First Farmers and Merchants

First Farmers and Merchants FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of First Farmers and Merchants (FFMH) as of Oct 20, 2026 is 101.59 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 191.89 % — a change of -47.05% (lower).

FCF Conversion

101.59 %

YoY

-47.05%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of First Farmers and Merchants is 2025 101.59 % . FCF Conversion Rate (FCF/EBITDA) of First Farmers and Merchants was 2024 191.89 % . It decreases by -47.05% lower compared to the previous year.

The First Farmers and Merchants FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
102.66 USD
Jan 1, 2019
62.69 USD
Jan 1, 2020
74.60 USD
Jan 1, 2021
135.61 USD
Jan 1, 2022
78.48 USD
Jan 1, 2023
106.60 USD
Jan 1, 2024
191.89 USD
Jan 1, 2025
101.59 USD
The First Farmers and Merchants FCF Conversion history
YEARFCF ConversionYoY
101.59 %-47.05%
191.89 %+80.00%
106.60 %+35.83%
78.48 %-42.13%
135.61 %+81.78%
74.60 %+19.00%
62.69 %-38.93%
102.66 %+46.28%
70.18 %-2.38%
71.89 %-37.99%
115.93 %+20.77%
96.00 %—

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First Farmers and Merchants Stock analysis

What does First Farmers and Merchants do? First Farmers and Merchants Corp is a US financial holding company based in Columbia, Tennessee. The roots of the company date back to 1909 when Farmers & Merchants Bank was founded in Spring Hill, Tennessee. At that time, the local banking business was characterized by family and customer relationships that were maintained for decades - values that are still very important to FFMC today. In 1934, the bank was converted into a holding company and registered under the name "First Farmers and Merchants National Bank." In the following years, there was continuous growth through the acquisition of smaller banks and the expansion of the branch network in Tennessee. In 1998, the company was finally renamed "First Farmers and Merchants Corporation." FFMC's business model has always been focused on the needs of retail customers, small to medium-sized businesses, and agricultural operations. The company operates in various sectors, including retail banking, commercial banking, wealth management, and agricultural banking. The retail banking division includes various products such as checking accounts, demand deposits, credit cards, and mortgages. FFMC also offers consumer loans and installment loans, supports customers in setting up online banking, and provides comprehensive advisory services. The commercial banking division offers companies various financing options such as loans, factoring, or leasing. In addition, FFMC supports its corporate customers in optimizing cash management, offers solutions for trading derivatives, currencies, and other financial instruments, and provides support for operational financing. Another important division is wealth management, which supports clients in asset management. Here, FFMC offers its expertise in areas such as financial planning, investment advice, asset protection, and estate planning. One of the most original divisions of FFMC is Agricultural Banking, which offers various services to agricultural operations. The company provides various financing options and services specifically tailored to the needs of agriculture, such as agricultural loans and financing for equipment and agricultural real estate. Here, too, close cooperation and customer consultation are central components of the business model. In summary, FFMC offers its customers a wide range of financial services tailored to their individual needs. The company values personal relationships and individual consultation. FFMC aims to help its customers achieve their financial goals by providing them with tailored solutions that meet their specific needs. With this approach, FFMC has been successful for over 100 years and has become a key player in the regional banking sector. Answer: First Farmers and Merchants Corp (FFMC) is a US financial holding company based in Columbia, Tennessee. They offer a wide range of financial services tailored to individual needs, including retail banking, commercial banking, wealth management, and agricultural banking. They prioritize personal relationships and individual consultation to help customers achieve their financial goals. First Farmers and Merchants is one of the most popular companies on Eulerpool.

Frequently Asked Questions about First Farmers and Merchants stock

FCF Conversion Rate (FCF/EBITDA) of First Farmers and Merchants is 101.59 % in 2025.

FCF Conversion Rate (FCF/EBITDA) of First Farmers and Merchants changed from 191.89 % to 101.59 %, representing a -47.05% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) First Farmers and Merchants since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s First Farmers and Merchants with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — First Farmers and Merchants

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