Aeon Financial Service Co (8570.T) Stock Price

Aeon Financial Service Co Price

JPX·CLOSED
1,498.50
​
Market closed

Revenue has compounded at 6.3% per year over the past 19 years to 549.95 B JPY. Earnings per share have grown at 0.1% per year over the last 19 years. Aeon Financial Service Co's net margin stands at 3.8%, down from 6.6% several years earlier. Aeon Financial Service Co currently offers a dividend yield of about 5.41%. The payout ratio is around 56% of earnings. The dividend has grown at 4.5% per year over the past 19 years. Analysts set a median price target of 1,611.60 JPY, implying 7.5% above the current price. Of 14 analysts, 1 rate the stock a buy — an overall Sell consensus.

Aeon Financial Service Co stock price

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Aeon Financial Service Co business model & stock analysis

Aeon Financial Service Co Ltd is a Japanese company specializing in financial services. It was founded in 1985 and has since experienced continuous growth. The headquarters are located in Tokyo, Japan, and the company has branches in various countries, including the USA. The business model of Aeon Financial Service Co Ltd is very diverse and includes various sectors. One of the company's core competencies is consumer lending, particularly for consumption purposes such as car loans or furniture loans. These are offered in cooperation with retailers and can be obtained either directly in the stores or online. Another important sector is the credit card business. Aeon Financial Service Co Ltd offers various credit cards tailored to the needs of different target groups. These include, for example, credit cards with discounts at specific stores or credit cards with additional insurance benefits. In addition to the lending business, Aeon Financial Service Co Ltd also offers various insurance products. These include, for example, car insurance or health insurance. These products are offered in cooperation with various partners and can be obtained either directly online or through retail channels. Another important component of the business model is retail. Aeon Financial Service Co Ltd operates a number of retail stores in Japan specializing in various areas, including grocery and clothing stores. This is referred to as an integrated business strategy, where the company combines the lending and insurance business with retail. In recent years, the company has also increasingly invested in the fintech sector. This involves the combination of finance and technology, enabling the offering of financial services through innovative means. Examples include mobile payment systems or online financial advice. Overall, Aeon Financial Service Co Ltd is a diversified company specializing in various areas of the financial sector. In recent years, the company has continuously invested in expanding its offerings and improving its processes in order to provide its customers with a wide range of high-quality financial services.

Frequently asked questions about Aeon Financial Service Co

The business model of Aeon Financial Service Co Ltd focuses on providing financial services to consumers in Japan. As a subsidiary of the Aeon Group, the company primarily offers credit and loan services, including credit cards, personal loans, and automobile financing. Aeon Financial Service operates through multiple channels, including physical branches, online platforms, and partnerships with retail stores. By offering convenient and accessible financial solutions, Aeon Financial Service aims to support consumers' purchasing power and enhance their overall shopping experience within the Aeon Group's network of retail outlets.

Aeon Financial Service Co Ltd is primarily active in the financial services industry.

The main competitors of Aeon Financial Service Co Ltd in the market include major financial companies like Mitsubishi UFJ Financial Group, Sumitomo Mitsui Financial Group, and Mizuho Financial Group. These companies also offer a wide range of financial services, including banking, lending, and insurance, which pose strong competition to Aeon Financial Service Co Ltd. However, Aeon Financial Service Co Ltd has established itself as a prominent player in the market due to its specific focus on consumer finance and retail credit, providing unique solutions tailored to individual customers' needs.

Aeon Financial Service Co Ltd is a renowned financial company that has a rich history and background. Established in 1995, Aeon Financial Service Co Ltd is a subsidiary of Aeon Group, a leading retail conglomerate in Japan. The company primarily focuses on providing various financial services, including consumer credit, credit cards, and personal loans. With a strong presence in the Japanese market, Aeon Financial Service Co Ltd has effectively catered to the diverse financial needs of its customers. Over the years, the company has strived to uphold its commitment to customer satisfaction, innovation, and responsible lending, cementing its position as a trusted financial service provider.

Aeon Financial Service Co Ltd has achieved several significant milestones throughout its history. One of the notable accomplishments is its expansion into the overseas market, allowing the company to establish a global presence and gain a competitive edge. In addition, Aeon Financial Service Co Ltd has successfully launched innovative financial products and services, catering to the diverse needs of its customers. The company has also demonstrated remarkable growth in its financial performance, consistently delivering strong financial results year after year. Furthermore, Aeon Financial Service Co Ltd has earned a reputable position in the industry through its commitment to providing cutting-edge technology and exceptional customer service.

Aeon Financial Service Co Ltd is primarily present in Japan.

Aeon Financial Service Co Ltd is guided by its core values of customer satisfaction, integrity, and innovation. The company's corporate philosophy revolves around providing financial services that contribute to the growth and development of individuals and society. Aeon Financial Service Co Ltd remains committed to delivering reliable and convenient solutions to enhance customers' financial well-being. By prioritizing customer needs and ensuring transparency, the company aims to build long-term relationships based on trust and mutual prosperity. Through continuous improvement, Aeon Financial Service Co Ltd strives to create a positive impact on the lives of its customers and the communities it serves.

Analysts currently set an average price target of 1,524.90 JPY for the Aeon Financial Service Co stock (median: 1,611.60 JPY), implying +1.8 % versus the latest price. The consensus is based on 14 analyst ratings.

14 analysts currently rate the Aeon Financial Service Co stock: 1 recommend buying, 7 holding and 6 selling.

Converted at the current exchange rate, the Aeon Financial Service Co share trades at 8.47 EUR (1,498.50 JPY).

The Aeon Financial Service Co share (8570.T) is listed on 3 stock exchanges, including: Tokio (JPX) (8570.T), Frankfurt (67J.F).

Aeon Financial Service Co Ltd is a leading financial services provider in Japan, covering various sectors including consumer loans, credit cards, retail financing, and banking services. With a focus on customer orientation and technological innovation, Aeon Financial Service offers its customers a wide range of financial products and services. The company is part of the Aeon Group, one of the largest trading and retail business groups in Japan with a wide network of retail stores, supermarkets, shopping malls, and other retail formats. Consumer loans are one of the key sectors of Aeon Financial Service. The company offers various types of consumer loans, including unsecured loans, collateralized loans, and automobile loans. These loans are tailored to meet the needs of customers and enable them to overcome financial difficulties or make larger purchases. Another important sector of Aeon Financial Service is credit cards, which are issued in collaboration with various partners. These credit cards provide customers with various benefits such as cashback options, loyalty rewards, and discounts on purchases. Retail financing is another important sector of Aeon Financial Service. The company offers various types of financing options for the purchase of products in retail stores. The financing options are tailored to meet the needs of customers and enable them to make larger purchases without stretching their budget. Banking services are also an important area covered by Aeon Financial Service. The company offers various types of banking services, including deposits, transfers, foreign exchange, and financial planning. These services are offered in collaboration with various partners and subsidiaries. Aeon Financial Service is also interested in strengthening the online presence of the company and improving customer loyalty. The company has developed its own online platform called "AEON and Me" where customers can view their account balances, perform transactions, and manage their credit and debit cards. The platform also offers financial education resources and special offers for customers. Overall, the business model of Aeon Financial Service is tailored to meet the needs of customers and offers a wide range of products and services. With a strong focus on customer orientation and technological innovation, the company strives to continuously expand its offerings and enhance customer satisfaction.

The revenue of Aeon Financial Service Co is 549.95 B JPY. This figure is based on current financial data and reflects the company's business performance.

The profit of Aeon Financial Service Co is 21.09 B JPY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Aeon Financial Service Co is currently 15.34. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Aeon Financial Service Co stock.

The price-to-sales ratio (P/S) of Aeon Financial Service Co is currently 0.59. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Aeon Financial Service Co stock.

The Eulerpool Quality Score for Aeon Financial Service Co is 5/10.

The ISIN of Aeon Financial Service Co is JP3131400008. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Aeon Financial Service Co is 896037. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Aeon Financial Service Co is 8570.T. The ticker symbol is used to trade Aeon Financial Service Co shares on the stock exchange.

Fair ValueTerminal
1,513.49 JPY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
27.67 M JPY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
JPY
Initial public offering
Dec 2, 1996
ISIN
JP3131400008
Cusip
J0021H107
Sedol
6037734
Market capitalization
323.51 B JPYMega Cap
52-Week Range
PEG
0.74
P/E ratio
P/Ee 2027
16.70
P/Ee 2028
11.61
P/Ee 2029
9.72
P/Ee 2030
7.07
P/Ee 2031
6.48
P/S
P/Se
0.53
EV/EBIT
61.80
P/B Ratio
0.68
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
0.29 %
Dividend
Dividend yield
5.41 %
Est. Dividend Yield
3.34 %
Payout Ratio
56.24 %
Dividend growth Ø5Y
10.58 %
Dividend payments per year
2
Dividend paid since
34 years
Dividend not reduced since
1 year
Dividend increased since
0 years
Dividend withholding tax
15.32 %
Last updated Oct 8, 2026, 6:24 AM

Aeon Financial Service Co Peer Group

Aeon Financial Service Co Ticker

FRANKFURT · 67J.FJPX · 8570.TOTC · AEOJF

Aeon Financial Service Co FIGI

8570:JP · BBG000DR42B48570:JT · BBG000DR42S68570:JJ · BBG000DR48F78570:JE · BBG000DR49L88570:JI · BBG000DR49R267J:GR · BBG000L7R8D9AEOJF:US · BBG000PRCM28AEOJF:UV · BBG000PRCTH767J:GF · BBG002J122B367J:GI · BBG002J122K38570:JU · BBG002QK98238570:JW · BBG00875FM35