
12/3/20253,758.90 INR
12/2/20253,785.00 INR
12/1/20253,810.00 INR
11/28/20253,739.90 INR
11/27/20253,753.00 INR
11/26/20253,728.10 INR
11/25/20253,697.90 INR
11/24/20253,601.00 INR
11/21/20253,641.90 INR
11/20/20253,700.50 INR
11/19/20253,705.00 INR
11/18/20253,692.10 INR
11/17/20253,746.80 INR
11/14/20253,730.00 INR
11/13/20253,400.00 INR
11/12/20253,324.60 INR
11/11/20253,378.00 INR
11/10/20253,325.00 INR
11/7/20253,223.00 INR
11/6/20253,180.00 INR
11/4/20253,191.00 INR
11/3/20253,179.20 INR
10/31/20253,191.00 INR
10/30/20253,183.40 INR
10/29/20253,184.80 INR
10/28/20253,173.30 INR
10/27/20253,150.00 INR
10/24/20253,150.00 INR
10/23/20253,178.00 INR
10/21/20253,274.00 INR
10/20/20253,311.30 INR
10/17/20253,335.00 INR
10/16/20253,267.60 INR
10/15/20253,263.00 INR
10/14/20253,215.00 INR
10/13/20253,216.00 INR
10/10/20253,165.00 INR
10/9/20253,245.00 INR
10/8/20253,265.00 INR
10/7/20253,240.00 INR
10/6/20253,220.00 INR
10/3/20253,172.80 INR
10/1/20253,139.00 INR
9/30/20253,080.00 INR
9/29/20253,055.80 INR
9/26/20253,017.80 INR
9/25/20253,045.00 INR
9/24/20253,085.00 INR
9/23/20253,060.00 INR
9/22/20253,060.00 INR
9/19/20252,945.90 INR
9/18/20252,942.30 INR
9/17/20252,943.50 INR
9/16/20252,988.10 INR
9/15/20252,937.40 INR
9/12/20252,925.00 INR
9/11/20252,882.00 INR
9/10/20252,894.00 INR
9/9/20252,941.00 INR
9/8/20252,900.40 INR
9/5/20252,830.10 INR
9/4/20252,834.90 INR
9/3/20252,795.00 INR
9/2/20252,697.00 INR
9/1/20252,710.00 INR
8/29/20252,639.00 INR
8/28/20252,649.00 INR
8/26/20252,675.00 INR
8/25/20252,681.40 INR
8/22/20252,671.40 INR
8/21/20252,666.00 INR
8/20/20252,684.20 INR
8/19/20252,746.00 INR
8/18/20252,771.00 INR
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Muthoot Finance Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
118.98 B INR
51.35 B INR
36.12 B INR
Jan 1, 2024
150.62 B INR
65.23 B INR
43.24 B INR
Jan 1, 2025
202.14 B INR
89.14 B INR
53.33 B INR
Jan 1, 2026 (e)
169.44 B INR
70.13 B INR
96.14 B INR
Jan 1, 2027 (e)
206.88 B INR
85.62 B INR
116.74 B INR
Jan 1, 2028 (e)
231.22 B INR
95.70 B INR
128.63 B INR
Jan 1, 2029 (e)
246.68 B INR
102.10 B INR
157.06 B INR
Jan 1, 2030 (e)
844.04 B INR
349.34 B INR
161.59 B INR

Muthoot Finance Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 17, 2026, 5:22 PM
 
REVENUEB INR
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB INR
EBITB INR
EBIT MARGIN%
NET INCOMEB INR
NET INCOME GROWTH%
DIV.INR
DIV. GROWTH%
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
43.2549.2059.1167.0075.3996.10113.66121.36118.98150.62202.14169.44206.88231.22246.68844.04
-12.2413.7720.1413.3512.5327.4718.276.78-1.9626.5934.21-16.1822.0911.776.69242.16
51.1653.5459.9268.2566.3767.0063.9564.9464.6463.9663.6463.6463.6463.6463.6463.64
22.1226.3435.4245.7350.0464.3972.6878.8276.9096.34128.65107.84131.66147.15156.99537.17
10.1713.0619.3131.3232.6743.6152.0757.1551.3565.2389.1470.1385.6295.70102.10349.34
23.5126.5532.6746.7543.3445.3845.8247.0943.1643.3144.1041.3941.3941.3941.3941.39
6.718.1512.0018.3020.7831.3838.0440.1736.1243.2453.3396.14116.74128.63157.06161.59
-13.9921.3947.3152.5113.5651.0221.235.58-10.0719.7123.3380.2721.4310.1822.112.88
7.502.006.0010.0012.0015.0020.0020.0022.0024.0026.0026.0031.2037.44––
7.14-73.33200.0066.6720.0025.0033.33–10.009.098.33–20.0020.00––
399.00403.00401.00401.00401.00401.00401.00401.00401.46401.49401.47401.47401.47401.47401.47401.47
Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Muthoot Finance generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Muthoot Finance retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Muthoot Finance's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Muthoot Finance has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Muthoot Finance's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Muthoot Finance stock margins

The Muthoot Finance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Muthoot Finance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Muthoot Finance.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
63.95 %
45.82 %
33.47 %
Jan 1, 2022
64.94 %
47.09 %
33.10 %
Jan 1, 2023
64.64 %
43.16 %
30.36 %
Jan 1, 2024
63.96 %
43.31 %
28.71 %
Jan 1, 2025
63.64 %
44.10 %
26.38 %
Jan 1, 2026 (e)
63.64 %
41.39 %
56.74 %
Jan 1, 2027 (e)
63.64 %
41.39 %
56.43 %
Jan 1, 2028 (e)
63.64 %
41.39 %
55.63 %

Muthoot Finance Stock Revenue, EBIT, Earnings per Share

The Muthoot Finance earnings per share therefore indicates how much revenue Muthoot Finance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
283.44 INR
129.86 INR
94.87 INR
Jan 1, 2022
302.64 INR
142.52 INR
100.16 INR
Jan 1, 2023
296.36 INR
127.90 INR
89.98 INR
Jan 1, 2024
375.14 INR
162.47 INR
107.71 INR
Jan 1, 2025
503.50 INR
222.02 INR
132.83 INR
Jan 1, 2026 (e)
422.05 INR
174.68 INR
239.46 INR
Jan 1, 2027 (e)
515.30 INR
213.27 INR
290.78 INR
Jan 1, 2028 (e)
575.92 INR
238.37 INR
320.39 INR

Muthoot Finance business model & stock analysis

Muthoot Finance Ltd is an Indian company specializing in finance. It was established in 1939 and is headquartered in the southern Indian state of Kerala. The company operates over 4,500 branches in India and 18 other countries. The history of Muthoot Finance Ltd began with M. George Muthoot, who started as a small moneylender in Kozhencherry, Kerala in 1939. He had a vision to improve people's lives through financial services and gold management. His sons, M. George Muthoot, M. George Muthoot, Thomas Muthoot, and George Jacob Muthoot, later took over the company and made it one of the leading gold finance companies in India. Muthoot Finance Ltd offers a wide range of financial products to its customers, including pawn loans, gold financing services, insurance, foreign currency loans, travel insurance, and more. The company focuses particularly on gold financial services and holds a leading position in this area. The business model of Muthoot Finance Ltd is based on the concept of pawnbroking or pawn business. Customers can deposit their gold items such as jewelry or coins as collateral and typically receive loans within minutes. The gold is evaluated according to strict rules and valued based on the daily gold price. The company has served over 160 million customers as of 2021. The company also operates other business segments such as offering microfinance services, insurance, and investment services. With this wide range of products, the company has high growth potential to expand into new market segments and countries. The various divisions of Muthoot Finance Ltd are closely interconnected and form a cohesive unit that focuses on the needs of its customers. Additionally, the company has plans to expand its business into other areas such as retail and real estate. Muthoot Finance Ltd offers a wide range of products to its customers. In the pawnbroking services segment, the company provides loans against gold bars, gold coins, and gold jewelry. In this segment, the company focuses on meeting customer needs through customer-oriented products such as "Bigg ho ya chhotta, har gold ko hoti hai same value" ("Regardless of its size, every gold has the same value") or "Muthoot Blue." The company also offers other types of loans, such as mortgage loans, auto or personal loans, as well as business or construction loans. It has partnerships with third-party providers to offer various financial products such as insurance and investment funds. The mission of Muthoot Finance Ltd is to fulfill the financial needs and dreams of its customers through an innovative range of financial products and services. The company is also committed to making a sustainable impact on the community through social initiatives and programs. It has supported projects related to environmental responsibility, healthcare, and education, contributing to improving people's quality of life. Overall, Muthoot Finance Ltd can be considered a leading company in the gold pawn loan sector, offering a wide range of financial services to its customers. The company has strong growth potential to expand its products into new markets and establish itself in other industries. Through its customer-oriented innovations and social initiatives, it will continue to have a positive impact on the community.

Muthoot Finance Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Muthoot Finance historical P/E ratio, EBIT multiple, and P/S ratio

Muthoot Finance annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Muthoot Finance shares outstanding

The number of shares of Muthoot Finance was 401.47 M in 2025. This indicates how many shares Muthoot Finance is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
401.00 M Stocks
Jan 1, 2022
401.00 M Stocks
Jan 1, 2023
401.46 M Stocks
Jan 1, 2024
401.49 M Stocks
Jan 1, 2025
401.47 M Stocks
Jan 1, 2026 (e)
401.47 M Stocks
Jan 1, 2027 (e)
401.47 M Stocks
Jan 1, 2028 (e)
401.47 M Stocks

Muthoot Finance Dividend History

14 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
202526.00INR↑ 8.3%1×
Apr 25, 202526.00INR↑ 8.3%1/1
202424.00INR↑ 9.1%1×
202322.00INR↑ 10.0%1×
202220.00INR 0.0%1×
202120.00INR↑ 33.3%1×
202015.00INR↑ 25.0%1×
201912.00INR↑ 20.0%1×
201810.00INR↑ 66.7%1×
20176.00INR↑ 200.0%1×
20162.00INR↓ 66.7%1×

Muthoot Finance dividend history and estimates

In 2025, Muthoot Finance paid a dividend amounting to 26.00 INR. Dividend means that Muthoot Finance distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021 (e)
0.00 INR
20.00 INR
Jan 1, 2022
20.00 INR
0.00 INR
Jan 1, 2023
22.00 INR
0.00 INR
Jan 1, 2024 (e)
0.00 INR
24.00 INR
Jan 1, 2025
26.00 INR
0.00 INR
Jan 1, 2026
26.00 INR
0.00 INR
Jan 1, 2027 (e)
0.00 INR
31.20 INR
Jan 1, 2028 (e)
0.00 INR
37.44 INR

Muthoot Finance dividend payout ratio

In 2025, Muthoot Finance had a payout ratio of 19.57%. The payout ratio indicates the percentage of the company's profits that Muthoot Finance distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
21.08 %
Jan 1, 2022
19.97 %
Jan 1, 2023
24.45 %
Jan 1, 2024
22.28 %
Jan 1, 2025
19.57 %
Jan 1, 2026 (e)
10.86 %
Jan 1, 2027 (e)
10.73 %
Jan 1, 2028 (e)
11.69 %

Current Muthoot Finance forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
5.66 %
Buy
66.67 % (18)
Hold
14.81 % (4)
Sell
18.52 % (5)
12M Price Target
3,646.50
Last Price
2,842.00
Currency
INR
12M Return Potential
28.31 %
LTM Return
0 %

Muthoot Finance Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
5/17/202427.63INR-21.40 BINR-2024 Q4
2/5/202426.48INR-20.28 BINR-2024 Q3

EESG©

Eulerpool ESG Scorecard© for the Muthoot Finance stock

46/100
35
Environment
74
Social
30
Governance
E

Environment

20
Scope 1 - Direct Emissions992
Scope 2 - Indirect emissions from purchased energy20,548
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions21,540
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees24.87
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Muthoot Finance shareholder structure

% Name
0.89110%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.72617%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.51922%
AllianceBernstein L.P.
AllianceBernstein L.P.
0.49196%
Tata Asset Management Ltd.
Tata Asset Management Ltd.
0.45542%
ICICI Prudential Asset Management Co. Ltd.
ICICI Prudential Asset Management Co. Ltd.
0.41759%
PGIM India Asset Management Private Limited
PGIM India Asset Management Private Limited
...

Muthoot Finance Beneficial Ownership Filings (SEC 13D/G)

Free Float
26.7%
Float Shares
-
Shares Outstanding
-

Muthoot Finance Executives and Management Board

20 members · avg. age 63 · 5 % women

GM

Mr. George Muthoot (69)

Managing Director, Whole Time Director · since 2014

270.31 M INR

Management

OM

Mr. Oommen Mammen (49)

Chief Financial Officer

17.36 M INR
RA

Mr. Rajesh A.

Company Secretary · since 2023

1.86 M INR
KB

Mr. Kuttikattu Bijimon

Chief Operating Officer, Executive Director · since 2023

–
TK

Mr. Thomas Kokkoth

Chief Risk Officer

–

Board of Directors

GM

Mr. George Muthoot (72)

Chairman of the Board and Whole Time Director · since 2014

270.31 M INR
AG

Mr. Alexander George (45)

Whole Time Director · since 2014

270.31 M INR
GM

Mr. George Muthoot (74)

Whole Time Director · since 2014

270.31 M INR
GA

Mr. George Alexander

Whole Time Director · since 2021

26.14 M INR
GG

Mr. George George

Whole Time Director · since 2021

26.14 M INR
GJ

Mr. George Jacob (41)

Whole Time Director · since 2021

26.14 M INR

Frequently asked questions about Muthoot Finance

Muthoot Finance Ltd primarily operates in various countries and regions. These include India, where the company is headquartered, as well as the United States, the United Kingdom, the United Arab Emirates, Sri Lanka, and Nepal. With a widespread presence, Muthoot Finance Ltd has established itself as a leading financial institution in these regions, offering a range of services such as gold loans, microfinance, housing finance, and more.

Muthoot Finance Ltd operates as a non-banking financial institution that mainly offers gold loan financing services. The business model of Muthoot Finance Ltd revolves around providing secured loans by accepting gold jewelry as collateral, making it accessible to individuals who may not qualify for traditional bank loans. With a strong presence in India, Muthoot Finance Ltd has established a robust network of branches that enables them to reach a wide customer base. By leveraging this business model, Muthoot Finance Ltd aims to provide financial assistance while ensuring the safety of customer assets through prudent risk management practices.

Muthoot Finance Ltd is primarily active in the financial services industry.

Some main competitors of Muthoot Finance Ltd in the market include Manappuram Finance Ltd, Bajaj Finance Ltd, Shriram Transport Finance Company Ltd, and Capital First Ltd.

Muthoot Finance Ltd is a renowned company based in India that specializes in providing financial services. Established in 1939, it initially started as a small trading business in Kochi, Kerala. Over the years, the company diversified its operations and ventured into the gold finance sector. Muthoot Finance Ltd rapidly expanded its branch network and became the largest gold financing company in India. With a strong customer base and a solid presence across the country, it offers a wide range of financial products and services to cater to different needs. Muthoot Finance Ltd has built a strong reputation for providing accessible and reliable financial solutions to its customers.

Muthoot Finance Ltd has achieved several significant milestones in its journey. With over 130 years of rich history, the company has emerged as a leading financial institution in India. Some notable achievements include becoming the largest gold financing company globally, having a wide network of branches across the country, and maintaining a strong customer base. Muthoot Finance Ltd has also been recognized for its consistent growth, strong profitability, and commitment to providing reliable financial services to its customers. These milestones highlight the company's dedication to excellence and its ability to adapt to the evolving needs of the market.

Muthoot Finance Ltd represents the values of trust, transparency, and customer-centricity. With their strong corporate philosophy, they strive to provide accessible financial services with integrity and professionalism. Muthoot Finance Ltd believes in fostering long-term relationships with customers, meeting their diverse financial needs, and ensuring utmost customer satisfaction. Through their extensive network of branches and qualified workforce, they aim to deliver innovative solutions and maintain a strong customer focus. Muthoot Finance Ltd's commitment to ethical practices, fair dealing, and reliability has established them as a leading player in the financial services industry.

Analysts currently set an average price target of 3,501.43 INR for the Muthoot Finance stock (median: 3,646.50 INR), implying +23.2 % versus the latest price. The consensus is based on 27 analyst ratings.

Muthoot Finance Analyst Price Targets 2026

27 analysts currently rate the Muthoot Finance stock: 18 recommend buying, 4 holding and 5 selling. For 2026, analysts expect Muthoot Finance to generate revenue of 169.44 B INR and earnings per share of 239.46 INR.

Muthoot Finance Analyst Price Targets 2026

Converted at the current exchange rate, the Muthoot Finance share trades at 25.74 EUR (2,842.00 INR).

Muthoot Finance Ltd is an Indian company that specializes in gold loans and various financial services. The company was founded in 1939 by M. George Muthoot and is headquartered in Kerala. It is now one of India's largest financial companies, with over 4,200 branches across the country. The business model of Muthoot Finance Ltd is primarily based on offering secured loans against gold. Customers can quickly and easily obtain cash equivalent to the value of their gold, with the gold serving as security for the loan. The amount of the loan depends on various factors such as the gold content, the current gold price, and the customer's creditworthiness. In recent years, the company has expanded its offerings and now also provides other financial services. These include microloans, insurance, foreign exchange, and money transfers. These services are availed by customers who do not have access to traditional banking services or do not have sufficient creditworthiness. Muthoot Finance also operates a jewelry sales division called Muthoot Exim, which offers a wide range of traditional and modern gold, silver, and diamond jewelry. The jewelry pieces are sourced from in-house production as well as other manufacturers, and are available in the company's branches as well as online. In addition to the regular operations of pawn and microloans, the company also offers specialized services such as the "Muthoot Blue" program. This is a credit card specifically designed for employees of blue-chip companies and government agencies. This card offers exclusive offers and discounts at selected partners, as well as accident and liability insurance. As part of its growth strategy, Muthoot Finance also plans to expand into the international market. The company has already opened branches in Dubai, the UK, the US, and Sri Lanka, and plans to further expand its business in other countries. Overall, the business model of Muthoot Finance is based on providing fast, easy, and accessible financial solutions for people who do not have access to traditional banking services or do not have sufficient creditworthiness. The company has expanded its offerings to include a wider range of financial services, with a continued focus on secured loans against gold. Through its expansion plans, the company is likely to reach even more customers in the future and further expand its business.

The expected revenue of Muthoot Finance is 169.44 B INR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Muthoot Finance is 96.14 B INR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Muthoot Finance is currently 11.87. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Muthoot Finance stock.

The price-to-sales ratio (P/S) of Muthoot Finance is currently 6.73. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Muthoot Finance stock.

The Eulerpool Quality Score for Muthoot Finance is 7/10.

The ISIN of Muthoot Finance is INE414G01012. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Muthoot Finance is MUTHOOTFIN.NS. The ticker symbol is used to trade Muthoot Finance shares on the stock exchange.

Over the past 12 months, Muthoot Finance paid a dividend of 26.00 INR . This corresponds to a dividend yield of about 0.91 %. For the coming 12 months, Muthoot Finance is expected to pay a dividend of 31.20 INR.

The current dividend yield of Muthoot Finance is 0.91 %.

Muthoot Finance pays a dividend, distributed in the months of , , , .

Muthoot Finance paid dividends every year for the past 14 years.

For the upcoming 12 months, dividends amounting to 31.20 INR are expected. This corresponds to a dividend yield of 1.10 %.

Muthoot Finance is assigned to the 'Finance' sector.

To receive the latest dividend of Muthoot Finance from amounting to 26 INR, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

The dividends of Muthoot Finance are distributed in INR.

All fundamentals and in-depth analysis of Muthoot Finance

Our stock analysis for Muthoot Finance stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Muthoot Finance. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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