IDFC First Bank Stock

IDFC First Bank ROA

The Return on Assets (ROA) of IDFC First Bank (IDFCFIRSTB.NS) as of Aug 7, 2026 is 0.43 %. In the previous year, Return on Assets (ROA) was 0.99 % — a change of -56.37% (lower).

ROA

0.43 %

YoY

-56.37%

Last updated:

In 2026, IDFC First Bank's return on assets (ROA) was 0.43 %, a -56.37% increase from the 0.99 % ROA in the previous year.

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IDFC First Bank Stock analysis

What does IDFC First Bank do? The IDFC First Bank Ltd is an Indian bank that was founded in 2015. The bank was formed from the merger of Infrastructure Development Finance Company (IDFC) and Capital First Ltd. The IDFC First Bank Ltd offers a variety of financial services, including deposits, loans, payments, insurance, asset management, debit cards, and digital banking solutions. The bank aims to be a trusted financial institution that supports its customers through innovative, transparent, and customer-oriented approaches. The bank operates in three main divisions: retail banking, wholesale banking, and treasury and capital markets. The bank also offers digital banking solutions, including API banking and a mobile app for account management and transactions. The IDFC First Bank is one of the leading banks in India and has quickly established a strong position in the Indian banking market with its innovative and customer-oriented strategy. IDFC First Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding IDFC First Bank's Return on Assets (ROA)

IDFC First Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing IDFC First Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider IDFC First Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in IDFC First Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about IDFC First Bank stock

Return on Assets (ROA) of IDFC First Bank is 0.43 % in 2026.

Return on Assets (ROA) of IDFC First Bank changed from 0.99 % to 0.43 %, representing a -56.37% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) IDFC First Bank since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s IDFC First Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — IDFC First Bank

All Key Metrics — IDFC First Bank