First Seacoast Bancorp

First Seacoast Bancorp ROE

The Return on Equity (ROE) of First Seacoast Bancorp (FSEA) as of Oct 16, 2026 is -1.33 %. In the previous year, Return on Equity (ROE) was -0.83 % — a change of 60.84% (lower).

ROE

-1.33 %

YoY

60.84%

Last updated:

In 2025, First Seacoast Bancorp's return on equity (ROE) was -1.33 %, a 60.84% increase from the -0.83 % ROE in the previous year.

The First Seacoast Bancorp ROE history

  • 3 Years

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  • Max

ROE
Date
ROE
Jan 1, 2018
3.30 USD
Jan 1, 2019
-0.14 USD
Jan 1, 2020
1.83 USD
Jan 1, 2021
4.33 USD
Jan 1, 2022
-1.15 USD
Jan 1, 2023
-16.00 USD
Jan 1, 2024
-0.83 USD
Jan 1, 2025
-1.33 USD
The First Seacoast Bancorp ROE history
YEARROEYoY
-1.33 %+60.84%
-0.83 %-94.83%
-16.00 %+1,296.78%
-1.15 %-126.42%
4.33 %+136.45%
1.83 %-1,424.17%
-0.14 %-104.19%
3.30 %+15.48%
2.86 %—

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First Seacoast Bancorp Stock analysis

What does First Seacoast Bancorp do? First Seacoast Bancorp Inc, trading under the ticker FSEA, is a financial services company based in Dover, New Hampshire. The company, which became publicly traded on July 17, 2019, operates as a holding company for Federal Savings Bank, a federally chartered subsidiary savings and loan mutual holding company. It provides banking services to customers in the Seacoast communities of New Hampshire, serving through its main office in Dover and four branch locations in Barrington, Durham, Portsmouth, and Rochester. The bank offers a range of lending products including commercial real estate loans, multifamily and five dwelling unit loans, commercial and industrial loans, acquisition, development, and land loans, as well as one to four family residential loans, home equity lines of credit, and consumer loans. Investment activities include United States Government-sponsored entities bonds and mortgage-backed securities. Primary funding sources for the bank consist of deposits, loan and security principal and interest payments, loan sale proceeds, and securities maturity proceeds. The company employs 80 full-time staff members. Its operations are focused on the New Hampshire market, with a particular emphasis on community banking services within the Seacoast region. First Seacoast Bancorp is one of the most popular companies on Eulerpool.

ROE Details

Decoding First Seacoast Bancorp's Return on Equity (ROE)

First Seacoast Bancorp's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing First Seacoast Bancorp's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

First Seacoast Bancorp's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in First Seacoast Bancorp’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about First Seacoast Bancorp stock

Return on Equity (ROE) of First Seacoast Bancorp is -1.33 % in 2025.

Return on Equity (ROE) of First Seacoast Bancorp changed from -0.83 % to -1.33 %, representing a 60.84% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) First Seacoast Bancorp since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s First Seacoast Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — First Seacoast Bancorp

All Key Metrics — First Seacoast Bancorp