First Niles Financial

First Niles Financial EV/EBIT

The EV/EBIT (Enterprise Value to EBIT) of First Niles Financial (FNFI) as of Oct 29, 2026 is 7.91. In the previous year, EV/EBIT (Enterprise Value to EBIT) was 8.01 — a change of -1.24% (lower).

EV/EBIT

7.91

YoY

-1.24%

Last updated:

EV/EBIT (Enterprise Value to EBIT) of First Niles Financial is 2025 7.91 . EV/EBIT (Enterprise Value to EBIT) of First Niles Financial was 2024 8.01 . It decreases by -1.24% lower compared to the previous year.

The First Niles Financial EV/EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EV/EBIT
Date
EV/EBIT
Jan 1, 2018
51.17 USD
Jan 1, 2019
18.51 USD
Jan 1, 2020
25.01 USD
Jan 1, 2021
12.40 USD
Jan 1, 2022
20.33 USD
Jan 1, 2023
8.89 USD
Jan 1, 2024
8.01 USD
Jan 1, 2025
7.91 USD
The First Niles Financial EV/EBIT history
YEAREV/EBITYoY
7.91-1.24%
8.01-9.89%
8.89-56.29%
20.33+63.93%
12.40-50.42%
25.01+35.11%
18.51-63.83%
51.17+220.69%
15.96-123.84%
-66.95-231.58%
50.88-16.00%
60.57-1,886.77%
-3.39-166.08%
5.13+402.94%
1.02-71.51%
3.58-10.72%
4.01+122.78%
1.80+25.00%
1.44-29.76%
2.05—

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First Niles Financial Valuation

Details

Historical Valuation Multiples

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Price-to-Earnings Ratio (P/E)

The P/E ratio divides First Niles Financial's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates First Niles Financial's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots First Niles Financial's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if First Niles Financial grows earnings faster than its peers.

First Niles Financial Stock analysis

What does First Niles Financial do? First Niles Financial Inc. is an American financial services company based in Niles, Ohio. Founded in 1979, it has become a significant part of the financial industry in the region. The mission of First Niles Financial is to provide its customers with high-quality financial services tailored to the needs and desires of each individual customer. Ethical principles and customer satisfaction are at the core. First Niles Financial's business model includes various business areas. On the one hand, the company offers traditional banking services such as savings accounts and loans. But it also offers insurance and investment services for private and business customers. The banking sector is an important part of First Niles Financial. Here, customers can open checking and savings accounts and take out loans for various purposes, such as buying a car or acquiring a property. In addition, the company also offers financial planning services to help customers effectively and long-term plan their finances. Another important part of the company is the insurance sector. First Niles Financial offers various insurance options, including auto insurance, health insurance, and life insurance. Customers can also access customized insurance offers to meet their specific needs. In the investment sector, First Niles Financial offers various investment options, including stocks, bonds, and investment funds. A wide range of investment opportunities is available to help customers achieve their financial goals. A special offering from First Niles Financial is loans for small businesses. This special credit program is tailored to the needs of small and medium-sized businesses and offers flexible credit terms to help businesses expand and/or modernize. In the past, First Niles Financial has also offered innovative products that set it apart from conventional banking institutions. An example of this is the "Cash Management System" that helps customers manage liquidity in their businesses and optimize their finances. First Niles Financial has also built a reputation as a responsible company. The company is involved in many charitable projects and supports the communities in which it operates. For example, the company has supported the rebuilding of schools and hospitals in crisis areas. Overall, First Niles Financial has become a significant part of the financial industry both in the region and in the country. With the aim of providing high-quality financial services tailored to the needs of each individual customer, the company has earned a good reputation. First Niles Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about First Niles Financial stock

EV/EBIT (Enterprise Value to EBIT) of First Niles Financial is 7.91 in 2025.

EV/EBIT (Enterprise Value to EBIT) of First Niles Financial changed from 8.01 to 7.91, representing a -1.24% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EV/EBIT (Enterprise Value to EBIT) First Niles Financial since 2006 – with annual values, charts, and detailed analysis.

The EV/EBIT ratio measures a company's enterprise value relative to its operating earnings. It accounts for debt, making it useful for comparing companies with different capital structures.

EV/EBIT = Enterprise Value / Earnings Before Interest and Taxes

To evaluate EV/EBIT (Enterprise Value to EBIT)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBIT (Enterprise Value to EBIT).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBIT (Enterprise Value to EBIT)'s First Niles Financial with sector peers and the industry average to assess whether it is attractive.

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Valuation — First Niles Financial

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