First Seacoast Bancorp

First Seacoast Bancorp ROA

The Return on Assets (ROA) of First Seacoast Bancorp (FSEA) as of Oct 17, 2026 is -0.14 %. In the previous year, Return on Assets (ROA) was -0.09 % — a change of 59.63% (lower).

ROA

-0.14 %

YoY

59.63%

Last updated:

In 2025, First Seacoast Bancorp's return on assets (ROA) was -0.14 %, a 59.63% increase from the -0.09 % ROA in the previous year.

The First Seacoast Bancorp ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.28 USD
Jan 1, 2019
-0.02 USD
Jan 1, 2020
0.24 USD
Jan 1, 2021
0.54 USD
Jan 1, 2022
-0.11 USD
Jan 1, 2023
-1.87 USD
Jan 1, 2024
-0.09 USD
Jan 1, 2025
-0.14 USD
The First Seacoast Bancorp ROA history
YEARROAYoY
-0.14 %+59.63%
-0.09 %-95.27%
-1.87 %+1,675.01%
-0.11 %-119.54%
0.54 %+120.96%
0.24 %-1,362.34%
-0.02 %-106.91%
0.28 %+10.10%
0.25 %—

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First Seacoast Bancorp Stock analysis

What does First Seacoast Bancorp do? First Seacoast Bancorp Inc, trading under the ticker FSEA, is a financial services company based in Dover, New Hampshire. The company, which became publicly traded on July 17, 2019, operates as a holding company for Federal Savings Bank, a federally chartered subsidiary savings and loan mutual holding company. It provides banking services to customers in the Seacoast communities of New Hampshire, serving through its main office in Dover and four branch locations in Barrington, Durham, Portsmouth, and Rochester. The bank offers a range of lending products including commercial real estate loans, multifamily and five dwelling unit loans, commercial and industrial loans, acquisition, development, and land loans, as well as one to four family residential loans, home equity lines of credit, and consumer loans. Investment activities include United States Government-sponsored entities bonds and mortgage-backed securities. Primary funding sources for the bank consist of deposits, loan and security principal and interest payments, loan sale proceeds, and securities maturity proceeds. The company employs 80 full-time staff members. Its operations are focused on the New Hampshire market, with a particular emphasis on community banking services within the Seacoast region. First Seacoast Bancorp is one of the most popular companies on Eulerpool.

ROA Details

Understanding First Seacoast Bancorp's Return on Assets (ROA)

First Seacoast Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing First Seacoast Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider First Seacoast Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in First Seacoast Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about First Seacoast Bancorp stock

Return on Assets (ROA) of First Seacoast Bancorp is -0.14 % in 2025.

Return on Assets (ROA) of First Seacoast Bancorp changed from -0.09 % to -0.14 %, representing a 59.63% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) First Seacoast Bancorp since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s First Seacoast Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — First Seacoast Bancorp

All Key Metrics — First Seacoast Bancorp