First Farmers and Merchants

First Farmers and Merchants OCF Margin

The Operating Cash Flow Margin of First Farmers and Merchants (FFMH) as of Oct 20, 2026 is 24.96 %. In the previous year, Operating Cash Flow Margin was 52.98 % — a change of -52.90% (lower).

OCF Margin

24.96 %

YoY

-52.90%

Last updated:

Operating Cash Flow Margin of First Farmers and Merchants is 2025 24.96 % . Operating Cash Flow Margin of First Farmers and Merchants was 2024 52.98 % . It decreases by -52.90% lower compared to the previous year.

The First Farmers and Merchants OCF Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

OCF Margin
Date
OCF Margin
Jan 1, 2018
31.66 USD
Jan 1, 2019
19.24 USD
Jan 1, 2020
23.17 USD
Jan 1, 2021
35.18 USD
Jan 1, 2022
23.37 USD
Jan 1, 2023
23.98 USD
Jan 1, 2024
52.98 USD
Jan 1, 2025
24.96 USD
The First Farmers and Merchants OCF Margin history
YEAROCF MarginYoY
24.96 %-52.90%
52.98 %+120.92%
23.98 %+2.62%
23.37 %-33.57%
35.18 %+51.81%
23.17 %+20.45%
19.24 %-39.23%
31.66 %+21.45%
26.07 %+13.10%
23.05 %-16.35%
27.56 %+3.10%
26.73 %—

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First Farmers and Merchants Stock analysis

What does First Farmers and Merchants do? First Farmers and Merchants Corp is a US financial holding company based in Columbia, Tennessee. The roots of the company date back to 1909 when Farmers & Merchants Bank was founded in Spring Hill, Tennessee. At that time, the local banking business was characterized by family and customer relationships that were maintained for decades - values that are still very important to FFMC today. In 1934, the bank was converted into a holding company and registered under the name "First Farmers and Merchants National Bank." In the following years, there was continuous growth through the acquisition of smaller banks and the expansion of the branch network in Tennessee. In 1998, the company was finally renamed "First Farmers and Merchants Corporation." FFMC's business model has always been focused on the needs of retail customers, small to medium-sized businesses, and agricultural operations. The company operates in various sectors, including retail banking, commercial banking, wealth management, and agricultural banking. The retail banking division includes various products such as checking accounts, demand deposits, credit cards, and mortgages. FFMC also offers consumer loans and installment loans, supports customers in setting up online banking, and provides comprehensive advisory services. The commercial banking division offers companies various financing options such as loans, factoring, or leasing. In addition, FFMC supports its corporate customers in optimizing cash management, offers solutions for trading derivatives, currencies, and other financial instruments, and provides support for operational financing. Another important division is wealth management, which supports clients in asset management. Here, FFMC offers its expertise in areas such as financial planning, investment advice, asset protection, and estate planning. One of the most original divisions of FFMC is Agricultural Banking, which offers various services to agricultural operations. The company provides various financing options and services specifically tailored to the needs of agriculture, such as agricultural loans and financing for equipment and agricultural real estate. Here, too, close cooperation and customer consultation are central components of the business model. In summary, FFMC offers its customers a wide range of financial services tailored to their individual needs. The company values personal relationships and individual consultation. FFMC aims to help its customers achieve their financial goals by providing them with tailored solutions that meet their specific needs. With this approach, FFMC has been successful for over 100 years and has become a key player in the regional banking sector. Answer: First Farmers and Merchants Corp (FFMC) is a US financial holding company based in Columbia, Tennessee. They offer a wide range of financial services tailored to individual needs, including retail banking, commercial banking, wealth management, and agricultural banking. They prioritize personal relationships and individual consultation to help customers achieve their financial goals. First Farmers and Merchants is one of the most popular companies on Eulerpool.

Frequently Asked Questions about First Farmers and Merchants stock

Operating Cash Flow Margin of First Farmers and Merchants is 24.96 % in 2025.

Operating Cash Flow Margin of First Farmers and Merchants changed from 52.98 % to 24.96 %, representing a -52.90% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Operating Cash Flow Margin First Farmers and Merchants since 2006 – with annual values, charts, and detailed analysis.

OCF margin measures the percentage of revenue converted into operating cash flow. It indicates cash generation efficiency from core business operations.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Operating Cash Flow Margin's First Farmers and Merchants with sector peers and the industry average to assess whether it is attractive.

To evaluate Operating Cash Flow Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Operating Cash Flow Margin.

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