IDFC First Bank (IDFCFIRSTB.NS) Stock Price
IDFC First Bank Price
Revenue has compounded at 28.2% per year over the past 10 years to 484.22 B INR. Earnings per share have grown at 11.2% per year over the last 10 years. IDFC First Bank's net margin stands at 3.3%, up from 0.6% several years earlier. IDFC First Bank currently offers a dividend yield of about 0.90%. The payout ratio is around 31% of earnings. The dividend has grown at 44.2% per year over the past 3 years. Analysts set a median price target of 86.70 INR, implying 3.5% above the current price. Of 25 analysts, 16 rate the stock a buy — an overall Buy consensus. The stock trades about 42% above its 52-week low.
IDFC First Bank stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of IDFC First Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how IDFC First Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing IDFC First Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | IDFC First Bank Price |
|---|---|
| 9/25/2026 | 83.78 INR |
| 9/24/2026 | 83.76 INR |
| 9/23/2026 | 87.90 INR |
| 9/22/2026 | 85.37 INR |
| 9/21/2026 | 85.80 INR |
| 9/18/2026 | 85.92 INR |
| 9/17/2026 | 86.33 INR |
| 9/16/2026 | 85.01 INR |
| 9/15/2026 | 85.77 INR |
| 9/11/2026 | 86.21 INR |
| 9/10/2026 | 86.84 INR |
| 9/9/2026 | 86.00 INR |
| 9/8/2026 | 86.50 INR |
| 9/7/2026 | 86.44 INR |
| 9/4/2026 | 86.71 INR |
| 9/3/2026 | 87.50 INR |
| 9/2/2026 | 84.73 INR |
| 9/1/2026 | 84.90 INR |
| 8/31/2026 | 84.30 INR |
| 8/28/2026 | 83.12 INR |
| 8/27/2026 | 83.77 INR |
| 8/26/2026 | 84.40 INR |
| 8/25/2026 | 85.00 INR |
| 8/24/2026 | 85.89 INR |
| 8/21/2026 | 86.75 INR |
| 8/20/2026 | 85.84 INR |
| 8/19/2026 | 85.25 INR |
| 8/18/2026 | 84.76 INR |
| 8/17/2026 | 85.05 INR |
| 8/14/2026 | 85.69 INR |
IDFC First Bank Revenue, Net Income
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IDFC First Bank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB INR |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB INR |
| NET INCOMEB INR |
| NET INCOME GROWTH% |
| DIVIDENDDIV.INR |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESB |
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027e | 2028e | 2029e | 2030e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| – | 40.48 | 77.81 | 103.91 | 118.98 | 169.11 | 190.27 | 207.62 | 272.83 | 363.50 | 434.78 | 484.22 | 350.58 | 419.62 | 501.56 | 590.64 |
| – | – | 92.22 | 33.54 | 14.50 | 42.14 | 12.51 | 9.12 | 31.41 | 33.23 | 19.61 | 11.37 | -27.60 | 19.69 | 19.53 | 17.76 |
| – | 30.79 | 16.27 | 31.42 | 26.51 | 39.52 | 54.88 | 64.04 | 63.02 | 61.84 | 60.42 | 60.07 | 60.07 | 60.07 | 60.07 | 60.07 |
| 290.89 | 12.47 | 12.66 | 32.65 | 31.54 | 66.83 | 104.42 | 132.97 | 171.93 | 224.80 | 262.71 | 290.89 | 210.61 | 252.08 | 301.31 | 354.82 |
| -1.16 | 2.18 | 10.19 | 8.80 | -19.08 | -28.43 | 4.83 | 1.32 | 24.85 | 29.42 | 14.90 | 16.11 | 34.40 | 48.98 | 65.54 | 91.71 |
| – | -288.33 | 367.46 | -13.62 | -316.82 | 49.04 | -116.99 | -72.61 | 1,778.23 | 18.41 | -49.35 | 8.07 | 113.57 | 42.40 | 33.82 | 39.92 |
| – | 0.25 | 0.75 | 0.75 | 0.75 | – | – | – | – | – | – | – | 0.90 | 1.08 | 1.30 | – |
| – | – | 200.00 | – | – | – | – | – | – | – | – | – | – | 20.00 | 20.37 | – |
| 5.26 | 3.40 | 3.45 | 3.40 | 4.78 | 5.71 | 6.31 | 6.29 | 7.11 | 7.40 | 8.86 | 8.70 | 8.70 | 8.70 | 8.70 | 8.70 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales IDFC First Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue IDFC First Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare IDFC First Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares IDFC First Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against IDFC First Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
IDFC First Bank stock margins
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IDFC First Bank Revenue per Share, Earnings per Share
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IDFC First Bank business model & stock analysis
IDFC First Bank SWOT Analysis
Strengths
1. Established Brand: IDFC First Bank Ltd has a strong brand presence in the banking industry.
2. Extensive Network: The bank has a widespread branch network, enabling it to reach a large customer base.
3. Diverse Product Portfolio: IDFC First Bank Ltd offers a wide range of banking products and services, catering to the varied needs of its customers.
Weaknesses
1. Limited Market Share: The bank faces tough competition from well-established players in the banking sector, resulting in a relatively small market share.
2. Non-performing Assets: IDFC First Bank Ltd has faced challenges related to non-performing assets (NPAs) in the past, impacting its financial performance.
3. Lack of International Presence: Unlike some of its competitors, the bank has limited presence and operations outside of India, limiting its global reach.
Opportunities
1. Growing Digital Banking Market: The increasing adoption of digital banking presents an opportunity for IDFC First Bank Ltd to enhance its online presence and attract tech-savvy customers.
2. Financial Inclusion Initiatives: The Indian government's focus on financial inclusion provides the bank with an opportunity to expand its customer base by targeting unbanked segments of the population.
3. Cross-selling: IDFC First Bank Ltd can explore cross-selling opportunities within its existing customer base to increase revenue and deepen customer relationships.
Threats
1. Intense Competition: The banking sector in India is highly competitive, with both traditional and new-age financial institutions vying for market share.
2. Economic Instability: Any economic downturn or instability in the financial market can adversely impact the bank's profitability and asset quality.
3. Regulatory Changes: Changes in banking regulations or policies imposed by regulatory bodies can pose challenges and require additional compliance efforts from IDFC First Bank Ltd.
IDFC First Bank Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
IDFC First Bank historical P/E ratio, EBIT multiple, and P/S ratio
IDFC First Bank annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down IDFC First Bank's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in IDFC First Bank's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare IDFC First Bank's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
IDFC First Bank shares outstanding
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IDFC First Bank Dividend History
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IDFC First Bank dividend payout ratio
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Current IDFC First Bank forecasts and price targets in September 2026
Analyst Price Targets 2026IDFC First Bank Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 10/26/2026 | 1.16INR | - | 85.52 BINR | - | 2026 Q3 |
| 7/25/2026 | 0.75INR | 1.27INR | 79.67 BINR | - | 2026 Q2 |
| 4/25/2026 | 0.45INR | 0.40INR | 79.21 BINR | - | 2026 Q1 |
| 1/31/2026 | 0.65INR | 0.60INR | 74.51 BINR | - | 2025 Q4 |
| 10/18/2025 | 0.61INR | 0.40INR | 70.57 BINR | - | 2025 Q3 |
| 7/26/2025 | 0.55INR | 0.60INR | 65.38 BINR | - | 2025 Q2 |
| 4/26/2025 | 0.53INR | 0.41INR | 68.72 BINR | - | 2025 Q1 |
| 1/25/2025 | 0.66INR | 0.48INR | 67.14 BINR | - | 2024 Q4 |
| 10/26/2024 | 0.88INR | 0.28INR | 65.96 BINR | - | 2024 Q3 |
| 7/27/2024 | 1.05INR | 0.95INR | 64.08 BINR | - | 2024 Q2 |
EESG©
Eulerpool ESG Scorecard© for the IDFC First Bank stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
IDFC First Bank shareholder structure
| % | Name |
|---|---|
1.60666% | |
1.28345% | |
1.13884% | |
0.97486% | |
0.72665% | |
0.72181% |
IDFC First Bank Beneficial Ownership Filings (SEC 13D/G)
IDFC First Bank Executives and Management Board
15 members · avg. age 62 · 13 % women
Mr. V. Vaidyanathan (57)
Chief Executive Officer, Managing Director, Executive Director · since 2018
55.48 M INR
Management
Mr. Satish Gaikwad (44)
Company Secretary, Head - Legal
Mr. Sudhanshu Jain
Chief Financial Officer, Head - Corporate Centre
Mr. Neerav Maniar
Chief Compliance Officer
Mr. Nitin Chauhan
Chief Information Security Office
Board of Directors
Mr. Pradeep Natarajan (52)
Whole-Time Director (Additional Director)
Mr. Sanjeeb Chaudhuri (72)
Part-Time Non-Executive Independent Chairman of the Board · since 2019
Mr. Pravir Vohra (70)
Non-Executive Independent Director
Mr. S. Ganesh Kumar (65)
Non-Executive Independent Director
Mr. Aashish Kamat (59)
Non-Executive Independent Director
Ms. Matangi Gowrishankar (67)
Additional Non-Executive Independent Director
Frequently asked questions about IDFC First Bank
The business model of IDFC First Bank Ltd revolves around offering a wide range of banking and financial services to its customers. The company provides various products and services, including savings and current accounts, fixed and recurring deposits, loans, credit cards, insurance, and wealth management solutions. By focusing on customer needs and delivering innovative banking solutions, IDFC First Bank aims to provide a seamless and convenient banking experience. With a customer-centric approach, the company strives to strengthen its position in the banking industry while fostering long-term relationships with individuals, small businesses, and corporate clients.
IDFC First Bank Ltd is primarily active in the financial industry.
IDFC First Bank Ltd faces competition from various players in the market. Some of its main competitors include large public sector banks such as State Bank of India (SBI), Punjab National Bank (PNB), and Bank of Baroda (BOB). Additionally, it competes with private sector banks like HDFC Bank, ICICI Bank, and Axis Bank. These competitors pose a challenge for IDFC First Bank Ltd in terms of market share, customer acquisition, and offering competitive banking products and services.
IDFC First Bank Ltd, formerly known as IDFC Bank, is a leading Indian financial institution. Established in 2015, it is the result of a merger between IDFC Bank and Capital First Ltd. The bank operates through a widespread network of branches offering a wide range of banking products and services. IDFC First Bank focuses on providing inclusive and accessible financial solutions to individuals, small and medium-sized enterprises, and corporates. With a strong emphasis on technology and customer-centric initiatives, IDFC First Bank aims to revolutionize the banking experience in India. This commitment is reflected in its innovative digital platforms, robust risk management systems, and efficient customer service.
IDFC First Bank Ltd has achieved significant milestones since its inception. The company transformed from being a dedicated infrastructure financier to a universal bank in 2015. Key milestones include the merger of IDFC Bank Ltd and Capital First Ltd in December 2018, which resulted in the formation of IDFC First Bank Ltd. This strategic merger helped the bank expand its customer base and product offerings. Additionally, the bank has focused on digital innovation, enabling customers to access banking services through convenient online platforms. IDFC First Bank Ltd continues to grow, adapt and serve its customers with a diversified range of financial solutions.
IDFC First Bank Ltd is primarily present in India.
IDFC First Bank Ltd represents values and corporate philosophy rooted in honesty, integrity, and customer-centricity. As one of India's leading banks, it is committed to fostering a culture of trust and transparency in its operations. With a strong focus on delivering superior banking experiences, IDFC First Bank Ltd prioritizes innovation and technology to provide customers with convenient and secure financial solutions. The bank aims to empower individuals and businesses alike by offering a wide range of products and services tailored to their diverse needs. IDFC First Bank Ltd is dedicated to driving financial inclusion and contributing to the growth and development of the communities it serves.
Analysts currently set an average price target of 89.01 INR for the IDFC First Bank stock (median: 86.70 INR), implying +6.2 % versus the latest price. The consensus is based on 25 analyst ratings.
25 analysts currently rate the IDFC First Bank stock: 16 recommend buying, 7 holding and 2 selling.
Converted at the current exchange rate, the IDFC First Bank share trades at 0.77 EUR (83.78 INR).
The IDFC First Bank share (IDFCFIRSTB.NS) is listed on 2 stock exchanges, including: NSE (Indien) (IDFCFIRSTB.NS).
IDFC First Bank Ltd is an Indian bank headquartered in Mumbai, which offers various banking products and services. The business model of IDFC First Bank is focused on retail, business account, and asset management business. IDFC First Bank offers various types of retail accounts, including savings and current accounts, as well as debit cards. It also offers special accounts, such as salary accounts for employees working in specific companies, as well as accounts for senior citizens. Additionally, the bank offers various types of loans, such as personal, home, and vehicle loans. The bank is also involved in the asset management industry. It offers various types of products, such as mutual funds, portfolios, and pension plans. It has also developed a mobile app that allows customers to conveniently access the bank's asset management services. Another important segment of IDFC First Bank is the business account. The bank offers various types of business loans, such as working capital loans, business loans, and factoring services. Additionally, it also provides cash management solutions and payment processing services. IDFC First Bank is also engaged in credit card issuance. The bank offers various types of credit cards tailored to the customer's needs, such as rewards credit cards, premium credit cards, and co-branded credit cards. It also offers various benefits such as travel rewards, loyalty points, and cashback programs. The bank has also developed an online banking platform and a mobile app to provide customers with a convenient banking experience. Customers can manage their accounts online, transfer money, pay bills, and much more. In summary, IDFC First Bank Ltd offers a wide range of banking products and services, including retail accounts, asset management, business accounts, credit cards, and online banking. The bank is committed to providing its customers with a convenient banking experience by offering innovative products and services and providing a user-friendly online platform.
The revenue of IDFC First Bank is 484.22 B INR. This figure is based on current financial data and reflects the company's business performance.
The profit of IDFC First Bank is 16.11 B INR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of IDFC First Bank is currently 45.23. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the IDFC First Bank stock.
The price-to-sales ratio (P/S) of IDFC First Bank is currently 1.50. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the IDFC First Bank stock.
The Eulerpool Quality Score for IDFC First Bank is 5/10.
The ISIN of IDFC First Bank is INE092T01019. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of IDFC First Bank is IDFCFIRSTB.NS. The ticker symbol is used to trade IDFC First Bank shares on the stock exchange.
Over the past 12 months, IDFC First Bank paid a dividend of 0.75 INR . This corresponds to a dividend yield of about 0.90 %. For the coming 12 months, IDFC First Bank is expected to pay a dividend of 0.90 INR.
The current dividend yield of IDFC First Bank is 0.90 %.
IDFC First Bank paid dividends every year for the past 0 years.
For the upcoming 12 months, dividends amounting to 0.90 INR are expected. This corresponds to a dividend yield of 1.07 %.
IDFC First Bank is assigned to the 'Finance' sector.
To receive the latest dividend of IDFC First Bank from 7/31/2018 amounting to 0.75 INR, you needed to have the stock in your portfolio before the ex-date on 7/23/2018.
The last dividend was paid out on 7/31/2018.
In the year 2019, IDFC First Bank distributed 0.75 INR as dividends.
The dividends of IDFC First Bank are distributed in INR.
IDFC First Bank stock
IDFC First Bank Peer Group
IDFC First Bank Ticker
IDFC First Bank FIGI
All fundamentals and in-depth analysis of IDFC First Bank
Our stock analysis for IDFC First Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of IDFC First Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.