High Templar Tech (HTT) Stock Price

High Templar Tech Price

NYSE·CLOSED
2.51CNY-0.16 (-6.18 %)
Market closed

Revenue has compounded at 24.5% per year over the past 10 years to 216.43 M CNY. Earnings per share have declined at 14.7% per year over the last 8 years. High Templar Tech's net margin stands at 42.4%, up from 26.0% several years earlier. The stock trades about 29% above its 52-week low.

High Templar Tech stock price

Volume
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of High Templar Tech over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how High Templar Tech stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing High Templar Tech's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

High Templar Tech Stock Price History
DateHigh Templar Tech Price
7/17/20262.51 CNY
7/15/20262.67 CNY
6/29/20262.51 CNY
6/26/20262.51 CNY
6/11/20263.03 CNY
6/10/20262.97 CNY
6/5/20262.94 CNY
6/4/20262.98 CNY
6/3/20262.98 CNY
6/2/20263.00 CNY
6/1/20262.99 CNY
5/29/20262.99 CNY
5/28/20263.00 CNY
5/27/20263.01 CNY
5/26/20263.01 CNY
5/22/20262.44 CNY
5/21/20262.27 CNY
5/20/20262.29 CNY
5/19/20262.22 CNY
5/14/202615.05 CNY
4/22/20262.46 CNY
4/21/20262.42 CNY
4/20/20262.53 CNY
4/16/20262.58 CNY
4/15/20262.58 CNY
4/14/20262.61 CNY
4/13/20262.54 CNY
4/9/20262.50 CNY
4/8/20262.53 CNY
4/7/20262.42 CNY
4/6/20262.50 CNY
4/2/20262.38 CNY
4/1/20262.36 CNY
3/31/20261.94 CNY
3/30/20261.99 CNY
3/27/20262.18 CNY
3/26/20262.30 CNY
3/25/20262.41 CNY
3/24/20262.49 CNY
3/23/20262.47 CNY
3/20/20262.44 CNY
3/19/20262.50 CNY
3/18/20262.62 CNY
3/17/20262.67 CNY
3/16/20262.67 CNY
3/13/20262.54 CNY
3/12/20262.70 CNY
3/11/20262.76 CNY
3/10/20262.73 CNY
3/9/20262.79 CNY
3/6/20262.74 CNY
3/5/20262.76 CNY
3/4/20262.83 CNY
3/3/20262.77 CNY
3/2/20262.79 CNY
2/27/20262.69 CNY
2/26/20262.77 CNY
2/25/20262.72 CNY
2/24/20262.78 CNY
2/23/20262.70 CNY
2/20/20262.77 CNY
2/19/20262.81 CNY
2/18/20262.76 CNY
2/17/20262.75 CNY
2/13/20262.73 CNY
2/12/20262.77 CNY
2/11/20262.78 CNY
2/10/20262.85 CNY
2/9/20262.90 CNY
2/6/20262.89 CNY
2/5/20262.80 CNY
2/4/20262.87 CNY
2/3/20262.81 CNY
2/2/20262.87 CNY
1/30/20262.91 CNY
1/29/20262.98 CNY
1/28/20263.08 CNY
1/27/20263.08 CNY
1/26/20263.11 CNY
1/23/20263.10 CNY
1/22/20263.10 CNY
1/21/20263.09 CNY
1/20/20263.06 CNY
1/16/20263.03 CNY
1/15/20263.00 CNY
1/14/20263.04 CNY
1/13/20263.13 CNY
1/12/20263.20 CNY
1/9/20263.18 CNY
1/8/20263.29 CNY
1/7/20263.25 CNY
1/6/20263.39 CNY
1/5/20263.57 CNY
1/2/20263.51 CNY
12/31/20253.55 CNY
12/30/20253.80 CNY
12/29/20253.84 CNY
12/26/20253.93 CNY
12/24/20253.93 CNY
12/23/20253.97 CNY
12/22/20253.87 CNY
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High Templar Tech Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2017
4.78 B CNY
3.43 B CNY
2.16 B CNY
Jan 1, 2018
7.69 B CNY
3.54 B CNY
2.49 B CNY
Jan 1, 2019
8.84 B CNY
5.53 B CNY
3.26 B CNY
Jan 1, 2020
3.69 B CNY
995.00 M CNY
958.80 M CNY
Jan 1, 2021
1.65 B CNY
1.10 B CNY
589.10 M CNY
Jan 1, 2022
577.50 M CNY
-108.40 M CNY
-362.00 M CNY
Jan 1, 2023
126.34 M CNY
-325.21 M CNY
39.13 M CNY
Jan 1, 2024
216.43 M CNY
-306.58 M CNY
91.73 M CNY

High Templar Tech Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 22, 2026, 3:53 AM
 
REVENUEB CNY
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB CNY
EBITB CNY
EBIT MARGIN%
NET INCOMEB CNY
NET INCOME GROWTH%
SHARESM
20142015201620172018201920202021202220232024
0.020.241.444.787.698.843.691.650.580.130.22
–879.17513.62231.1461.0914.92-58.28-55.15-65.11-78.1671.43
62.506.381.0499.5073.9595.8682.4895.2243.33-26.196.94
0.020.020.024.755.698.473.041.580.25-0.030.02
-0.03-0.080.983.433.545.531.001.10-0.11-0.33-0.31
-129.17-34.8968.0371.7945.9862.5326.9866.32-18.72-257.94-141.67
-0.04-0.230.582.162.493.260.960.59-0.360.040.09
–482.50-347.21275.6915.1131.03-70.65-38.52-161.46-110.77133.33
329.90329.90329.90305.20322.00300.50274.30266.30246.00222.22187.78
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales High Templar Tech generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue High Templar Tech retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare High Templar Tech's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares High Templar Tech has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against High Templar Tech's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

High Templar Tech stock margins

The High Templar Tech margin analysis displays the gross margin, EBIT margin, as well as the profit margin of High Templar Tech. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for High Templar Tech.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2017
99.50 %
71.79 %
45.33 %
Jan 1, 2018
73.95 %
45.99 %
32.39 %
Jan 1, 2019
95.86 %
62.53 %
36.93 %
Jan 1, 2020
82.51 %
26.98 %
26.00 %
Jan 1, 2021
95.25 %
66.37 %
35.62 %
Jan 1, 2022
43.39 %
-18.77 %
-62.68 %
Jan 1, 2023
-26.73 %
-257.41 %
30.98 %
Jan 1, 2024
7.12 %
-141.65 %
42.38 %

High Templar Tech Stock Revenue, EBIT, Earnings per Share

The High Templar Tech earnings per share therefore indicates how much revenue High Templar Tech has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2017
15.65 CNY
11.23 CNY
7.09 CNY
Jan 1, 2018
23.89 CNY
10.99 CNY
7.74 CNY
Jan 1, 2019
29.42 CNY
18.40 CNY
10.86 CNY
Jan 1, 2020
13.45 CNY
3.63 CNY
3.50 CNY
Jan 1, 2021
6.21 CNY
4.12 CNY
2.21 CNY
Jan 1, 2022
2.35 CNY
-0.44 CNY
-1.47 CNY
Jan 1, 2023
0.57 CNY
-1.46 CNY
0.18 CNY
Jan 1, 2024
1.15 CNY
-1.63 CNY
0.49 CNY

High Templar Tech business model & stock analysis

Qudian Inc. is a leading company in the field of online lending and financial technology (Fintech) in China. Founded in 2014 by Min Luo, a former senior executive of Alibaba Group, the company has similarities with western Fin-Tech companies such as credit comparison portals. Qudian's business model is based on the intermediation of online loans from P2P (Peer-to-Peer) borrowers to banks and other financial institutions. Through their platform, customers can quickly and easily apply for loans from home. The customer's creditworthiness is determined using data analysis and risk assessment. Qudian has various business areas such as micro-lending, a type of lending where smaller amounts are granted in scale, point-of-sale lending, lending to qualified customers at selected retailers, and also cash-card lending, which allows customers to withdraw cash precisely over the internet without leaving the card. Most loans granted by Qudian have a relatively short period, typically not longer than 6 months. Qudian's services are aimed at young, technologically savvy customers who may have difficulty obtaining traditional bank loans but still need cash urgently. Qudian pursues a strictly customer-oriented business strategy to ensure that its customers can access and receive support from its services quickly and easily. The company made its stock market debut in August 2017 and is listed on the New York Stock Exchange (NYSE). In 2019, the company's annual revenue was 12.808 billion RMB (approximately 1.7 billion euros), representing an increase of 20% compared to the previous year. In the competitive market of online lending, Qudian has various competitors, including well-known names such as Ant Financial and JD.com. However, Qudian faces this challenge with its special offer features and has been able to increase its customer base to 71 million in recent years. In summary, Qudian Inc. is an innovative Fintech company that builds a bridge between the needs of borrowers and traditional lending processes. Qudian's business strategy has significantly contributed to the success of the company and with its customer-friendly service range, it can bring future growth.

High Templar Tech SWOT Analysis

Strengths

Qudian Inc is a leading provider of online small consumer credit products in China, with a track record of successful lending operations.

The company has established strong relationships with various financial institutions and banks, enabling it to efficiently fund its loan portfolio.

Qudian has a user-friendly mobile application and website, providing a seamless and convenient borrowing experience to its customers.

Weaknesses

Qudian Inc heavily relies on its ability to attract and retain a large customer base for its lending business. Any decline in customer acquisition or retention could negatively impact its growth.

The company is exposed to regulatory risks in the highly regulated financial industry in China, which could result in increased compliance costs or limitations on its operations.

Qudian faces challenges in managing credit risk and maintaining a healthy balance between loan origination and collections.

Opportunities

The growing demand for convenient and accessible credit products in China presents a significant opportunity for Qudian Inc to expand its customer base and increase market share.

The company can explore partnerships with other financial institutions or technology companies to tap into new customer segments or enhance its product offerings.

Expanding beyond traditional lending products and venturing into innovative financial services, such as wealth management or insurance, could diversify Qudian's revenue streams.

Threats

Intense competition from established players and new entrants in the online lending industry pose a threat to Qudian's market position and profitability.

Changes in government regulations or policies related to the financial sector in China may disrupt Qudian's operations or impose stricter compliance requirements.

In the event of an economic downturn or significant increase in default rates, Qudian Inc's loan portfolio could be adversely affected, leading to higher credit losses.

High Templar Tech Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

High Templar Tech historical P/E ratio, EBIT multiple, and P/S ratio

High Templar Tech annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

High Templar Tech shares outstanding

  • 3 Years

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  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2017
305.20 M Stocks
Jan 1, 2018
322.00 M Stocks
Jan 1, 2019
300.50 M Stocks
Jan 1, 2020
274.30 M Stocks
Jan 1, 2021
266.30 M Stocks
Jan 1, 2022
246.00 M Stocks
Jan 1, 2023
222.22 M Stocks
Jan 1, 2024
187.78 M Stocks
Price targets and forecasts for High Templar Tech are not yet available.

EESG©

Eulerpool ESG Scorecard© for the High Templar Tech stock

23/100
6
Environment
48
Social
15
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

High Templar Tech shareholder structure

% Name
7.67274%
Guosheng Financial Holding Inc.
Guosheng Financial Holding Inc.
2.02623%
Acadian Asset Management LLC
Acadian Asset Management LLC
1.71756%
Luo (Min)
Luo (Min)
1.15984%
UBS Financial Services, Inc.
UBS Financial Services, Inc.
0.93834%
Morgan Stanley & Co. LLC
Morgan Stanley & Co. LLC
0.80171%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
...

High Templar Tech Executives and Management Board

ML

Mr. Min Luo

(42)

Chairman of the Board, Chief Executive Officer · since 2014

LX

Mr. Long Xu

(42)

Senior Vice President, Director · since 2016

YG

Mr. Yan Gao

(44)

Vice President - Finance

DC

Mr. David Cui

(56)

Independent Director

YL

Mr. Yifan Li

(56)

Independent Director

Frequently asked questions about High Templar Tech

Qudian Inc. operates as a leading online small consumer credit provider in China. The company's business model primarily focuses on utilizing vast amounts of data to assess the creditworthiness of potential borrowers. By leveraging advanced risk assessment technology, Qudian Inc. aims to offer small-sized, short-term unsecured cash credit products to its target market. These credit products are primarily used for consumption purposes, such as electronic products, travel, education, and more. Qudian Inc. also partners with e-commerce platforms and other partners to expand its customer base and enhance its market position.

All fundamentals and in-depth analysis of High Templar Tech

Our stock analysis for High Templar Tech stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of High Templar Tech. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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