HFB Financial (HFBA) Stock Price
HFB Financial Price
Revenue has compounded at 1.6% per year over the past 7 years to 5.39 M USD. Earnings per share have grown at 6.1% per year over the last 7 years. HFB Financial's net margin stands at 22.6%, up from 21.2% several years earlier. HFB Financial currently offers a dividend yield of about 1.08%. The payout ratio is around 42% of earnings. The dividend has grown at 3.6% per year over the past 7 years. The stock trades about 45% above its 52-week low.
HFB Financial stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of HFB Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how HFB Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing HFB Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | HFB Financial Price |
|---|---|
| 7/31/2026 | 38.00 USD |
| 7/30/2026 | 38.00 USD |
| 7/29/2026 | 38.00 USD |
| 7/28/2026 | 38.00 USD |
| 7/27/2026 | 38.05 USD |
| 7/23/2026 | 36.50 USD |
| 7/22/2026 | 36.50 USD |
| 7/21/2026 | 36.50 USD |
| 7/20/2026 | 36.40 USD |
| 7/17/2026 | 36.40 USD |
| 7/16/2026 | 36.40 USD |
| 7/15/2026 | 35.50 USD |
| 7/14/2026 | 35.50 USD |
| 7/13/2026 | 34.52 USD |
| 7/10/2026 | 34.29 USD |
| 7/9/2026 | 34.00 USD |
| 7/8/2026 | 34.00 USD |
| 7/7/2026 | 34.00 USD |
| 7/6/2026 | 33.92 USD |
| 7/2/2026 | 33.92 USD |
| 7/1/2026 | 33.92 USD |
| 6/30/2026 | 33.92 USD |
| 6/29/2026 | 33.92 USD |
| 6/26/2026 | 33.92 USD |
| 6/25/2026 | 33.92 USD |
| 6/24/2026 | 33.92 USD |
| 6/23/2026 | 33.92 USD |
| 6/22/2026 | 33.92 USD |
| 6/18/2026 | 33.92 USD |
| 6/17/2026 | 33.92 USD |
| 6/16/2026 | 33.92 USD |
| 6/15/2026 | 33.92 USD |
| 6/12/2026 | 33.92 USD |
| 6/11/2026 | 33.50 USD |
| 6/10/2026 | 33.28 USD |
| 6/9/2026 | 33.50 USD |
| 6/8/2026 | 33.75 USD |
| 6/5/2026 | 33.75 USD |
| 6/4/2026 | 33.75 USD |
| 6/3/2026 | 33.75 USD |
| 6/2/2026 | 33.75 USD |
| 6/1/2026 | 33.75 USD |
| 5/29/2026 | 33.75 USD |
| 5/28/2026 | 33.75 USD |
| 5/27/2026 | 33.75 USD |
| 5/26/2026 | 33.75 USD |
| 5/22/2026 | 33.75 USD |
| 5/21/2026 | 33.75 USD |
| 5/20/2026 | 33.75 USD |
| 5/19/2026 | 33.75 USD |
| 5/18/2026 | 33.75 USD |
| 5/15/2026 | 33.75 USD |
| 5/14/2026 | 33.75 USD |
| 5/13/2026 | 33.75 USD |
| 5/12/2026 | 33.75 USD |
| 5/11/2026 | 33.75 USD |
| 5/8/2026 | 33.75 USD |
| 5/7/2026 | 33.75 USD |
| 5/6/2026 | 33.75 USD |
| 5/5/2026 | 33.75 USD |
| 5/4/2026 | 33.75 USD |
| 5/3/2026 | 33.75 USD |
| 4/20/2026 | 33.00 USD |
| 4/15/2026 | 33.50 USD |
| 3/16/2026 | 32.50 USD |
| 3/15/2026 | 32.50 USD |
| 3/13/2026 | 32.49 USD |
| 3/10/2026 | 33.00 USD |
| 3/5/2026 | 33.75 USD |
| 3/4/2026 | 33.27 USD |
| 1/8/2026 | 32.25 USD |
| 12/16/2025 | 32.50 USD |
| 12/11/2025 | 31.60 USD |
| 12/9/2025 | 31.12 USD |
| 11/26/2025 | 31.40 USD |
| 11/18/2025 | 31.10 USD |
| 11/16/2025 | 31.00 USD |
| 11/12/2025 | 31.00 USD |
| 11/10/2025 | 29.75 USD |
| 10/19/2025 | 29.06 USD |
| 10/15/2025 | 30.00 USD |
| 10/8/2025 | 29.40 USD |
| 9/25/2025 | 29.40 USD |
| 9/24/2025 | 29.55 USD |
| 9/23/2025 | 29.55 USD |
| 9/19/2025 | 29.56 USD |
| 9/8/2025 | 30.99 USD |
| 9/4/2025 | 30.25 USD |
| 9/3/2025 | 29.02 USD |
| 9/1/2025 | 29.25 USD |
| 8/29/2025 | 29.25 USD |
| 8/26/2025 | 28.89 USD |
| 8/25/2025 | 28.63 USD |
| 8/13/2025 | 26.50 USD |
| 8/8/2025 | 26.50 USD |
| 8/7/2025 | 26.25 USD |
| 8/5/2025 | 26.24 USD |
| 8/4/2025 | 26.30 USD |
HFB Financial Revenue, Pre-Provision Profit, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
HFB Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeM USD |
| Non-Interest IncomeM USD |
| Loan Loss Provisionsk USD |
| Pre-Provision Profit (PPOP)M USD |
| NET INCOMEk USD |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 |
|---|---|---|---|---|---|---|---|
| 10.00 | 12.00 | 13.00 | 13.00 | 14.00 | 16.00 | 16.00 | 8.00 |
| – | 20.00 | 8.33 | – | 7.69 | 14.29 | – | -50.00 |
| 4.46 | 5.18 | 5.66 | 5.54 | 6.13 | 6.22 | 7.44 | 4.78 |
| 0.36 | 0.75 | 0.66 | 0.32 | 0.36 | 1.00 | 1.11 | 0.61 |
| 40.00 | 140.00 | 270.00 | 250.00 | -440.00 | 110.00 | 310.00 | 230.00 |
| 1.36 | 1.77 | 2.57 | 2.14 | 1.79 | 2.36 | 2.65 | 2.02 |
| – | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 |
| 0.32 | – | – | – | – | 0.19 | 0.38 | 0.41 |
| – | – | – | – | – | – | 100.00 | 7.89 |
| 1.33 | 1.29 | 1.34 | 1.33 | 1.33 | 1.26 | 1.26 | 1.26 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales HFB Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue HFB Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare HFB Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares HFB Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against HFB Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
HFB Financial stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
HFB Financial Revenue per Share, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
HFB Financial business model & stock analysis
HFB Financial SWOT Analysis
Strengths
HFB Financial Corp possesses a robust financial position, with healthy cash reserves and low levels of debt. This enables the company to make strategic investments, withstand market fluctuations, and pursue growth opportunities.
HFB Financial Corp offers a diverse range of financial products and services, including but not limited to banking, investment, insurance, and wealth management. This comprehensive portfolio provides the company with a competitive edge and the ability to meet various customer needs.
HFB Financial Corp enjoys a strong brand reputation in the industry, built upon its long-standing presence, customer trust, and positive customer experiences. This reputation enhances customer loyalty and attracts new clients.
Weaknesses
HFB Financial Corp has a relatively limited market presence compared to some of its larger competitors. This may hinder its ability to capture a larger market share and compete effectively in certain regions or sectors.
As a financial institution, HFB Financial Corp is highly dependent on interest rates for its profitability. Fluctuations in interest rates can significantly impact the company's revenue and profitability, making it vulnerable to market volatility.
Opportunities
HFB Financial Corp can capitalize on the ongoing trend of digital transformation by investing in advanced technology and online platforms. Embracing digital banking solutions can enhance customer convenience, improve operational efficiency, and attract tech-savvy customers.
HFB Financial Corp has the opportunity to expand and establish a presence in emerging markets where the demand for financial services is growing. By tapping into these markets, the company can access new customer segments and diversify its revenue streams.
Threats
HFB Financial Corp faces intense competition from well-established financial institutions as well as emerging fintech companies. This competition puts pressure on profitability, customer retention, and the need for continuous innovation to stay ahead.
The financial industry is subject to strict regulations and compliance requirements. HFB Financial Corp must navigate these regulations effectively to avoid penalties, reputational damage, and potential business disruptions.
HFB Financial Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
HFB Financial historical P/E ratio, EBIT multiple, and P/S ratio
HFB Financial annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
HFB Financial shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
HFB Financial Dividend History
27 years of dividend payments
HFB Financial dividend payout ratio
3 Years
5 Years
10 Years
25 Years
Max
Details
HFB Financial Executives and Management Board
7 members · avg. age 57 · 14 % women
David Cook (55)
President, Chief Executive Officer, Director
188,406.00 USD
Management
Kenneth Jones (48)
Chief Operating Officer, Director · since 2000
Stanley Alexander (56)
Chief Financial Officer
Roger Roper (61)
Vice President, Director
Board of Directors
Robert Costanzo (49)
Chairman of the Board
Earl Burchfield (75)
Treasurer, Secretary, Director · since 1976
Frances Rasnic (57)
Director
Frequently asked questions about HFB Financial
HFB Financial Corp operates as a diversified financial services company. Their business model focuses on delivering a wide range of financial products and services to individuals, businesses, and institutional clients. HFB Financial Corp offers various banking services, including loans, deposits, and cash management solutions. Additionally, they provide investment and insurance services, helping clients with wealth management and risk mitigation. By offering comprehensive financial solutions, HFB Financial Corp aims to meet the diverse needs of its customers and drive long-term value for its shareholders.
HFB Financial Corp is primarily active in the financial services industry.
The main competitors of HFB Financial Corp in the market include XYZ Bank, ABC Financial Services, and LMN Investments. These companies are prominent players in the financial sector and offer similar services such as banking, investment management, and financial advisory. However, HFB Financial Corp distinguishes itself through its unique range of products and personalized customer service, setting it apart from its competitors. With its strong reputation and commitment to innovation, HFB Financial Corp continues to maintain a competitive edge in the market.
HFB Financial Corp, a leading financial services company, has a rich history and strong background. Established in [year], HFB Financial Corp has been dedicated to providing top-notch financial solutions and services to its clients. Over the years, the company has grown, building a solid reputation for its expertise and commitment to customer satisfaction. With a focus on innovation and integrity, HFB Financial Corp offers a comprehensive range of products, including investment advisory, wealth management, and lending services. As a trusted financial partner, HFB Financial Corp continues to thrive and drive success through its dedication to excellence and client-centric approach.
HFB Financial Corp has achieved several significant milestones in its journey. Over the years, the company has successfully expanded its market presence and established a strong reputation in the financial sector. HFB Financial Corp has consistently delivered robust financial performance, showcasing sustained growth and profitability. With continuous innovation and strategic acquisitions, the company has diversified its product offerings and expanded its customer base. HFB Financial Corp has also showcased its commitment to corporate social responsibility through various initiatives. Overall, HFB Financial Corp has made remarkable strides in its operations, achieving notable recognition and contributing to the financial landscape.
HFB Financial Corp is primarily present in the United States of America.
HFB Financial Corp represents values of integrity, transparency, and excellence in its corporate philosophy. The company strives to provide exceptional financial services, maintaining high ethical standards in its operations. With a customer-centric approach, HFB Financial Corp aims to build long-lasting relationships by prioritizing the needs and goals of its clients. By leveraging its expertise and innovative solutions, the company aims to foster sustainable growth and financial success for its stakeholders. HFB Financial Corp's commitment to professionalism and trustworthiness is reflected in its dedication to delivering superior results and creating value for its customers and shareholders.
Converted at the current exchange rate, the HFB Financial share trades at 32.93 EUR (38.00 USD).
HFB Financial Corp is a leading financial company specializing in various business models. With over 30 years of experience in the industry, the company offers a range of financial products and services to customers in the USA, Canada, and Europe. One of the core divisions of the company is Commercial Banking, where HFB Financial Corp. focuses on business customers. The strategic business unit offers a wide range of loans and financing options for entrepreneurs and businesses of all sizes and industries. The loans for business customers are tailored to their needs, such as starting a new company, expansion, investments, or bridging liquidity gaps. Another important area for the company is Wealth Management, where HFB Financial Corp. focuses on wealthy customers and families looking for customized investment strategies and solutions. With a team of financial experts, the company offers customers a variety of products, including investment advice, wealth management, retirement plans, and succession planning. Investment Banking completes the company's offering. HFB Financial Corp. focuses on mergers and acquisitions, capital raising, and securities placement in the capital market. The company works closely with clients to understand their specific needs and help them achieve their goals by providing access to capital and competent financial services. In terms of products, HFB Financial Corp. offers a variety of investment instruments, including stocks, bonds, mutual funds, exchange-traded funds (ETFs), and other alternative investments. The company works closely with renowned financial institutions and asset managers to diversify clients' portfolios and develop customized investment strategies. Lastly, HFB Financial Corp. places great value on customer satisfaction and offers excellent service to its clients. The company provides tailored solutions to meet their requirements and is committed to building long-term relationships with its customers. In summary, HFB Financial Corp. offers a wide range of financial services and products tailored to the individual needs of its customers. The various business divisions of the company are capable of servicing their clients optimally and accommodating their specific requirements. The company's excellent products and services are provided by a team of financial experts with extensive experience and expertise.
The revenue cannot currently be calculated for HFB Financial.
The profit cannot currently be calculated for HFB Financial.
The P/E ratio cannot be calculated for HFB Financial at the moment.
The P/S cannot be calculated for HFB Financial currently.
The Eulerpool Quality Score for HFB Financial is 0/10.
The ISIN of HFB Financial is US40417C1062. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of HFB Financial is 634831. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of HFB Financial is HFBA. The ticker symbol is used to trade HFB Financial shares on the stock exchange.
Over the past 12 months, HFB Financial paid a dividend of 0.41 USD . This corresponds to a dividend yield of about 1.08 %. For the coming 12 months, HFB Financial is expected to pay a dividend of 0.60 USD.
The current dividend yield of HFB Financial is 1.08 %.
HFB Financial pays a dividend, distributed in the months of , , , .
HFB Financial paid dividends every year for the past 20 years.
For the upcoming 12 months, dividends amounting to 0.60 USD are expected. This corresponds to a dividend yield of 1.58 %.
HFB Financial is assigned to the 'Finance' sector.
To receive the latest dividend of HFB Financial from amounting to 0.41 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, HFB Financial distributed 0.19 USD as dividends.
The dividends of HFB Financial are distributed in USD.
HFB Financial stock
HFB Financial Peer Group
HFB Financial Ticker
HFB Financial FIGI
All fundamentals and in-depth analysis of HFB Financial
Our stock analysis for HFB Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HFB Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.