First Niles Financial

First Niles Financial Debt/EBITDA

The Total Debt to EBITDA Ratio of First Niles Financial (FNFI) as of Oct 29, 2026 is 43.54. In the previous year, Total Debt to EBITDA Ratio was 50.76 — a change of -14.23% (lower).

Debt/EBITDA

43.54

YoY

-14.23%

Last updated:

Total Debt to EBITDA Ratio of First Niles Financial is 2025 43.54 . Total Debt to EBITDA Ratio of First Niles Financial was 2024 50.76 . It decreases by -14.23% lower compared to the previous year.

The First Niles Financial Debt/EBITDA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt/EBITDA
Date
Debt/EBITDA
Jan 1, 2018
102.40 USD
Jan 1, 2019
46.14 USD
Jan 1, 2020
84.68 USD
Jan 1, 2021
37.91 USD
Jan 1, 2022
80.12 USD
Jan 1, 2023
52.96 USD
Jan 1, 2024
50.76 USD
Jan 1, 2025
43.54 USD
The First Niles Financial Debt/EBITDA history
YEARDebt/EBITDAYoY
43.54-14.23%
50.76-4.16%
52.96-33.89%
80.12+111.37%
37.91-55.24%
84.68+83.54%
46.14-54.94%
102.40+101.22%
50.89-126.06%
-195.29-228.96%
151.43-10.96%
170.07—

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First Niles Financial Stock analysis

What does First Niles Financial do? First Niles Financial Inc. is an American financial services company based in Niles, Ohio. Founded in 1979, it has become a significant part of the financial industry in the region. The mission of First Niles Financial is to provide its customers with high-quality financial services tailored to the needs and desires of each individual customer. Ethical principles and customer satisfaction are at the core. First Niles Financial's business model includes various business areas. On the one hand, the company offers traditional banking services such as savings accounts and loans. But it also offers insurance and investment services for private and business customers. The banking sector is an important part of First Niles Financial. Here, customers can open checking and savings accounts and take out loans for various purposes, such as buying a car or acquiring a property. In addition, the company also offers financial planning services to help customers effectively and long-term plan their finances. Another important part of the company is the insurance sector. First Niles Financial offers various insurance options, including auto insurance, health insurance, and life insurance. Customers can also access customized insurance offers to meet their specific needs. In the investment sector, First Niles Financial offers various investment options, including stocks, bonds, and investment funds. A wide range of investment opportunities is available to help customers achieve their financial goals. A special offering from First Niles Financial is loans for small businesses. This special credit program is tailored to the needs of small and medium-sized businesses and offers flexible credit terms to help businesses expand and/or modernize. In the past, First Niles Financial has also offered innovative products that set it apart from conventional banking institutions. An example of this is the "Cash Management System" that helps customers manage liquidity in their businesses and optimize their finances. First Niles Financial has also built a reputation as a responsible company. The company is involved in many charitable projects and supports the communities in which it operates. For example, the company has supported the rebuilding of schools and hospitals in crisis areas. Overall, First Niles Financial has become a significant part of the financial industry both in the region and in the country. With the aim of providing high-quality financial services tailored to the needs of each individual customer, the company has earned a good reputation. First Niles Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about First Niles Financial stock

Total Debt to EBITDA Ratio of First Niles Financial is 43.54 in 2025.

Total Debt to EBITDA Ratio of First Niles Financial changed from 50.76 to 43.54, representing a -14.23% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Total Debt to EBITDA Ratio First Niles Financial since 2006 – with annual values, charts, and detailed analysis.

Debt/EBITDA measures total debt relative to earnings before interest, taxes, depreciation, and amortization. It indicates the years needed to repay all debt from EBITDA.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Total Debt to EBITDA Ratio's First Niles Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — First Niles Financial

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