Credit Saison Co (8253.T) Stock Price

Credit Saison Co Price

JPX·CLOSED
4,012.00
​
Market closed

Revenue at Credit Saison Co has contracted by 0.3% per year over the past 19 years to 547.08 B JPY. Earnings per share have grown at 7.9% per year over the last 19 years. For Credit Saison Co, the net margin of 11.5% is up versus 9.7% a few years ago. At today's price the dividend yield works out to roughly 6.23%. The payout ratio is around 24% of earnings. The dividend has grown at 12.2% per year over the past 19 years. The consensus 12-month price target for Credit Saison Co is 4,845.00 JPY, about 20.8% above where the stock trades today. Of 14 analysts, 11 rate the stock a buy — an overall Buy consensus.

Credit Saison Co stock price

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Credit Saison Co business model & stock analysis

Credit Saison Co. Ltd. is a financial company based in Japan that has been providing consumer loans for over fifty years, which can be used for both retail and online shopping. The company was founded in 1948 and has been known by its current name since 1951. Credit Saison's business model is based on consumer loans. The lending is done through a credit card product line and includes both traditional credit cards and specialized financial products such as zero-percent financing, installment payments, or loans for consumers with poor credit ratings. The company also offers factoring and collection services for merchants offering loans. This allows companies to extend the timeframe for loan repayment and keep their working capital free. Credit Saison has been a pioneer in the development of mobile payment services in Japan for some time and offers platforms for click-and-collect purchases. One of the company's latest innovations is a mobile loan platform that allows users to apply for loans easily and quickly directly from their mobile phone. The company operates in both the retail and online markets and collaborates with many major retailers and online marketplaces in Japan. Credit Saison's consumer credit cards are distributed through partnerships with numerous stores and lending platforms. Credit Saison also operates in payment processing, offering secure payment solutions for businesses to process online payments easily and securely. Credit Saison is divided into several departments that focus on specialized areas of the business. The Retailers division is focused on providing merchants with payment and credit solutions, while the Consumer Finance division focuses on consumer loans. The Service division offers support to merchants in collection and receivables management processes. Credit Saison's international division also operates in global markets, offering credit and payment solutions for international merchants and consumers. Credit Saison's products and services include various types of credit cards, such as cards with a credit limit, cards with a cashback offer, cards with a points system, and cards that can be used at specific stores and platforms. All credit cards are equipped with a security system to ensure the privacy and safety of users. Overall, Credit Saison Co. Ltd. is a company with extensive experience in the credit industry. The company offers a wide range of products and services that cater to the needs of both consumers and merchants, using advanced technology to enhance user experience and security.

Frequently asked questions about Credit Saison Co

The business model of Credit Saison Co Ltd is primarily focused on providing and facilitating consumer credit services in Japan. As a leading consumer finance company, Credit Saison offers a wide range of financial products and services, including credit cards, installment loans, and revolving credit. The company has built a strong customer base by offering convenient and innovative payment solutions tailored to meet the diverse needs of consumers. With its extensive network and partnerships, Credit Saison aims to enhance the purchasing power of individuals and contribute to the growth of the retail market in Japan.

Credit Saison Co Ltd is primarily active in the financial services industry.

The main competitors of Credit Saison Co Ltd in the market are Sumitomo Mitsui Financial Group, Inc., Aeon Financial Service Co., Ltd., and ORIX Corporation.

Credit Saison Co Ltd is a renowned financial services company based in Japan. Established in 1951, Credit Saison has a rich history and strong background in providing various financial solutions. With a focus on consumer credit, the company offers credit cards, loans, and installment services to individuals and businesses. Credit Saison has developed a strong reputation for its reliable and customer-centric approach, providing tailored financial solutions to meet the diverse needs of its clients. Over the years, through strategic partnerships and continuous innovation, Credit Saison has become one of the leading financial institutions in Japan, catering to the evolving financial landscape.

Credit Saison Co Ltd has achieved several significant milestones in its history. One notable accomplishment is the company's expansion into the credit card industry, where it has become a prominent player in Japan. Additionally, Credit Saison Co Ltd has successfully built strong partnerships with various retailers, enabling them to offer attractive financial services to customers. The company has also continuously focused on innovation, launching new products and services to meet evolving market needs. Over the years, Credit Saison Co Ltd has demonstrated its commitment to delivering exceptional financial solutions, solidifying its position as a trusted name in the industry.

Credit Saison Co Ltd, a renowned financial company based in Japan, primarily operates within its home country. Although mainly present in Japan, Credit Saison has also expanded its operations in other countries and regions. However, the company does not have a significant presence outside of Japan. With a strong focus on the domestic market, Credit Saison Co Ltd has established itself as a leading player in the financial sector in Japan.

Credit Saison Co Ltd is a leading Japanese financial company that embodies strong values and a robust corporate philosophy. The company strives for customer satisfaction, focusing on providing innovative financial services that meet the diverse needs of individuals and businesses. Credit Saison Co Ltd values integrity, transparency, and fairness, ensuring ethical practices in all its operations. With a customer-centric approach, the company aims to build long-term relationships by offering personalized solutions and fostering financial inclusivity. Credit Saison Co Ltd emphasizes social responsibility and sustainability, contributing to the development of a prosperous society. Through its commitment to excellence, Credit Saison Co Ltd continues to be a trusted name in the financial industry.

Analysts currently set an average price target of 4,748.10 JPY for the Credit Saison Co stock (median: 4,845.00 JPY), implying +12.2 % versus the latest price. The consensus is based on 14 analyst ratings.

14 analysts currently rate the Credit Saison Co stock: 11 recommend buying, 3 holding and 0 selling.

Converted at the current exchange rate, the Credit Saison Co share trades at 22.55 EUR (4,012.00 JPY).

The Credit Saison Co share (8253.T) is listed on 5 stock exchanges, including: Tokio (JPX) (8253.T), Frankfurt (QC9.F), München (QC9.MU), Düsseldorf (QC9.DU).

Credit Saison Co. Ltd is a Japanese financial services company that offers various credit cards and financial products to customers. The company was founded in 1961 and is based in Tokyo, Japan. It is listed on the Tokyo Stock Exchange. The company operates in three main areas: credit cards, consumer financing, and lending. These areas are described in more detail below. Credit cards: Credit Saison is a leading provider of credit cards in Japan, offering a wide range of offerings tailored to different customer segments. The company offers credit cards for everyday use as well as for business travelers and customers who enjoy traveling. Currently, Credit Saison offers around 20 different credit cards that provide various benefits such as cash-back programs, loyalty points, bonus programs, and insurance. Consumer financing: Credit Saison also offers various financing options for consumers. These products include installment loan offers, such as zero percent financing for electronic devices such as televisions, music players, or other household items. Additionally, financial stability is provided through offerings such as training loans and education loan programs. Lending: Finally, Credit Saison also offers lending services. A loan agreement can be made directly with the company or through an online platform operated by Credit Saison. The company offers loans for both individual and business customers, aiming to provide financing solutions to meet the personal requirements of families, businesses, and companies. Credit Saison aims to provide high-quality customer-oriented financial products. To achieve this, the company invests extensively in technology and innovation to improve processes and meet customer needs. The company has also established a strong presence in the international market and operates in many countries, including Asia, North America, Europe, Australia, and Africa. Overall, Credit Saison is a leading company in the financial industry that offers its customers a wide range of financial products. With a focus on technology and innovation and a strong commitment to customer satisfaction, the company is competing internationally and is focused on expansion.

The revenue of Credit Saison Co is 547.08 B JPY. This figure is based on current financial data and reflects the company's business performance.

The profit of Credit Saison Co is 62.75 B JPY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Credit Saison Co is currently 9.18. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Credit Saison Co stock.

The price-to-sales ratio (P/S) of Credit Saison Co is currently 1.05. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Credit Saison Co stock.

The Eulerpool Quality Score for Credit Saison Co is 4/10.

The ISIN of Credit Saison Co is JP3271400008. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Credit Saison Co is 858069. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Credit Saison Co is 8253.T. The ticker symbol is used to trade Credit Saison Co shares on the stock exchange.

Fair ValueTerminal
4,052.12 JPY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
99.02 M JPY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
JPY
Initial public offering
Jul 2, 1963
ISIN
JP3271400008
Cusip
J7007M109
Sedol
6591809
Market capitalization
629.73 B JPYMega Cap
52-Week Range
PEG
1.33
P/E ratio
P/Ee 2027
7.27
P/Ee 2028
6.81
P/Ee 2029
6.25
P/Ee 2030
5.73
P/Ee 2031
5.21
P/S
P/Se
1.12
EV/EBIT
44.95
P/B Ratio
0.83
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.44 %
Dividend
Dividend yield
6.23 %
Est. Dividend Yield
7.48 %
Payout Ratio
23.50 %
Dividend growth Ø5Y
—
Dividend payments per year
1
Dividend paid since
36 years
Dividend not reduced since
36 years
Dividend increased since
4 years
Dividend withholding tax
15.32 %
Last updated Nov 5, 2026, 5:38 PM

Credit Saison Co Ticker

DÜSSELDORF · QC9.DUFRANKFURT · QC9.FJPX · 8253.TMUNICH · QC9.MUOTC · CSASF

Credit Saison Co FIGI

8253:JP · BBG000BGVW338253:JT · BBG000BGVWB48253:JJ · BBG000BGW0968253:JE · BBG000BGW1D98253:JI · BBG000BGW247QC9:GR · BBG000C55RK7QC9:GF · BBG000C55S52QC9:GD · BBG000C55SL4QC9:GM · BBG000C55V64CSASF:US · BBG000DXY8G0CSASF:UV · BBG000DY0MT08253:JU · BBG002QK68R9