Credit Saison Co

Credit Saison Co EBIT Margin

The EBIT Margin (Operating Margin) of Credit Saison Co (8253.T) as of Oct 10, 2026 is 16.67 %. In the previous year, EBIT Margin (Operating Margin) was 26.46 % — a change of -37.00% (lower).

EBIT Margin

16.67 %

YoY

-37.00%

Last updated:

EBIT Margin (Operating Margin) of Credit Saison Co is 2026 16.67 % . EBIT Margin (Operating Margin) of Credit Saison Co was 2025 26.46 % . It decreases by -37.00% lower compared to the previous year.

For Credit Saison Co, the operating (EBIT) margin of 16.7% is down versus 21.5% a few years ago.

The Credit Saison Co EBIT Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT Margin
Date
EBIT Margin
Jan 1, 2019
19.93 JPY
Jan 1, 2020
18.92 JPY
Jan 1, 2021
26.38 JPY
Jan 1, 2022
21.51 JPY
Jan 1, 2023
25.89 JPY
Jan 1, 2024
28.64 JPY
Jan 1, 2025
26.46 JPY
Jan 1, 2026
16.67 JPY
The Credit Saison Co EBIT Margin history
YEAREBIT MarginYoY
16.67 %-37.00%
26.46 %-7.62%
28.64 %+10.61%
25.89 %+20.39%
21.51 %-18.49%
26.38 %+39.47%
18.92 %-5.07%
19.93 %-8.02%
21.66 %+75.84%
12.32 %+13.23%
10.88 %-9.82%
12.07 %+7.84%
11.19 %+8,495.24%
0.13 %+39.28%
0.09 %+27.52%
0.07 %-10.96%
0.08 %-8.37%
0.09 %-3.97%
0.09 %+98.81%
0.05 %—
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Credit Saison Co Stock analysis

What does Credit Saison Co do? Credit Saison Co. Ltd. is a financial company based in Japan that has been providing consumer loans for over fifty years, which can be used for both retail and online shopping. The company was founded in 1948 and has been known by its current name since 1951. Credit Saison's business model is based on consumer loans. The lending is done through a credit card product line and includes both traditional credit cards and specialized financial products such as zero-percent financing, installment payments, or loans for consumers with poor credit ratings. The company also offers factoring and collection services for merchants offering loans. This allows companies to extend the timeframe for loan repayment and keep their working capital free. Credit Saison has been a pioneer in the development of mobile payment services in Japan for some time and offers platforms for click-and-collect purchases. One of the company's latest innovations is a mobile loan platform that allows users to apply for loans easily and quickly directly from their mobile phone. The company operates in both the retail and online markets and collaborates with many major retailers and online marketplaces in Japan. Credit Saison's consumer credit cards are distributed through partnerships with numerous stores and lending platforms. Credit Saison also operates in payment processing, offering secure payment solutions for businesses to process online payments easily and securely. Credit Saison is divided into several departments that focus on specialized areas of the business. The Retailers division is focused on providing merchants with payment and credit solutions, while the Consumer Finance division focuses on consumer loans. The Service division offers support to merchants in collection and receivables management processes. Credit Saison's international division also operates in global markets, offering credit and payment solutions for international merchants and consumers. Credit Saison's products and services include various types of credit cards, such as cards with a credit limit, cards with a cashback offer, cards with a points system, and cards that can be used at specific stores and platforms. All credit cards are equipped with a security system to ensure the privacy and safety of users. Overall, Credit Saison Co. Ltd. is a company with extensive experience in the credit industry. The company offers a wide range of products and services that cater to the needs of both consumers and merchants, using advanced technology to enhance user experience and security. Credit Saison Co is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Credit Saison Co stock

EBIT Margin (Operating Margin) of Credit Saison Co is 16.67 % in 2026.

EBIT Margin (Operating Margin) of Credit Saison Co changed from 26.46 % to 16.67 %, representing a -37.00% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EBIT Margin (Operating Margin) Credit Saison Co since 2006 – with annual values, charts, and detailed analysis.

EBIT Margin measures operating profitability as a percentage of revenue. It shows how much profit a company makes from operations before interest and taxes.

A 'good' varies by industry and company stage. On Eulerpool, you can compare EBIT Margin (Operating Margin)'s Credit Saison Co with sector peers and the industry average to assess whether it is attractive.

To evaluate EBIT Margin (Operating Margin)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EBIT Margin (Operating Margin).

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