Aeon Financial Service Co (8570.T) Stock Price

Aeon Financial Service Co Price

JPX·CLOSED
1,618.00JPY+44.50 (+2.79 %)
Market closed

Revenue has compounded at 7.1% per year over the past 19 years to 533.26 B JPY. Earnings per share have declined at 2.1% per year over the last 19 years. Aeon Financial Service Co's net margin stands at 3.7%, broadly stable from 3.6% several years earlier. Aeon Financial Service Co currently offers a dividend yield of about 3.28%. The payout ratio is around 59% of earnings. Analysts set a median price target of 1,611.60 JPY, implying 0.4% below the current price. Of 14 analysts, 1 rate the stock a buy — an overall Sell consensus. The stock trades about 14% above its 52-week low.

Aeon Financial Service Co stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Aeon Financial Service Co over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Aeon Financial Service Co stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Aeon Financial Service Co's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Aeon Financial Service Co Stock Price History
DateAeon Financial Service Co Price
8/7/20261,618.00 JPY
8/6/20261,573.50 JPY
8/5/20261,538.50 JPY
8/4/20261,528.00 JPY
8/3/20261,541.50 JPY
7/31/20261,577.00 JPY
7/30/20261,564.50 JPY
7/29/20261,578.50 JPY
7/28/20261,574.00 JPY
7/27/20261,573.00 JPY
7/24/20261,562.00 JPY
7/23/20261,568.50 JPY
7/22/20261,580.50 JPY
7/21/20261,581.00 JPY
7/17/20261,527.00 JPY
7/16/20261,536.50 JPY
7/15/20261,539.50 JPY
7/14/20261,557.00 JPY
7/13/20261,547.00 JPY
7/10/20261,525.00 JPY
7/9/20261,525.50 JPY
7/8/20261,533.00 JPY
7/7/20261,524.00 JPY
7/6/20261,521.50 JPY
7/3/20261,505.00 JPY
7/2/20261,492.50 JPY
7/1/20261,465.50 JPY
6/30/20261,470.00 JPY
6/29/20261,467.50 JPY
6/26/20261,469.00 JPY
6/25/20261,458.50 JPY
6/24/20261,450.50 JPY
6/23/20261,443.00 JPY
6/22/20261,463.50 JPY
6/19/20261,494.50 JPY
6/18/20261,480.50 JPY
6/17/20261,505.00 JPY
6/16/20261,504.00 JPY
6/15/20261,520.50 JPY
6/12/20261,501.00 JPY
6/11/20261,502.00 JPY
6/10/20261,506.00 JPY
6/9/20261,473.00 JPY
6/8/20261,458.50 JPY
6/5/20261,465.00 JPY
6/4/20261,444.50 JPY
6/3/20261,459.00 JPY
6/2/20261,460.00 JPY
6/1/20261,458.00 JPY
5/29/20261,514.00 JPY
5/28/20261,535.50 JPY
5/27/20261,538.50 JPY
5/26/20261,555.50 JPY
5/25/20261,550.00 JPY
5/22/20261,554.00 JPY
5/21/20261,611.50 JPY
5/20/20261,570.50 JPY
5/19/20261,584.00 JPY
5/18/20261,583.50 JPY
5/15/20261,559.50 JPY
5/14/20261,560.00 JPY
5/13/20261,560.00 JPY
5/12/20261,551.00 JPY
5/11/20261,532.50 JPY
5/8/20261,504.50 JPY
5/7/20261,551.50 JPY
5/1/20261,560.00 JPY
4/30/20261,558.50 JPY
4/28/20261,557.50 JPY
4/27/20261,529.50 JPY
4/24/20261,549.50 JPY
4/23/20261,555.50 JPY
4/22/20261,537.00 JPY
4/21/20261,548.50 JPY
4/20/20261,560.00 JPY
4/17/20261,564.50 JPY
4/16/20261,610.00 JPY
4/15/20261,606.00 JPY
4/14/20261,597.00 JPY
4/13/20261,588.00 JPY
4/10/20261,523.50 JPY
4/9/20261,533.50 JPY
4/8/20261,668.00 JPY
4/7/20261,613.50 JPY
4/6/20261,610.00 JPY
4/3/20261,610.00 JPY
4/2/20261,599.50 JPY
4/1/20261,600.00 JPY
3/31/20261,556.50 JPY
3/30/20261,555.50 JPY
3/27/20261,576.00 JPY
3/26/20261,583.00 JPY
3/25/20261,593.50 JPY
3/24/20261,570.00 JPY
3/23/20261,542.00 JPY
3/19/20261,581.50 JPY
3/18/20261,611.50 JPY
3/17/20261,567.00 JPY
3/16/20261,564.00 JPY
3/13/20261,564.00 JPY
3/12/20261,573.50 JPY
3/11/20261,609.50 JPY
3/10/20261,618.50 JPY
3/9/20261,583.00 JPY
3/6/20261,644.00 JPY
3/5/20261,654.50 JPY
2/27/20261,765.00 JPY
2/26/20261,726.00 JPY
2/25/20261,750.00 JPY
2/24/20261,772.00 JPY
2/20/20261,785.00 JPY
2/19/20261,848.00 JPY
2/18/20261,814.00 JPY
2/17/20261,766.00 JPY
2/16/20261,774.50 JPY
2/13/20261,770.00 JPY
2/12/20261,791.50 JPY
2/10/20261,795.50 JPY
2/9/20261,777.00 JPY
2/6/20261,783.50 JPY
2/5/20261,768.50 JPY
2/4/20261,721.00 JPY
2/3/20261,691.00 JPY
2/2/20261,670.50 JPY
1/30/20261,686.50 JPY
1/29/20261,672.00 JPY
1/28/20261,657.00 JPY
1/27/20261,673.50 JPY
1/26/20261,675.00 JPY
1/23/20261,706.50 JPY
1/22/20261,688.00 JPY
1/21/20261,679.00 JPY
1/20/20261,732.00 JPY
1/19/20261,753.50 JPY
1/16/20261,757.00 JPY
1/15/20261,747.50 JPY
1/14/20261,720.00 JPY
1/13/20261,724.00 JPY
1/9/20261,763.00 JPY
1/8/20261,743.00 JPY
1/7/20261,749.50 JPY
1/6/20261,764.00 JPY
1/5/20261,735.50 JPY
12/30/20251,735.00 JPY
12/29/20251,745.50 JPY
12/26/20251,778.50 JPY
12/25/20251,748.00 JPY
12/24/20251,724.00 JPY
12/23/20251,744.50 JPY
12/22/20251,724.50 JPY
12/19/20251,768.00 JPY
12/18/20251,583.00 JPY
12/17/20251,560.50 JPY
12/16/20251,550.50 JPY
12/15/20251,593.00 JPY
12/12/20251,569.00 JPY
12/11/20251,555.00 JPY
12/10/20251,573.00 JPY
12/9/20251,550.00 JPY
12/8/20251,555.00 JPY
12/5/20251,541.00 JPY
12/4/20251,558.50 JPY
12/3/20251,555.50 JPY
12/2/20251,552.00 JPY
12/1/20251,548.00 JPY
11/28/20251,566.00 JPY
11/27/20251,572.50 JPY
11/26/20251,562.00 JPY
11/25/20251,556.00 JPY
11/21/20251,555.50 JPY
11/20/20251,531.50 JPY
11/19/20251,504.50 JPY
11/18/20251,489.00 JPY
11/17/20251,502.50 JPY
11/14/20251,530.00 JPY
11/13/20251,536.00 JPY
11/12/20251,532.00 JPY
11/11/20251,522.00 JPY
11/10/20251,514.00 JPY
11/7/20251,512.50 JPY
11/6/20251,513.50 JPY
11/5/20251,495.00 JPY
11/4/20251,515.50 JPY
10/31/20251,508.00 JPY
10/30/20251,513.50 JPY
10/29/20251,495.50 JPY
10/28/20251,507.00 JPY
10/27/20251,495.50 JPY
10/24/20251,485.00 JPY
10/23/20251,489.00 JPY
10/22/20251,474.00 JPY
10/21/20251,477.50 JPY
10/20/20251,472.50 JPY
10/17/20251,431.50 JPY
10/16/20251,462.00 JPY
10/15/20251,442.50 JPY
10/14/20251,423.00 JPY
10/10/20251,455.00 JPY
10/9/20251,487.50 JPY
10/8/20251,479.00 JPY
10/7/20251,469.00 JPY
10/6/20251,488.50 JPY
10/3/20251,455.00 JPY
10/2/20251,438.00 JPY
10/1/20251,462.50 JPY
9/30/20251,508.50 JPY
9/29/20251,512.50 JPY
9/26/20251,540.00 JPY
9/25/20251,522.50 JPY
9/24/20251,519.00 JPY
9/22/20251,510.50 JPY
9/19/20251,518.50 JPY
9/18/20251,519.00 JPY
9/17/20251,527.00 JPY
9/16/20251,532.50 JPY
9/12/20251,540.00 JPY
9/11/20251,538.50 JPY
9/10/20251,540.00 JPY
9/9/20251,535.00 JPY
9/8/20251,546.00 JPY
9/5/20251,539.50 JPY
9/4/20251,511.00 JPY
9/3/20251,494.50 JPY
9/2/20251,462.50 JPY
9/1/20251,467.50 JPY
8/29/20251,487.50 JPY
8/28/20251,495.50 JPY
8/27/20251,516.50 JPY
8/26/20251,531.00 JPY
8/25/20251,523.00 JPY
8/22/20251,506.00 JPY
8/21/20251,484.50 JPY
8/20/20251,494.50 JPY
8/19/20251,489.50 JPY
8/18/20251,472.00 JPY
8/15/20251,475.00 JPY
8/14/20251,459.00 JPY
8/13/20251,458.00 JPY
8/12/20251,455.00 JPY
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Aeon Financial Service Co Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
451.77 B JPY
80.21 B JPY
30.68 B JPY
Jan 1, 2024
485.61 B JPY
76.81 B JPY
20.90 B JPY
Jan 1, 2025
533.26 B JPY
97.37 B JPY
19.53 B JPY
Jan 1, 2026 (e)
569.05 B JPY
92.19 B JPY
23.09 B JPY
Jan 1, 2026 (e)
573.70 B JPY
76.76 T JPY
22.67 B JPY
Jan 1, 2027 (e)
615.56 B JPY
99.73 B JPY
19.34 B JPY
Jan 1, 2028 (e)
647.54 B JPY
104.91 B JPY
27.67 B JPY
Jan 1, 2029 (e)
683.17 B JPY
110.68 B JPY
33.08 B JPY

Aeon Financial Service Co Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 10, 2026, 9:54 AM
 
REVENUEB JPY
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB JPY
EBITT JPY
EBIT MARGIN%
NET INCOMEB JPY
NET INCOME GROWTH%
DIV.JPY
DIV. GROWTH%
SHARESM
20162017201820192020202120222023202420252026e2027e2028e2029e2030e2031e
138.81140.24156.16438.44457.28487.31470.66451.77485.61533.26573.70615.56647.54683.17699.90723.90
10.611.0311.35180.764.306.57-3.42-4.017.499.810.827.305.195.502.453.43
381.61377.72339.2199.5699.4499.5399.3799.5199.5199.3399.3399.3399.3399.3399.3399.33
529.72529.72529.72436.53454.70485.04467.68449.56483.25529.72569.88611.47643.23678.62695.24719.08
0.080.080.090.090.090.060.080.080.080.1076.760.100.100.110.110.12
56.4258.5659.9320.7219.0212.6016.4317.7515.8218.2613,379.8916.2016.2016.2016.2016.20
35.7939.4538.6839.4134.1517.6930.2130.6820.9019.5322.6719.3427.6733.0845.7949.91
17.3610.25-1.971.89-13.35-48.1970.741.55-31.89-6.54-1.82-14.7143.0719.5638.439.01
66.0067.0068.0068.0050.0040.0049.0058.0053.0053.0089.2098.24––––
4.761.521.49–-26.47-20.0022.5018.37-8.62–10.1210.13––––
198.81214.47227.49227.53221.53215.85215.86215.86215.87215.89215.89215.89215.89215.89215.89215.89
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Aeon Financial Service Co generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Aeon Financial Service Co retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Aeon Financial Service Co's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Aeon Financial Service Co has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Aeon Financial Service Co's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Aeon Financial Service Co stock margins

The Aeon Financial Service Co margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Aeon Financial Service Co. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Aeon Financial Service Co.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
99.53 %
12.60 %
3.63 %
Jan 1, 2022
99.37 %
16.43 %
6.42 %
Jan 1, 2023
99.51 %
17.75 %
6.79 %
Jan 1, 2024
99.51 %
15.82 %
4.30 %
Jan 1, 2025
99.33 %
18.26 %
3.66 %
Jan 1, 2026 (e)
99.33 %
16.20 %
4.06 %
Jan 1, 2026 (e)
99.33 %
13,379.88 %
3.95 %
Jan 1, 2027 (e)
99.33 %
16.20 %
3.14 %

Aeon Financial Service Co Stock Revenue, EBIT, Earnings per Share

The Aeon Financial Service Co earnings per share therefore indicates how much revenue Aeon Financial Service Co has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
2,257.61 JPY
284.50 JPY
81.97 JPY
Jan 1, 2022
2,180.41 JPY
358.16 JPY
139.95 JPY
Jan 1, 2023
2,092.83 JPY
371.57 JPY
142.12 JPY
Jan 1, 2024
2,249.51 JPY
355.81 JPY
96.80 JPY
Jan 1, 2025
2,470.10 JPY
451.01 JPY
90.46 JPY
Jan 1, 2026 (e)
2,635.86 JPY
427.04 JPY
106.97 JPY
Jan 1, 2026 (e)
2,657.39 JPY
355,556.05 JPY
105.02 JPY
Jan 1, 2027 (e)
2,851.32 JPY
461.95 JPY
89.57 JPY

Aeon Financial Service Co business model & stock analysis

Aeon Financial Service Co Ltd is a Japanese company specializing in financial services. It was founded in 1985 and has since experienced continuous growth. The headquarters are located in Tokyo, Japan, and the company has branches in various countries, including the USA. The business model of Aeon Financial Service Co Ltd is very diverse and includes various sectors. One of the company's core competencies is consumer lending, particularly for consumption purposes such as car loans or furniture loans. These are offered in cooperation with retailers and can be obtained either directly in the stores or online. Another important sector is the credit card business. Aeon Financial Service Co Ltd offers various credit cards tailored to the needs of different target groups. These include, for example, credit cards with discounts at specific stores or credit cards with additional insurance benefits. In addition to the lending business, Aeon Financial Service Co Ltd also offers various insurance products. These include, for example, car insurance or health insurance. These products are offered in cooperation with various partners and can be obtained either directly online or through retail channels. Another important component of the business model is retail. Aeon Financial Service Co Ltd operates a number of retail stores in Japan specializing in various areas, including grocery and clothing stores. This is referred to as an integrated business strategy, where the company combines the lending and insurance business with retail. In recent years, the company has also increasingly invested in the fintech sector. This involves the combination of finance and technology, enabling the offering of financial services through innovative means. Examples include mobile payment systems or online financial advice. Overall, Aeon Financial Service Co Ltd is a diversified company specializing in various areas of the financial sector. In recent years, the company has continuously invested in expanding its offerings and improving its processes in order to provide its customers with a wide range of high-quality financial services.

Aeon Financial Service Co SWOT Analysis

Strengths

Aeon Financial Service Co Ltd possesses several strengths that contribute to its success in the market. One of its key strengths is its strong financial position, which allows the company to manage its operations effectively and seize growth opportunities. Additionally, Aeon Financial Service has an extensive distribution network, enabling it to reach a large customer base and expand its market presence. Moreover, the company is known for its robust risk management practices, ensuring the security and protection of its customers' financial assets.

Weaknesses

Despite its strengths, Aeon Financial Service Co Ltd also faces certain weaknesses that need to be addressed. One notable weakness is its limited geographical presence, primarily focusing on a specific region or country. This restricts its ability to tap into potential international markets and limits its growth prospects. Moreover, the company may face challenges in adapting to rapidly changing market trends and technologies, potentially leading to a loss of competitive advantage.

Opportunities

Aeon Financial Service Co Ltd operates in an evolving market environment, presenting several opportunities for future growth and development. The expanding middle-class population, particularly in emerging economies, offers a significant opportunity for the company to capture a larger market share. Additionally, the integration of digital technologies into financial services provides avenues for innovation, allowing Aeon Financial Service to enhance its products and services and remain competitive in the industry.

Threats

Various external factors pose potential threats to Aeon Financial Service Co Ltd's operations and profitability. Increased competition from other financial institutions and fintech companies could erode the company's market share. Regulatory changes and compliance requirements may also pose challenges in terms of maintaining operational efficiency. Additionally, economic volatility and uncertainties could impact customer spending patterns and investment decisions, affecting the company's financial performance.

Aeon Financial Service Co Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Aeon Financial Service Co historical P/E ratio, EBIT multiple, and P/S ratio

Aeon Financial Service Co annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Aeon Financial Service Co shares outstanding

The number of shares of Aeon Financial Service Co was 215.89 M in 2025. This indicates how many shares Aeon Financial Service Co is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
215.85 M Stocks
Jan 1, 2022
215.86 M Stocks
Jan 1, 2023
215.86 M Stocks
Jan 1, 2024
215.87 M Stocks
Jan 1, 2025
215.89 M Stocks
Jan 1, 2026 (e)
215.89 M Stocks
Jan 1, 2026 (e)
215.89 M Stocks
Jan 1, 2027 (e)
215.89 M Stocks

Aeon Financial Service Co stock splits

In Aeon Financial Service Co's history, there have been no stock splits.

Aeon Financial Service Co Dividend History

35 years of dividend payments

YearAnnual DividendYoY ChangePayments
202628.00JPYYTD—1×
Feb 26, 202628.00JPY↑ 12.0%1/1
202553.00JPY 0.0%2×
Feb 27, 202528.00JPY↑ 12.0%1/2
Aug 28, 202525.00JPY↓ 10.7%2/2
202453.00JPY↓ 8.6%2×
202358.00JPY↑ 18.4%2×
202249.00JPY↑ 22.5%2×
202140.00JPY↓ 20.0%2×
202050.00JPY↓ 26.5%2×
201968.00JPY 0.0%2×
201868.00JPY↑ 1.5%2×
201767.00JPY↑ 1.5%2×

Aeon Financial Service Co dividend history and estimates

In 2025, Aeon Financial Service Co paid a dividend amounting to 53.00 JPY. Dividend means that Aeon Financial Service Co distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2021
40.00 JPY
0.00 JPY
0.00 JPY
Jan 1, 2022
49.00 JPY
0.00 JPY
0.00 JPY
Jan 1, 2023
58.00 JPY
0.00 JPY
0.00 JPY
Jan 1, 2024
53.00 JPY
0.00 JPY
0.00 JPY
Jan 1, 2025
53.00 JPY
0.00 JPY
0.00 JPY
Jan 1, 2026
81.00 JPY
0.00 JPY
0.00 JPY
Jan 1, 2026 (e)
0.00 JPY
89.20 JPY
0.00 JPY
Jan 1, 2027 (e)
0.00 JPY
98.24 JPY
0.00 JPY

Aeon Financial Service Co dividend payout ratio

In 2025, Aeon Financial Service Co had a payout ratio of 58.59%. The payout ratio indicates the percentage of the company's profits that Aeon Financial Service Co distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
48.80 %
Jan 1, 2022
35.01 %
Jan 1, 2023
40.81 %
Jan 1, 2024
54.75 %
Jan 1, 2025
58.59 %
Jan 1, 2026 (e)
75.73 %
Jan 1, 2026 (e)
84.94 %
Jan 1, 2027 (e)
109.68 %

Current Aeon Financial Service Co forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
9.34 %
Buy
7.14 % (1)
Hold
50.00 % (7)
Sell
42.86 % (6)
12M Price Target
1,611.60
Last Price
1,611.50
Currency
JPY
12M Return Potential
0.01 %
LTM Return
0 %

Aeon Financial Service Co Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
4/9/202442.12JPY-131.27 BJPY-2024 Q4
7/3/202331.80JPY-112.96 BJPY-2024 Q1
4/5/202331.99JPY-117.61 BJPY-2023 Q4
1/10/202333.25JPY-112.20 BJPY-2023 Q3
10/4/202238.27JPY-111.75 BJPY-2023 Q2
7/5/202231.31JPY-110.63 BJPY-2023 Q1
4/7/202222.11JPY-121.32 BJPY-2022 Q4
1/12/202219.34JPY-129.23 BJPY-2022 Q3
10/6/202124.01JPY-124.03 BJPY-2022 Q2
7/7/202130.25JPY-120.52 BJPY-2022 Q1

EESG©

Eulerpool ESG Scorecard© for the Aeon Financial Service Co stock

59/100
46
Environment
67
Social
63
Governance
E

Environment

20
Scope 1 - Direct Emissions2,548
Scope 2 - Indirect emissions from purchased energy10,389
Scope 3 - Indirect emissions within the value chain12,324
Total CO₂ emissions12,937
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees59
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Aeon Financial Service Co shareholder structure

% Name
1.70921%
Nomura Asset Management Co., Ltd.
Nomura Asset Management Co., Ltd.
1.53102%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.35080%
American Century Investment Management, Inc.
American Century Investment Management, Inc.
1.13388%
MFS Investment Management
MFS Investment Management
0.82265%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.81385%
Nikko Asset Management Co., Ltd.
Nikko Asset Management Co., Ltd.

Aeon Financial Service Co Beneficial Ownership Filings (SEC 13D/G)

Free Float
37.9%
Float Shares
-
Shares Outstanding
-

Aeon Financial Service Co Executives and Management Board

26 members · avg. age 62 · 8 % women

Management

SS

Mr. Shunsuke Shirakawa (60)

Chairman of the Board, President, Representative Director · since 2023

–
TM

Mr. Tomoyuki Mitsufuji (59)

Managing Executive Officer, Chief Director of Finance and Accounting, Chairman of Subsidiary, Director · since 2019

–
SM

Mr. Shigeki Mishima

Senior Managing Executive Officer

–
KA

Mr. Kazuaki Arima (54)

Managing Executive Officer, Director · since 2023

–
MT

Mr. Mitsugu Tamai (61)

Managing Executive Officer, Chief Director of Overseas Business, Chairman of Subsidiary, Director · since 2006

–
CT

Mr. Chikara Takani

Managing Executive Officer, Chief Director of Corporate Branding

–

Board of Directors

KF

Mr. Kenji Fujita (55)

Director · since 2020

–
TO

Mr. Tsukasa Ojima (60)

Director

–
HW

Mr. Hiroyuki Watanabe (66)

Director · since 2012

–
TN

Mr. Takashi Nagasaka (67)

Independent Director

–
YN

Ms. Yoshimi Nakajima (67)

Independent Director

–
TS

Mr. Tatsuya Sakuma (67)

Independent Director

–

Frequently asked questions about Aeon Financial Service Co

The business model of Aeon Financial Service Co Ltd focuses on providing financial services to consumers in Japan. As a subsidiary of the Aeon Group, the company primarily offers credit and loan services, including credit cards, personal loans, and automobile financing. Aeon Financial Service operates through multiple channels, including physical branches, online platforms, and partnerships with retail stores. By offering convenient and accessible financial solutions, Aeon Financial Service aims to support consumers' purchasing power and enhance their overall shopping experience within the Aeon Group's network of retail outlets.

Aeon Financial Service Co Ltd is primarily active in the financial services industry.

The main competitors of Aeon Financial Service Co Ltd in the market include major financial companies like Mitsubishi UFJ Financial Group, Sumitomo Mitsui Financial Group, and Mizuho Financial Group. These companies also offer a wide range of financial services, including banking, lending, and insurance, which pose strong competition to Aeon Financial Service Co Ltd. However, Aeon Financial Service Co Ltd has established itself as a prominent player in the market due to its specific focus on consumer finance and retail credit, providing unique solutions tailored to individual customers' needs.

Aeon Financial Service Co Ltd is a renowned financial company that has a rich history and background. Established in 1995, Aeon Financial Service Co Ltd is a subsidiary of Aeon Group, a leading retail conglomerate in Japan. The company primarily focuses on providing various financial services, including consumer credit, credit cards, and personal loans. With a strong presence in the Japanese market, Aeon Financial Service Co Ltd has effectively catered to the diverse financial needs of its customers. Over the years, the company has strived to uphold its commitment to customer satisfaction, innovation, and responsible lending, cementing its position as a trusted financial service provider.

Aeon Financial Service Co Ltd has achieved several significant milestones throughout its history. One of the notable accomplishments is its expansion into the overseas market, allowing the company to establish a global presence and gain a competitive edge. In addition, Aeon Financial Service Co Ltd has successfully launched innovative financial products and services, catering to the diverse needs of its customers. The company has also demonstrated remarkable growth in its financial performance, consistently delivering strong financial results year after year. Furthermore, Aeon Financial Service Co Ltd has earned a reputable position in the industry through its commitment to providing cutting-edge technology and exceptional customer service.

Aeon Financial Service Co Ltd is primarily present in Japan.

Aeon Financial Service Co Ltd is guided by its core values of customer satisfaction, integrity, and innovation. The company's corporate philosophy revolves around providing financial services that contribute to the growth and development of individuals and society. Aeon Financial Service Co Ltd remains committed to delivering reliable and convenient solutions to enhance customers' financial well-being. By prioritizing customer needs and ensuring transparency, the company aims to build long-term relationships based on trust and mutual prosperity. Through continuous improvement, Aeon Financial Service Co Ltd strives to create a positive impact on the lives of its customers and the communities it serves.

Analysts currently set an average price target of 1,524.90 JPY for the Aeon Financial Service Co stock (median: 1,611.60 JPY), implying -5.4 % versus the latest price. The consensus is based on 14 analyst ratings.

Aeon Financial Service Co Analyst Price Targets 2026

14 analysts currently rate the Aeon Financial Service Co stock: 1 recommend buying, 7 holding and 6 selling. For 2026, analysts expect Aeon Financial Service Co to generate revenue of 569.05 B JPY and earnings per share of 106.97 JPY.

Aeon Financial Service Co Analyst Price Targets 2026

Converted at the current exchange rate, the Aeon Financial Service Co share trades at 8.87 EUR (1,618.00 JPY).

The Aeon Financial Service Co share (8570.T) is listed on 3 stock exchanges, including: Frankfurt (67J.F).

Aeon Financial Service Co Ltd is a leading financial services provider in Japan, covering various sectors including consumer loans, credit cards, retail financing, and banking services. With a focus on customer orientation and technological innovation, Aeon Financial Service offers its customers a wide range of financial products and services. The company is part of the Aeon Group, one of the largest trading and retail business groups in Japan with a wide network of retail stores, supermarkets, shopping malls, and other retail formats. Consumer loans are one of the key sectors of Aeon Financial Service. The company offers various types of consumer loans, including unsecured loans, collateralized loans, and automobile loans. These loans are tailored to meet the needs of customers and enable them to overcome financial difficulties or make larger purchases. Another important sector of Aeon Financial Service is credit cards, which are issued in collaboration with various partners. These credit cards provide customers with various benefits such as cashback options, loyalty rewards, and discounts on purchases. Retail financing is another important sector of Aeon Financial Service. The company offers various types of financing options for the purchase of products in retail stores. The financing options are tailored to meet the needs of customers and enable them to make larger purchases without stretching their budget. Banking services are also an important area covered by Aeon Financial Service. The company offers various types of banking services, including deposits, transfers, foreign exchange, and financial planning. These services are offered in collaboration with various partners and subsidiaries. Aeon Financial Service is also interested in strengthening the online presence of the company and improving customer loyalty. The company has developed its own online platform called "AEON and Me" where customers can view their account balances, perform transactions, and manage their credit and debit cards. The platform also offers financial education resources and special offers for customers. Overall, the business model of Aeon Financial Service is tailored to meet the needs of customers and offers a wide range of products and services. With a strong focus on customer orientation and technological innovation, the company strives to continuously expand its offerings and enhance customer satisfaction.

The expected revenue of Aeon Financial Service Co is 569.05 B JPY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Aeon Financial Service Co is 23.09 B JPY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Aeon Financial Service Co is currently 15.13. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Aeon Financial Service Co stock.

The price-to-sales ratio (P/S) of Aeon Financial Service Co is currently 0.61. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Aeon Financial Service Co stock.

The Eulerpool Quality Score for Aeon Financial Service Co is 4/10.

The ISIN of Aeon Financial Service Co is JP3131400008. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Aeon Financial Service Co is 896037. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Aeon Financial Service Co is 8570.T. The ticker symbol is used to trade Aeon Financial Service Co shares on the stock exchange.

Over the past 12 months, Aeon Financial Service Co paid a dividend of 53.00 JPY . This corresponds to a dividend yield of about 3.28 %. For the coming 12 months, Aeon Financial Service Co is expected to pay a dividend of 89.20 JPY.

The current dividend yield of Aeon Financial Service Co is 3.28 %.

Aeon Financial Service Co pays a dividend, distributed in the months of , , , .

Aeon Financial Service Co paid dividends every year for the past 34 years.

For the upcoming 12 months, dividends amounting to 89.20 JPY are expected. This corresponds to a dividend yield of 5.51 %.

Aeon Financial Service Co is assigned to the 'Finance' sector.

To receive the latest dividend of Aeon Financial Service Co from amounting to 28 JPY, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Aeon Financial Service Co distributed 58 JPY as dividends.

The dividends of Aeon Financial Service Co are distributed in JPY.

All fundamentals and in-depth analysis of Aeon Financial Service Co

Our stock analysis for Aeon Financial Service Co stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Aeon Financial Service Co. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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